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Test your basic knowledge |
ACCA Financial Management
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Subjects
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certifications
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business-skills
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acca
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. 1) The returns that must be generated on a project to compensate the organization for its risk. 2) The returns the organization is foregoing by investing its money in one project as opposed to an alternative of similar risk. See also Cost of capital.
Discount rate
Working capital
Ratio analysis
Short-term financing
2. The changes in cash resulting from the normal operating activities of the organization.
Cash flows from operating activities
Service centers
Top-down budgeting
Current ratio
3. Each service center
Single/Simple Step
Fully allocated costs
Indirect costs
Responsibility center
4. Ratios designed to answer the question: How profitable is the organization?
Comparative approach
Market rate of interest
Step Down
Profitability ratios
5. The gradual process of paying off debt through a long series of equal periodic payments. Each payment covers a portion of the principal plus current interest. The periodic payments are equal over the lifetime of the loan - but the proportion going to
Billing float
Amortization of a loan
Permanently restricted net assets
Current assets
6. Costs not traced to a cost object - but that must eventually be allocated across cost objects. See also Direct costs.
Non-operating expenses
Indirect costs
Non-operating income
Depreciation
7. Assets that have a useful life greater than one year - such as plant - property - and equipment. Plant and equipment are depreciated over time; land (property) is not.
Volume diversity
Transaction
Expansion decisions
Capital assets
8. The unit of service which we wish to know the cost for (hospital admission - classroom hour - course - etc.)
Indirect costs
Non-operating ratio
Collection float
Final cost object
9. General and administrative expenses. Operating expenses that are not contained in the labor or supplies budgets.
Mutually exclusive projects
G & A expenses
Performance budget
Average Days Receivable
10. An investment that generates an annuity for an indefinite period of time - basically forever.
Asset mix
Revenue rate variance
Perpetuity
Net proceeds from a bond issuance
11. [Total Revenues/ Total Assets]
Effectiveness
Asset Turnover Ratio
Beginning inventory
Discounted cash flows
12. Price times total quantity.
Fixed costs
Beginning inventory
Total revenue
Times interest earned
13. A method of allocating costs that are not directly paid for (utilities - rent - administration) into those products or services to which payment is attached (day of care - a brief visit). See also Activity-based costing.
Present value of an annuity
Other revenues
Step-down method
Time value of money
14. Directly related to the purposes of the organization and the delivery of services
Coupon rate
Efficiency
Mission Center
Fixed supplies budget
15. Financing used expressly for the purchase of non-current assets.
Basic accounting equation
Days cash on hand
Return on total assets
Capital financing
16. A category of income that includes unrestricted interest - dividends - and gains from the sale of unrestricted investments.
Accounting period
Income from investments
HMO
Base Budget
17. The amount expected to be collected from payors. It is calculated as: gross accounts receivable – discounts and allowances – allowance for un-collectibles.
Net assets released from restriction
Long Term Solvency ratios
Non-operating ratio
Net accounts receivable
18. A benefit paid for in advance (rent - insurance - etc.). Also called prepaid expense.
Leverage
Program budget
Prepaid assets
Indirect costs
19. The resources owned by the organization. It is one of the three major categories on the balance sheet.
Operating margin
Assets
Billing - collections - and disbursement policies and procedures
Capital structure decision
20. The section of the expense budget that forecasts the cost of those supplies that will not vary as a direct result of changes in the amount of services provided (such as administrative office supplies).
Profit margin
Fixed supplies budget
Investment grade
Revenue rate variance
21. Bonds that hold the health care provider's real property and equipment as security or collateral in case of default.
Assets
Mortgage bonds
Net Assets
Fixed supplies budget
22. A measure of the resources used to generate revenue and/or provide a service. Often used synonymously with costs. See also Costs.
Annuity
Spillover cash flows
Expenses
Lien
23. [operating income/total operating revenues]- The proportion of profit remaining after subtracting total operating expenses from operating revenues.
Mortgage
Allowance for uncollectibles
Operating margin
Billing float
24. A security interest in one or more assets granted to lenders in a secured loan.
Basis of Allocation
Lien
Accrued expenses
Prepaid assets
25. Gross proceeds less the underwriter's fee and other issuance fees.
Net assets released from restriction
Current liabilities
Net proceeds from a bond issuance
Cost object
26. Market value. The price at which something - such as bonds and stocks - could be bought or sold today on the open market.
Amortization of a loan
Fixed labor budget
MV
Creditor
27. Highly liquid current assets such as interest-bearing savings and checking accounts.
Cash equivalents
Non-operating income
Activity Based Costing
Inflation
28. Portion of the profits the organization keeps in-house to use in support of its mission.
Payback
Quick ratio
Times interest earned
Retained earnings
29. Amounts due to the organization from patients - third parties - and others.
Accounts receivable
Operating revenues
Non-current liabilities
Other expenses
30. One of the four major financial statements. It summarizes the organization's revenues and expenses during an accounting period as well as other items that affect its unrestricted net assets. It is analogous to - but different from - an income stateme
Net Assets to Total Assets
Excess of revenues over expenses
Liquidity ratios
Statement of operations
31. Operating income not reported elsewhere under revenues - gains - and other support.
Other revenues
Bond rating
Comparative approach
Fixed assets
32. Ratios that answer the question: How well is the organization positioned to meet its short-term obligations?
Non-current assets
Parent organization
Revenue rate variance
Liquidity ratios
33. The ability of an organization to find new ways to operate that obviate the need for certain classes of costs - such as doing procedures on an outpatient rather than inpatient basis.
Annuity
Cost avoidance
Net Assets
Service centers
34. Requiring the patient to pay part of his/her health care bill. These payments are used to prevent over-utilization of services.
Long-term debt to net assets ratio
Co-payments
Deferred revenues
Step-down method
35. I) Measuring inputs against outputs. 2) The cost of service per unit rendered.
Efficiency
Non-operating revenues
FTE
FV
36. That process of budgeting where the environmental assessment and planning of future activities are largely decided upon by a few individuals - and the budget is essentially dictated to the rest of the organization. Often called authoritarian approach
Effectiveness
Average payment period
Top-down budgeting
Long-term debt to net assets ratio
37. The difference between what was planned (budgeted) and what was achieved (actual).
Basis of Allocation
Cost centers
Net proceeds from a bond issuance
Budget variance
38. Tools used to increase the amount of cash available to the organization. The objective of billing - credit - and collection policies is to accelerate cash receipts; the objective of cash disbursement policies is to slow down cash outflows.
Billing - collections - and disbursement policies and procedures
Properties and equipment
Discount rate
Bond rating agency
39. The increase in the value of an investment from the time it is purchased until the time it is sold.
Discounting
Capital appreciation
Single/Simple Step
Cost Accounting
40. A section of the statement of cash flows used to report such activities as borrowing and paying back loans.
Collateral
Net Assets
Revenues
Financing activities
41. One of the four major financial statements. It explains the changes in net assets from one period to the next on the balance sheet. Also called statement of changes in owners' equity in a for-profit business.
Operating activities
Revenue budget
Cost centers
Statement of changes in net assets
42. Properties and equipment less accumulated depreciation.
FV
Income from investments
Properties and equipment - net
ABC
43. The revenue that the organization has a right to collect. It is computed as: gross patient service revenues – contractual allowance and charity care.
Net patient service revenue
Long-term debt - net of current portion
Profitability ratios
Fixed labor budget
44. Cash inflows and outflows for the organization resulting from investing activities such as purchasing and selling investments or investing in itself by purchasing or selling non-current assets. It also includes transfers to and from the parent corpor
Market rate of interest
Cash flows from investing activities
Ratio analysis
Net increase (decrease) in cash and cash equivalents
45. Stated interest rate on a bond - as promised by the issuer.
Operating expenses
Budget
Expense volume variance
Coupon rate
46. The section of the statement of cash flows that reports the total change in cash and cash equivalents over the accounting period.
Asset Turnover Ratio
Capital assets
Net increase (decrease) in cash and cash equivalents
Contribution margin
47. A legal obligation to pay the holder of the note or lien.
Asset Management ratios
Notes payable
Activity Based Costing
Top-down/bottom-up approach
48. Agencies that assess the "credit worthiness" of an organization. The two major rating agencies are Moody's and Standard & Poor.
Bond rating agency
Market rate of interest
Net Assets
Lender
49. Future value. What an amount invested today (or a series of payments made over time) will be worth at a given time in the future using the compound interest method. This accounts for the time value of money. See also Present value.
Realization principle
Mortgage bonds
Fixed supplies budget
FV
50. A balance sheet account that estimates the total amount of customer accounts receivable that will not be collected. It is also called allowance for bad debts and allowance for doubtful accounts.
Long-term investments
Cash basis of accounting
Profitability ratios
Allowance for uncollectibles