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Test your basic knowledge |
ACCA Financial Management
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Study First
Subjects
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certifications
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business-skills
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acca
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The percentage of each asset relative to total assets.
Donor
Asset mix
Capital financing
Hedge
2. (excess of revenues over expenses/total assets)- A measure of how much profit is earned for each dollar invested in assets. In for-profit organizations it is called return on assets and is calculated as: net income/assets.
Long-term financing
Capital budget
Return on total assets
Financing mix
3. A category of income that includes unrestricted interest - dividends - and gains from the sale of unrestricted investments.
Short-term financing
Activity ratios
Budget
Income from investments
4. Health maintenance organization. Entities that receive premium payments from enrollees with the understanding that the HMO will be financially responsible for all predefined health care required by its enrollees for a specified period of time. The he
HMO
Accounting period
Mission statement
Prepaid assets
5. Organizational units responsible for their own costs that provide administrative support to other organizational units or the organization
Step-down method
Deferred revenues
Administrative cost centers
Operating revenues
6. Supplementing traditional sources of revenue with new sources.
Budget
Revenue enhancement
Mortgage bonds
Capital budget
7. If a project is undertaken - these cash flows are the indirect increases or decreases in cash flows that will occur elsewhere in the organization.
Program budget
Financing activities
Book value
Spillover cash flows
8. The cost of activities that take place to produce the final cost object
Performance measure
Capital appreciation
Depreciation
Intermediate Cost Object
9. The rate of return required to undertake a project. Also called the hurdle rate or discount rate.
Income from investments
Capital investment decisions
Non-operating expenses
Cost of capital
10. Bonds that hold the health care provider's real property and equipment as security or collateral in case of default.
Strategic financial planning
Cash flows from investing activities
Mortgage bonds
G & A expenses
11. [Total Revenues/ Total Assets]
Single/Simple Step
Revenues
Other expenses
Asset Turnover Ratio
12. Costs not traced to a cost object - but that must eventually be allocated across cost objects. See also Direct costs.
Mission statement
Indirect costs
Efficiency
Billing float
13. I) Measuring inputs against outputs. 2) The cost of service per unit rendered.
Debt service coverage
Lien
Temporarily restricted net assets
Efficiency
14. Properties and equipment less accumulated depreciation.
Billing float
Properties and equipment - net
Revenue rate variance
Increase in unrestricted net assets
15. Amounts the organization is obligated to pay others - including suppliers and creditors.
Accounts payable
Budget variance
Cost centers
Debt to equity
16. Previously restricted assets no longer restricted because the terms of the restriction have been met.
Net assets released from restriction
Periodic payments
Revenue rate variance
Balance sheet
17. A measure of the resources used to generate revenue and/or provide a service. Often used synonymously with costs. See also Costs.
Expenses
Fixed asset turnover
Administrative cost centers
Accountability
18. Financing that will be paid back in less than one year.
Compounding
Budget
Short-term financing
Expenses
19. Decisions regarding the acquisition of capital assets. The capital investment decision should be separate from the decision on how to finance capital assets.
Fixed costs
Net assets released from restriction
Discounting
Capital investment decisions
20. Directly related to the purposes of the organization and the delivery of services
Lender
Mission Center
Ratio analysis
Mortgage
21. Assets that have restrictions on their use which will be removed either with the passage of time or the occurrence of some event.
SWOT analysis
Revenue enhancement
Temporarily restricted net assets
Cash basis of accounting
22. Setting aside cash to meet unexpected demands - such as unexpected maintenance of a facility or piece of equipment.
Fixed Asset Turnover
Bond rating
Precautionary purposes
Activity Based Costing
23. Internal rate of return. The percentage return on an investment. It is the rate of return at which the net present value equals zero. Often used as a comparison to cost of capital.
Mail float
Operating activities
Direct costs
IRR
24. Funds provided by a private entity or individual without the requirement of repayment. Donations can either be restricted or unrestricted.
Allocation base
Balance sheet
G & A expenses
Donation
25. The cumulative amount of depreciation recognized on an asset since its purchase. An asset's book value is equal to its purchase price less the amount of accumulated depreciation.
Accumulated depreciation
Line of credit
Transaction
Performance budget
26. [(actual cost per unit -budgeted cost per unit) x actual volume).- The difference between the variable expenses that would have been expected at the actual volume and those actually incurred.
Expense cost variance
Inflation
Lender
Not-for-profit
27. Operating income not reported elsewhere under revenues - gains - and other support.
Excess of revenues over expenses
Accountability
Indirect costs
Other revenues
28. A transaction that reduces the risk of an investment.
Excess of revenues over expenses
Accounts receivable
Hedge
Current liabilities
29. Agencies that assess the "credit worthiness" of an organization. The two major rating agencies are Moody's and Standard & Poor.
Fixed assets
Accrual basis of accounting
Total asset turnover
Bond rating agency
30. A method by which the organization develops its strategies and budgets to meet future financial targets.
Average Days Receivable
Asset mix
Market rate of interest
Strategic financial planning
31. [(excess of revenues over expenses + interest expense + depreciation expense)/(interest expense + principal payments))- A ratio that measures an organization's ability to pay back a loan. In for-profit organizations - it is calculated as: (net income
Expense volume variance
Service centers
Debt service coverage
Net accounts receivable
32. [total revenues/total assets].- This ratio measures the overall efficiency of the organization's assets to produce revenue. It answers the question: For every dollar in assets - how many dollars of revenue are being generated?
Disbursement float
Non-operating expenses
Expansion decisions
Total asset turnover
33. Each service center
Income from investments
Permanently restricted net assets
Single/Simple Step
Fixed supplies budget
34. [long-term debt/net assets]- A measure of the proportion of an organization's assets that are financed by debt as opposed to equity. In for-profit organizations - it is called the long-term debt to equity ratio and is calculated using the formula [lo
Properties and equipment - net
Long-term debt to net assets ratio
Lender
Volume diversity
35. The activities of an organization directly related to its main line of business.
Co-payments
Operating activities
Discounting
Expense volume variance
36. The balance sheet category that includes actual money on hand as well as money equivalents - such as savings and checking accounts. It excludes cash restricted as to its use for something other than current operations.
Strategic decisions
Cash and cash equivalents
Common costs
Horizontal analysis
37. Time delays in the billing and collection process. There are four categories of float: billing - collection - transit - and disbursement. An organization's goal is to optimize float for incoming revenues and outgoing bills.
Effectiveness
Capital appreciation
Float
ABC
38. The category of assets summarizing the amount of the major capital investments of the facility in plant - property - and equipment (PP&E). Plant means buildings - property is land - and equipment includes a wide variety of durable items from beds to
Properties and equipment
Return on net assets
Budget variance
Present value of an annuity
39. A contract in which the lessee (user) agrees to pay the leassor (owner) a specific amount over a period of time for the use of an asset.
Assets
Cash flows from investing activities
Expense budget
Lease
40. {current liabilities/[(total expenses
Permanently restricted net assets
Average payment period
Expense cost variance
Accrued expenses
41. The section of the expense budget that forecasts salary and benefits.
Net patient service revenue
Fixed labor budget
Transaction
Operating revenues
42. The system of accounting that recognizes revenues when cash is received and expenses when cash is paid out. See also Accrual basis of accounting.
Fixed labor budget
Bad debt
Cash basis of accounting
Deferred revenues
43. An entity that temporarily grants the use of money or an asset to another in return for compensation - usually in the form of interest.
Increase in unrestricted net assets
Lender
Temporarily restricted net assets
Depreciation
44. 1) The resources used to produce a good or service. 2) The amount of cash given up in a transaction. 3) Price. The first definition is based on accrual accounting and the second on cash accounting.
Net Assets
Cost of goods sold
Current ratio
Cost
45. The sources of funds to finance the non-current assets of the organization. Also the debt and equity of the organization.
Equity financing
Cost
Statement of changes in net assets
Capital
46. (tax exempt revenue bonds)- Bonds in which the interest payments to the investor are exempt from the IRS. These bonds must be issued by an organization that has received tax exemption from the IRS and be used to fund projects that qualify as "exempt
Investment grade
Expense budget
For-profit
Tax-exempt bonds
47. Demonstrates the extent to which the organization is earning money from its assets. Not usually as imp for NPs - varies w/ NP.
Product diversity
Return on total assets
Asset Management ratios
Cost avoidance
48. The amount remaining after subtracting variable costs from revenues. When the organization is not at capacity - it is the "profit" the organization makes on providing each new unit that is available to cover all other costs. Contribution margin may b
Cost of capital
Cost centers
Contribution margin
Bond rating
49. A measure of the income earned from operating activities. It is calculated as: unrestricted revenues - gains - and other support -expenses and losses.
Disbursement float
Operating income
Liquidity ratios
Service centers
50. Assets = Liabilities + Net Assets (aka Equity).
Bond rating agency
Basic accounting equation
Capital
Average payment period