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ACCA Financial Management
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Subjects
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certifications
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business-skills
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acca
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
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Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Literally non-movable assets. Generally used to refer to buildings and equipment.
Strategic financial planning
Realization principle
Fixed costs
Fixed assets
2. [(excess of revenues over expenses + interest expense)/interest expense].- This ratio enables creditors and lenders to evaluate an organization's ability to generate earnings necessary to meet interest expense requirements. In for-profit organization
Ratio analysis
Net patient service revenue
Billing float
Times interest earned
3. A measure of the income earned from operating activities. It is calculated as: unrestricted revenues - gains - and other support -expenses and losses.
Mail float
Annuity
Billing float
Operating income
4. A series of equal cash flows made or received at regular time intervals. Ordinary annuities occur at the end of each period whereas annuities due occur at the beginning of each period.
Operating budget
Annuity
Excess of revenues over expenses
Capital investment decisions
5. The unit of service which we wish to know the cost for (hospital admission - classroom hour - course - etc.)
Net patient service revenue
Final cost object
Perpetuity
Amortization of a loan
6. Organizational units primarily responsible for providing services and earning a profit based on the health care services provided.
Time value of money
Capital
Single/Simple Step
Traditional profit centers
7. A certificate attached to a bond representing the amount of interest to be paid to the holder.
Net assets released from restriction
Coupon
Spillover cash flows
Debt to equity
8. (tax exempt revenue bonds)- Bonds in which the interest payments to the investor are exempt from the IRS. These bonds must be issued by an organization that has received tax exemption from the IRS and be used to fund projects that qualify as "exempt
Increase in unrestricted net assets
Long-term debt to net assets ratio
Tax-exempt bonds
Net Assets to Total Assets
9. An investment that generates an annuity for an indefinite period of time - basically forever.
Properties and equipment - net
Perpetuity
Billing float
Income from investments
10. One of the four major financial statements. It answers the question: Where did our cash come from and where did it go during the accounting period?
Strategic decisions
Average Days Receivable
Statement of cash flows
Not-for-profit
11. An entity that owns other companies.
Parent organization
FTE
Deferred revenues
Bond rating
12. The income (operating revenues -operating expenses) earned in non-health-care related activities.
Mortgage
Non-operating income
Excess of revenues over expenses
Footnotes
13. Monies received that have not yet been earned. One of the most common deferred revenues is the receipt of capitation on the basis of per member per month (PMPM).
Deferred revenues
Line of credit
Indirect costs
Mortgage bonds
14. Tools used to increase the amount of cash available to the organization. The objective of billing - credit - and collection policies is to accelerate cash receipts; the objective of cash disbursement policies is to slow down cash outflows.
Float
Net Assets to Total Assets
Coupon rate
Billing - collections - and disbursement policies and procedures
15. A statement intended to guide the organization into the future by identifying the unique attributes of the organization - why it exists - and what it hopes to achieve.
Net assets to total assets
Other income
Mission statement
Program budget
16. An entity that sells bonds in order to raise money.
Cash flows from investing activities
Mission Center
Base Budget
Issuer
17. The elapsed time between financial statements. Common accounting periods
Loan amortization schedule
Statement of cash flows
Financing activities
Accounting period
18. [current assets/current liabilities].- This liquidity ratio measures the proportion of all current assets to all current liabilities to determine how easily current debt can be paid off. It is one of the most commonly used ratios.
Beginning inventory
Liquidity
Net accounts receivable
Current ratio
19. [total revenues/net plant & equipment]- This ratio measures the number of dollars generated for each dollar invested in an organization's plant and equipment.
Certainty
Performance budget
Fixed asset turnover
Float
20. Decisions regarding the acquisition of capital assets. The capital investment decision should be separate from the decision on how to finance capital assets.
Income from investments
Capital investment decisions
Step-down method
Times interest earned
21. A schedule detailing the principal and interest payments required to repay a loan. Typically - the periodic payments remain unchanged - but the proportion used to payoff the principal increases over time.
Top-down/bottom-up approach
Bonds
Expense volume variance
Loan amortization schedule
22. Properties and equipment less accumulated depreciation.
Net increase (decrease) in cash and cash equivalents
Contribution margin
Properties and equipment - net
Mutually exclusive projects
23. The budget that projects the organization's cash inflows and outflows. The bottom line in the cash budget is the amount of cash available at the end of the period.
Cost centers
Cash budget
Capital investment decisions
Liquidity
24. General and administrative expenses. Operating expenses that are not contained in the labor or supplies budgets.
ROI
Total asset turnover
Long-term investments
G & A expenses
25. The purchase of assets with contributed and internally generated funds. See also Debt financing.
Equity financing
Coupon rate
Matching principle
Leverage
26. Time delays in the billing and collection process. There are four categories of float: billing - collection - transit - and disbursement. An organization's goal is to optimize float for incoming revenues and outgoing bills.
Revenues
Float
Net Assets
Budget
27. Cash inflows and outflows resulting from financing activities - such as obtaining grants or endowments - or from borrowing or paying back long-term debt.
Cash flows from financing activities
Transaction
Assets
Performance measure
28. The budget format that lists revenues and expenses by category - such as labor - travel - and supplies. Categories are sometimes broken down into sub-categories. See also Performance budget and Program budget.
Accounting period
Line-item budget
Non-regular cash flows
Mail float
29. Revenue is recorded when goods or services are delivered
Notes payable
Assets
Breakeven point
Realization principle
30. Costs (such as rent - administration - insurance - etc. that are shared by a number of services or departments and cannot easily be broken down to the services attributable to each (surgery - emergency medicine - etc.). Also called joint costs.
Operating income
Common costs
FV
Strategic financial planning
31. [Total assets/Net Assets]
Statement of operations
Financing mix
Cash budget
Leverage
32. Looks at the percentage change in a line item's value from one year to the next using the formula: [(subsequent year -base year)/base year) x 100. See also Vertical analysis.
Asset Management ratios
Horizontal analysis
Net Assets to Total Assets
Decentralization
33. A note payable that has as collateral real assets and that requires periodic payments.
Collateral
Mortgage
Accounts payable
Transaction
34. I) The cost to borrow money. It can be expressed in dollars or as a percentage. 2) Payment to creditors for the use of money on credit.
Operating cash flows
Interest
Effectiveness
Lien
35. When products are manufactured in batches in different sizes - and overhead activities are affected by the size of the batch being produced
Volume diversity
Direct costs
Quick ratio
Single/Simple Step
36. The percentage of each asset relative to total assets.
G & A expenses
Non-operating revenues
Asset mix
Cost of goods sold
37. Financing used expressly for the purchase of non-current assets.
Other income
Capital financing
Long-term debt - net of current portion
Dividends
38. {current liabilities/[(total expenses
Other expenses
Multiyear budget
Average payment period
Capital structure decision
39. Demonstrates the ability to pay off long term debt
Lien
Long Term Solvency ratios
Activity Based Costing
Current ratio
40. A budget which presents not only line items and programs but also the performance goals that each program can be expected to attain. See also Line item budget and Program budget.
Accumulated depreciation
Performance budget
Cost of capital
Book value
41. I) Calculating interest using the compound interest method. 2) Adjusting for the time value of money forward in time to a future value. See also Compound interest method and Discounting.
Billing - collections - and disbursement policies and procedures
Return on total assets
Compounding
Assets
42. The amount of time between when an organization receives a service and pays for it.
Disbursement float
Non-regular cash flows
Balance sheet
Donor
43. The rise in an economy's general level of prices.
Book value
Inflation
Annuity
Non-operating ratio
44. (non-operating revenues/total operating revenues)- A ratio that reflects how dependent the organization is on non-patient care related net income.
Non-operating ratio
Investor
FTE
Debt service coverage
45. Irregular cash flows - typically occurring at the end of the life of a project.
Non-regular cash flows
Permanently restricted net assets
Bad debt
Debt service coverage
46. Stated interest rate on a bond - as promised by the issuer.
Coupon rate
Direct costs
Strategic planning
Cost object
47. 1) The returns that must be generated on a project to compensate the organization for its risk. 2) The returns the organization is foregoing by investing its money in one project as opposed to an alternative of similar risk. See also Cost of capital.
Volume diversity
Balance sheet
Discounted cash flows
Discount rate
48. When different products use overhead related services in different proportions - and when the costs of those services are significantly different - The situation present when products consume overhead in different proportions.
Product diversity
Issuer
Expense cost variance
Efficiency
49. Organizational unit given the responsibility to carry out one or more tasks and/or achieve one or more outcomes.
Present value of an annuity
Float
Responsibility center
Investment grade
50. [Net Accounts Receivable/(Revenue/356)]
Capital structure ratios
Long-term debt - net of current portion
Other income
Average Days Receivable