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Test your basic knowledge |
ACCA Financial Management
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Subjects
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certifications
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business-skills
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acca
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
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Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The category of assets summarizing the amount of the major capital investments of the facility in plant - property - and equipment (PP&E). Plant means buildings - property is land - and equipment includes a wide variety of durable items from beds to
Properties and equipment
Average Days Receivable
Properties and equipment - net
Fixed (interest) rate debt
2. Health maintenance organization. Entities that receive premium payments from enrollees with the understanding that the HMO will be financially responsible for all predefined health care required by its enrollees for a specified period of time. The he
Cost centers
Return on total assets
HMO
Discount rate
3. A contract between a lender and a potential borrower preauthorizing the potential borrower's right to borrow up to a specific amount on request as long as they fulfill the terms and conditions of the contract. Also called a letter of credit.
Line of credit
Operating expenses
Expansion decisions
Mail float
4. The ease and speed with which an asset can be turned into cash.
Amortization of a loan
Liquidity
Payback
Lender
5. Financing that will be paid back in less than one year.
Short-term financing
Fixed costs
Other expenses
Accrual basis of accounting
6. The cash flows derived from an organization's operating activities.
Restricted donation
Net Assets
Strategic financial planning
Operating cash flows
7. The cumulative amount of depreciation recognized on an asset since its purchase. An asset's book value is equal to its purchase price less the amount of accumulated depreciation.
Accumulated depreciation
Operating budget
Strategic financial planning
Transaction
8. The cost of a capital asset (i.e. building or equipment) minus accumulated depreciation.
Increase in unrestricted net assets
Book value
Expense volume variance
Dividends
9. An estimate/measure of how much a tangible asset (such as plant or equipment) has been "used up" during an accounting period. It is an expense that does not require any cash outflow under the accrual basis of accounting. See also Accumulated deprecia
Statement of changes in net assets
Depreciation
Opening inventory
Line of credit
10. Assets minus Liabilities. One of the three major categories on the balance sheet. Traditionally known as stockholders' equity in investor-owned organizations and fund balance in not-for-profit organizations. In not-for-profit health care organization
Intermediate Cost Object
Non-operating revenues
Breakeven point
Net Assets
11. The resources owned by the organization. It is one of the three major categories on the balance sheet.
Opportunity cost
Base Budget
Assets
Current liabilities
12. The degree to which standards are met.
Allocation base
Debt service coverage
Effectiveness
Assets
13. (excess of revenues over expenses/total assets)- A measure of how much profit is earned for each dollar invested in assets. In for-profit organizations it is called return on assets and is calculated as: net income/assets.
Discount rate
Accumulated depreciation
Return on total assets
Statement of cash flows
14. An assignment or grading of the likelihood that an organization will not default on a bond.
Final cost object
Bond rating
Liquidity
For-profit
15. The amount of supplies used to provide a service or good.
Revenue enhancement
Cost of goods sold
Total asset turnover
ROI
16. The system of accounting that recognizes revenues when earned and expenses when resources are used. This method is used by most non-governmental health care organizations. See also Cash basis of accounting.
Mutually exclusive projects
Accrual basis of accounting
Strategic financial planning
FTE
17. The budget that projects the organization's cash inflows and outflows. The bottom line in the cash budget is the amount of cash available at the end of the period.
Cash budget
Bonds
Short-term financing
Beginning inventory
18. An entity that owns other companies.
Parent organization
Non-current liabilities
Allocation base
Direct costs
19. Revenue is recorded when goods or services are delivered
Product diversity
Realization principle
Strategic planning
Net proceeds from a bond issuance
20. An amount owed to the organization that will not be paid. Charity care is not considered a bad debt since nothing is owed to the organization for services provided.
Bad debt
Cost object
Operating margin
Statement of operations
21. The cost of the supplies on hand at the beginning of the year.
Opening inventory
Amortization of a loan
IRR
Mortgage bonds
22. An entity that temporarily grants the use of money or an asset to another in return for compensation - usually in the form of interest.
Lender
Revenues
Leverage
Cash flows from financing activities
23. Policies and procedures that address when and how to collect revenues - such as paying at time of service - sending accounts to collection agencies - and writing off accounts as bad debt.
Current assets
Collections policies and procedures
Non-regular cash flows
Line of credit
24. The costs of a service after taking into account its direct and fair share of allocated costs.
Base Budget
Performance budget
Cost
Fully allocated costs
25. Costs that stay the same in total over the relevant range as volume increases - but that change inversely on a per unit basis.
Cost avoidance
Hedge
Operating income
Fixed costs
26. (excess of revenues over expenses/net assets)- In not-for-profit health care organizations - it measures the rate of return for each dollar in net assets. In for-profit organizations - it measures the rate of return for each dollar in owners' equity;
Cash flows from financing activities
Expansion decisions
Coupon
Return on net assets
27. Generally - assets that will be used or consumed within one year. Some organizations use a period of less than one year.
Current assets
Capital investment decisions
Creditor
Opportunity cost
28. [Inventory/ (Cost of Goods Sold/365)]
Average Days Inventory
Cost avoidance
Properties and equipment - net
Activity ratios
29. Bonds that have received a rating ranging from AM to BBB (at S&P) - or Aaa to Bbb (Moody's) - of which the highest are called quality ratings.
Cost of goods sold
Investment grade
Certainty
Fixed supplies budget
30. [Surplus/Operating Revenues]
Other income
Profit margin
Temporarily restricted net assets
Cash budget
31. The purchase of assets with contributed and internally generated funds. See also Debt financing.
Leverage
Net proceeds from a bond issuance
Equity financing
Days cash on hand
32. Directly related to the purposes of the organization and the delivery of services
Long-term debt - net of current portion
Mission Center
Realization principle
Assets
33. Future value. What an amount invested today (or a series of payments made over time) will be worth at a given time in the future using the compound interest method. This accounts for the time value of money. See also Present value.
G & A expenses
ABC
FV
Current liabilities
34. The amount expected to be collected from payors. It is calculated as: gross accounts receivable – discounts and allowances – allowance for un-collectibles.
Net accounts receivable
Short-term financing
Other income
Present value of an annuity
35. Assets that provide service for a period exceeding one year. Sometimes referred to as long-term assets.
Asset mix
Properties and equipment
Non-current assets
Long-term financing
36. [(cash + marketable securities + net accounts receivable)/current liabilities)- A measure of the organization's liquidity.
Notes payable
Long-term debt - net of current portion
Quick ratio
Mortgage bonds
37. 1) The returns that must be generated on a project to compensate the organization for its risk. 2) The returns the organization is foregoing by investing its money in one project as opposed to an alternative of similar risk. See also Cost of capital.
Common costs
Discount rate
Billing float
MV
38. Return on investment. The percentage gain or loss experienced from an investment.
Net Assets
Acid test ratio
Cost
ROI
39. Revenues of the organization earned in non-healthcare related activities.
Non-operating revenues
Revenue enhancement
Liabilities
Expansion decisions
40. An entity that gives capital to another entity in expectation of a financial or non-financial return.
Other expenses
Investor
Restricted donation
Debt to equity
41. Setting aside cash to meet unexpected demands - such as unexpected maintenance of a facility or piece of equipment.
Administrative cost centers
Precautionary purposes
Leverage
Temporarily restricted net assets
42. A schedule detailing the principal and interest payments required to repay a loan. Typically - the periodic payments remain unchanged - but the proportion used to payoff the principal increases over time.
Administrative profit centers
Accounts receivable
Other support
Loan amortization schedule
43. One of the four major financial statements. It summarizes the organization's revenues and expenses during an accounting period as well as other items that affect its unrestricted net assets. It is analogous to - but different from - an income stateme
SWOT analysis
Investment centers
Revenue budget
Statement of operations
44. The absence of risk in an investment.
Certainty
Multiyear budget
Net present value
Long Term Solvency ratios
45. The amount of the total revenue variance that occurs because the actual average rate charged varies from that originally budgeted. It can be calculated using the formula: (actual rate -budgeted rate) x actual volume.
Long-term investments
Comparative approach
Revenue rate variance
Payback
46. When different products use overhead related services in different proportions - and when the costs of those services are significantly different - The situation present when products consume overhead in different proportions.
Current liabilities
Net Assets to Total Assets
Fixed (interest) rate debt
Product diversity
47. [net assets/total assets)- This ratio reflects the proportion of total assets financed by equity. In for-profit organizations it is called the equity to total asset ratio and is calculated using the formula [owners' equity/total assets).
Net assets to total assets
Balance sheet
Accrual basis of accounting
Decentralization
48. [Net Assets/Total Assets]. This ratio reflects the proportion of total assets financed by equity.
Comparative approach
Net Assets to Total Assets
Step Down
Certainty
49. Private entity or individual who makes a donation
Cash equivalents
Net working capital
Non-current assets
Donor
50. A statistic used to allocate costs from a cost center based on a cause and effect relationship. For example - a common allocation base to allocate the costs of maintaining medical records is number of visits. See also Cost driver.
Allocation base
Accounts receivable
Opening inventory
Time value of money