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ACCA Financial Management
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Subjects
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certifications
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business-skills
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acca
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The elapsed time between financial statements. Common accounting periods
Operating budget
Accounting period
Financing activities
Current liabilities
2. The organization's legal obligations to pay its creditors. Liabilities are classified as current and non-current. Liabilities are one of the three major categories on the balance sheet and are part of the fundamental accounting equation.
Liabilities
Net Assets
Revenue budget
Inflation
3. I) The cost to borrow money. It can be expressed in dollars or as a percentage. 2) Payment to creditors for the use of money on credit.
Interest
Cash and cash equivalents
Return on net assets
Line-item budget
4. Setting aside cash to meet unexpected demands - such as unexpected maintenance of a facility or piece of equipment.
Equity financing
Tangible assets
Precautionary purposes
Operating margin
5. A contract between a lender and a potential borrower preauthorizing the potential borrower's right to borrow up to a specific amount on request as long as they fulfill the terms and conditions of the contract. Also called a letter of credit.
Financing mix
Mail float
Activity Based Costing
Line of credit
6. [total revenues/total assets].- This ratio measures the overall efficiency of the organization's assets to produce revenue. It answers the question: For every dollar in assets - how many dollars of revenue are being generated?
Non-current liabilities
Total asset turnover
Investment grade
Current assets
7. Gross proceeds less the underwriter's fee and other issuance fees.
Capital financing
Payback
Total asset turnover
Net proceeds from a bond issuance
8. The delay between providing the service and getting the bill to the patient or third party. There are two aspects of billing float: assembling the bill and delivering the bill to the patient or third-party payor.
Billing float
Non-operating income
Creditor
Operating cash flows
9. Properties and equipment less accumulated depreciation.
Time value of money
Properties and equipment - net
Collections policies and procedures
Liquidity ratios
10. One of the four major financial statements of a health care organization. It presents a summary of the organization's assets - liabilities - and net assets as of a certain date.
Top-down/bottom-up approach
Line-item budget
Accrual basis of accounting
Balance sheet
11. Agencies that assess the "credit worthiness" of an organization. The two major rating agencies are Moody's and Standard & Poor.
Bond rating agency
Breakeven point
Capital structure decision
Balance sheet
12. Amounts due to the organization from patients - third parties - and others.
Cost of goods sold
Traditional profit centers
Budget variance
Accounts receivable
13. A catchall category for miscellaneous expenses and losses not included in other categories (telephone - travel - meals - etc.).
Bond rating
Basis of Allocation
Revenue rate variance
Other expenses
14. The amount of time between when an organization receives a service and pays for it.
Disbursement float
Non-operating ratio
Fully allocated costs
Operating budget
15. A statement intended to guide the organization into the future by identifying the unique attributes of the organization - why it exists - and what it hopes to achieve.
Mission statement
Strategic planning
Leverage
Payback
16. The planning process that identifies the organization's mission and strategy in order to position itself for the future.
Capital structure ratios
Strategic planning
Coupon payment
Current ratio
17. When products are manufactured in batches in different sizes - and overhead activities are affected by the size of the batch being produced
Volume diversity
Capital appreciation
Product diversity
IRR
18. [(excess of revenues over expenses + interest expense + depreciation expense)/(interest expense + principal payments))- A ratio that measures an organization's ability to pay back a loan. In for-profit organizations - it is calculated as: (net income
Step-down method
Ratio analysis
Debt service coverage
Centralization
19. An entity that owns other companies.
Long-term debt to net assets ratio
Net Assets to Total Assets
Inflation
Parent organization
20. I) Calculating interest using the compound interest method. 2) Adjusting for the time value of money forward in time to a future value. See also Compound interest method and Discounting.
Coupon payment
Budget
Compounding
Accounts payable
21. An entity that gives capital to another entity in expectation of a financial or non-financial return.
Operating revenues
Investor
Bonds
Allocation
22. Bonds that have received a rating ranging from AM to BBB (at S&P) - or Aaa to Bbb (Moody's) - of which the highest are called quality ratings.
Investment grade
Annuity
Lien
ROI
23. The resources owned by the organization. It is one of the three major categories on the balance sheet.
Assets
Strategic financial planning
Profit margin
Budget variance
24. Price times total quantity.
Cash basis of accounting
Total revenue
Service centers
Capital investment decisions
25. That process of budgeting where the environmental assessment and planning of future activities are largely decided upon by a few individuals - and the budget is essentially dictated to the rest of the organization. Often called authoritarian approach
Long-term debt to net assets ratio
Top-down budgeting
Lender
Net working capital
26. The activities of an organization directly related to its main line of business.
Total asset turnover
Operating activities
Long-term debt - net of current portion
Permanently restricted net assets
27. [(cash + marketable securities)/current liabilities). A liquidity ratio that measures how much cash and marketable securities are available to payoff all current liabilities.
Acid test ratio
SWOT analysis
Creditor
Billing - collections - and disbursement policies and procedures
28. Proceeds lost by foregoing other opportunities.
Opportunity cost
Cost object
Deferred revenues
Loan amortization schedule
29. A category of income that includes unrestricted interest - dividends - and gains from the sale of unrestricted investments.
Effectiveness
Market rate of interest
Investment centers
Income from investments
30. Responsibility centers responsible for making a certain return on investments.
Expenses
Investment centers
Single/Simple Step
Increase in unrestricted net assets
31. The bottom line in the statement of operations. It includes such items as operating and non-operating income - contributions of long-lived assets - transfers to parent - and extraordinary items.
Expense volume variance
Increase in unrestricted net assets
Lease
Revenue enhancement
32. A technique to evaluate an organization's strengths - weaknesses - opportunities - and threats. Also called a WOTS-up analysis.
Accounts payable
Non-operating expenses
SWOT analysis
Non-operating income
33. A measure of the income earned from operating activities. It is calculated as: unrestricted revenues - gains - and other support -expenses and losses.
Investment centers
Liquidity
Properties and equipment - net
Operating income
34. Activity-based costing. A method to determine the costs of a service - product - or customer by tracing the resources consumed. ABC focuses on: I) controlling as well as calculating costs - 2) tracing as opposed to allocating costs - and 3) the impor
Coupon
Float
Horizontal analysis
ABC
35. A note payable that has as collateral real assets and that requires periodic payments.
Revenue rate variance
Net Assets to Total Assets
Fully allocated costs
Mortgage
36. The amount of supplies used to provide a service or good.
Cost of goods sold
Fixed (interest) rate debt
Line-item budget
ROI
37. Monies received that have not yet been earned. One of the most common deferred revenues is the receipt of capitation on the basis of per member per month (PMPM).
Revenue budget
Bad debt
Deferred revenues
Long-term financing
38. Private entity or individual who makes a donation
Donor
Liquidity
Fixed asset turnover
Prepaid assets
39. An entity that sells bonds in order to raise money.
Contribution margin
Mission Center
Temporarily restricted net assets
Issuer
40. A benefit paid for in advance (rent - insurance - etc.). Also called prepaid expense.
Prepaid assets
Perpetuity
Amortization of a loan
Hedge
41. The process of distributing service center costs to mission centers - to determine the full cost of each mission center
Step Down
Allocation
Operating cash flows
Creditor
42. A legal obligation to pay the holder of the note or lien.
Time value of money
Other income
Notes payable
Operating expenses
43. The amount expected to be collected from payors. It is calculated as: gross accounts receivable – discounts and allowances – allowance for un-collectibles.
Mortgage bonds
Net accounts receivable
Non-current liabilities
Capital appreciation
44. Decisions regarding the relative amount of debt and equity used to finance the organization's non-current assets.
Capital structure decision
Cost Accounting
Collection float
Non-operating revenues
45. An entity that is owed money for lending funds or supplying goods or services on credit.
Creditor
Liabilities
Footnotes
Traditional profit centers
46. Revenues generated from an organization's operating activities.
Effectiveness
Annuity
Operating revenues
Billing - collections - and disbursement policies and procedures
47. Ratios that answer the question: How well is the organization positioned to meet its short-term obligations?
ROI
Liquidity ratios
Donation
Net proceeds from a bond issuance
48. Demonstrates the ability to pay off long term debt
Long Term Solvency ratios
Responsibility center
Discounted cash flows
G & A expenses
49. Irregular cash flows - typically occurring at the end of the life of a project.
Non-current assets
Fixed (interest) rate debt
Non-regular cash flows
Fixed asset turnover
50. The sources of funds to finance the non-current assets of the organization. Also the debt and equity of the organization.
Profitability ratios
Expansion decisions
Issuer
Capital