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Test your basic knowledge |
ACCA Financial Management
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Subjects
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certifications
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business-skills
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acca
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
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Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Future value. What an amount invested today (or a series of payments made over time) will be worth at a given time in the future using the compound interest method. This accounts for the time value of money. See also Present value.
Accumulated depreciation
Direct costs
FV
Collection float
2. The costs of a service after taking into account its direct and fair share of allocated costs.
Non-operating ratio
Asset Turnover Ratio
Net present value
Fully allocated costs
3. General and administrative expenses. Operating expenses that are not contained in the labor or supplies budgets.
Controlling activities
Debt service coverage
G & A expenses
Expansion decisions
4. Full-time equivalent employees. Two half-time employees equal one FTE.
Final cost object
Intermediate Cost Object
Fixed (interest) rate debt
FTE
5. An organization whose profits can be distributed outside the organization and must pay taxes. Also called investor-owned organizations.
For-profit
ABC
Capital appreciation
Coupon
6. [(actual volume -budgeted volume) x budgeted cost per unit).- The portion of total variance that is due to actual volume being either higher or lower than budgeted volume. It is the difference between the expenses forecast in the original budget and
Asset Management ratios
Expense volume variance
Collection float
Budget variance
7. Health maintenance organization. Entities that receive premium payments from enrollees with the understanding that the HMO will be financially responsible for all predefined health care required by its enrollees for a specified period of time. The he
Issuer
Asset mix
HMO
Responsibility center
8. The bottom area of the financial statements that contains key information not available in the body of the statements - such as how charity is determined - the composition of investments - which assets are restricted - and the depreciation method.
Float
Leverage
Footnotes
Debt service coverage
9. A measure of the resources used to generate revenue and/or provide a service. Often used synonymously with costs. See also Costs.
Deferred revenues
Expenses
Capital structure ratios
Retained earnings
10. Return on investment. The percentage gain or loss experienced from an investment.
Long-term debt to net assets ratio
Profit margin
ROI
Lender
11. [(cash + marketable securities)/current liabilities). A liquidity ratio that measures how much cash and marketable securities are available to payoff all current liabilities.
Financing activities
Dividends
Acid test ratio
Operating revenues
12. Assets minus Liabilities. One of the three major categories on the balance sheet. Traditionally known as stockholders' equity in investor-owned organizations and fund balance in not-for-profit organizations. In not-for-profit health care organization
Days cash on hand
Realization principle
Time value of money
Net Assets
13. A transaction that reduces the risk of an investment.
Cost object
Responsibility center
Hedge
Deferred revenues
14. A section of the statement of cash flows used to report such activities as borrowing and paying back loans.
Permanently restricted net assets
Financing activities
Common costs
Acid test ratio
15. I) The cost to borrow money. It can be expressed in dollars or as a percentage. 2) Payment to creditors for the use of money on credit.
Tax-exempt bonds
Ending inventory
Financing mix
Interest
16. An entity that temporarily grants the use of money or an asset to another in return for compensation - usually in the form of interest.
Interest
Average payment period
Volume diversity
Lender
17. A measure of the income earned from operating activities. It is calculated as: unrestricted revenues - gains - and other support -expenses and losses.
Capital appreciation
Short-term financing
Coupon
Operating income
18. [Net Accounts Receivable/(Revenue/356)]
For-profit
Average Days Receivable
Long-term debt - net of current portion
G & A expenses
19. Proceeds lost by foregoing other opportunities.
Spillover cash flows
Opportunity cost
Amortization of a loan
Ratio analysis
20. Portion of profit an organization distributes to investors. By law - only investor-owned health care organizations can distribute dividends outside the organization.
Dividends
Working capital
Capital assets
Allowance for uncollectibles
21. Organizational unit given the responsibility to carry out one or more tasks and/or achieve one or more outcomes.
Responsibility center
Current ratio
Total asset turnover
Discounting
22. Expenses of the organization incurred in non-health-care related activities.
Accrual basis of accounting
Multiyear budget
Non-operating expenses
Working capital
23. Cash inflows and outflows for the organization resulting from investing activities such as purchasing and selling investments or investing in itself by purchasing or selling non-current assets. It also includes transfers to and from the parent corpor
Accounts payable
Cash flows from investing activities
Capital structure decision
Non-operating ratio
24. Ratios designed to answer the question: How profitable is the organization?
Asset Turnover Ratio
Step-down method
Profitability ratios
G & A expenses
25. Capital investment decisions designed to increase an organization's strategic position.
Budget
Strategic decisions
Lien
Leverage
26. Being subject to sanctions with respect to carrying out responsibilities.
Accountability
Times interest earned
Decentralization
Billing float
27. Budgets that typically cover two to five years.
Return on net assets
Cash equivalents
Multiyear budget
Expense volume variance
28. Organizational units primarily responsible for ensuring that services are provided to a population in a manner that meets the volume and quality requirements of the organization. Service centers are the most basic type of responsibility centers.
Service centers
ROI
Investment grade
Expense volume variance
29. One of the four major financial statements. It explains the changes in net assets from one period to the next on the balance sheet. Also called statement of changes in owners' equity in a for-profit business.
Discounting
Statement of changes in net assets
Efficiency
Expense budget
30. Ratios that measure how the organization's assets are financed and/or whether the organization can take on new debt.
Revenue rate variance
Cost
Capital structure ratios
Cost object
31. The rate of return required to undertake a project. Also called the hurdle rate or discount rate.
Financing activities
Loan amortization schedule
Cost of capital
Income from investments
32. The category of assets summarizing the amount of the major capital investments of the facility in plant - property - and equipment (PP&E). Plant means buildings - property is land - and equipment includes a wide variety of durable items from beds to
Notes payable
Expense budget
Properties and equipment
Non-operating expenses
33. The rise in an economy's general level of prices.
Decentralization
Cash flows from financing activities
Inflation
Capital budget
34. An approach to analyzing the financial condition of an organization based on ratios calculated from line items found in the financial statements. There are four major categories of ratios: liquidity - profitability - capitalization - and activity.
Ratio analysis
Step-down method
Not-for-profit
Accountability
35. Supplementing traditional sources of revenue with new sources.
Certainty
Cash equivalents
Payback
Revenue enhancement
36. Looks at the percentage change in a line item's value from one year to the next using the formula: [(subsequent year -base year)/base year) x 100. See also Vertical analysis.
Net working capital
Traditional profit centers
Horizontal analysis
Asset mix
37. Financial obligations that will be paid off over a time period longer than one year
Mission statement
Non-current liabilities
Market rate of interest
Coupon payment
38. A method by which the organization develops its strategies and budgets to meet future financial targets.
Footnotes
Single/Simple Step
Coupon payment
Strategic financial planning
39. How an organization chooses to finance its working capital needs.
Financing mix
Other expenses
Fixed costs
Loan amortization schedule
40. (tax exempt revenue bonds)- Bonds in which the interest payments to the investor are exempt from the IRS. These bonds must be issued by an organization that has received tax exemption from the IRS and be used to fund projects that qualify as "exempt
Non-operating expenses
Statement of operations
Coupon rate
Tax-exempt bonds
41. The budget used to forecast operating expenses.
Performance budget
Annuity
Expense budget
Non-operating income
42. [total revenues/net plant & equipment]- This ratio measures the number of dollars generated for each dollar invested in an organization's plant and equipment.
Issuer
Accrual basis of accounting
Capital structure ratios
Fixed asset turnover
43. The revenue that the organization has a right to collect. It is computed as: gross patient service revenues – contractual allowance and charity care.
Accounting period
Hedge
Average payment period
Net patient service revenue
44. Requiring the patient to pay part of his/her health care bill. These payments are used to prevent over-utilization of services.
Collection float
Co-payments
Spillover cash flows
Non-current assets
45. The cost of the supplies on hand at the beginning of the year.
Opening inventory
Line-item budget
Market rate of interest
Spillover cash flows
46. [(cash + marketable securities + net accounts receivable)/current liabilities)- A measure of the organization's liquidity.
Cash flows from financing activities
Payback
Operating cash flows
Quick ratio
47. Each service center
Single/Simple Step
Strategic planning
Coupon payment
Program budget
48. Assets that provide service for a period exceeding one year. Sometimes referred to as long-term assets.
Matching principle
Non-current assets
Capital appreciation
Bonds
49. [total revenues/total assets].- This ratio measures the overall efficiency of the organization's assets to produce revenue. It answers the question: For every dollar in assets - how many dollars of revenue are being generated?
Bonds
Total asset turnover
Strategic financial planning
Clinical cost centers
50. Financing that will be paid back in less than one year.
Periodic payments
Decentralization
Permanently restricted net assets
Short-term financing