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Test your basic knowledge |
ACCA Financial Management
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Study First
Subjects
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certifications
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business-skills
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acca
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. A security interest in one or more assets granted to lenders in a secured loan.
Lien
Comparative approach
Long-term debt - net of current portion
Expense cost variance
2. Price times total quantity.
Expense cost variance
Total revenue
Activity Based Costing
Accrual basis of accounting
3. The method of capital budgeting that compares the cash flows resulting from continuing with the existing alternative to those that would result if the equipment were replaced.
Collateral
Comparative approach
Cash flows from financing activities
Debt service coverage
4. Looks at the percentage change in a line item's value from one year to the next using the formula: [(subsequent year -base year)/base year) x 100. See also Vertical analysis.
Horizontal analysis
Total asset turnover
Revenues
Line-item budget
5. A category of income that includes unrestricted interest - dividends - and gains from the sale of unrestricted investments.
Cash flows from investing activities
Matching principle
Income from investments
Lien
6. [Net Accounts Receivable/(Revenue/356)]
Non-operating ratio
Average Days Receivable
Cost Accounting
Annuity
7. Costs (such as rent - administration - insurance - etc. that are shared by a number of services or departments and cannot easily be broken down to the services attributable to each (surgery - emergency medicine - etc.). Also called joint costs.
Compounding
Horizontal analysis
Common costs
Capital assets
8. The revenue that the organization has a right to collect. It is computed as: gross patient service revenues – contractual allowance and charity care.
Profit margin
Return on total assets
Cash flows from financing activities
Net patient service revenue
9. Organizational unit given the responsibility to carry out one or more tasks and/or achieve one or more outcomes.
Average Days Receivable
Balance sheet
Asset Turnover Ratio
Responsibility center
10. An entity that owns other companies.
Operating budget
Fixed asset turnover
Parent organization
Expense budget
11. The budget used to forecast - and in some cases justify - the expenditures (and in some cases the sources of financing) for non-current assets.
Matching principle
Annuity
Capital budget
Disbursement float
12. The changes in cash resulting from the normal operating activities of the organization.
Net assets released from restriction
Step Down
Cash flows from operating activities
Intermediate Cost Object
13. An entity that temporarily grants the use of money or an asset to another in return for compensation - usually in the form of interest.
Other support
Expansion decisions
Lender
Non-operating income
14. Activity-based costing. A method to determine the costs of a service - product - or customer by tracing the resources consumed. ABC focuses on: I) controlling as well as calculating costs - 2) tracing as opposed to allocating costs - and 3) the impor
Realization principle
ABC
Coupon
Fixed asset turnover
15. (non-operating revenues/total operating revenues)- A ratio that reflects how dependent the organization is on non-patient care related net income.
Current liabilities
Amortization of a loan
Bond rating
Non-operating ratio
16. (excess of revenues over expenses/total assets)- A measure of how much profit is earned for each dollar invested in assets. In for-profit organizations it is called return on assets and is calculated as: net income/assets.
Net Assets
Return on total assets
Direct costs
Controlling activities
17. A catchall category for miscellaneous expenses and losses not included in other categories (telephone - travel - meals - etc.).
Payback
Other expenses
Basis of Allocation
Net assets to total assets
18. A note payable that has as collateral real assets and that requires periodic payments.
IRR
Mortgage
Expense budget
Time value of money
19. That point at which total revenues equal total costs. It is described by the equation: (price x volume) = fixed costs + (variable cost per unit x volume).
Long-term debt - net of current portion
Breakeven point
Current ratio
Not-for-profit
20. How an organization chooses to finance its working capital needs.
Statement of cash flows
Properties and equipment
Financing mix
Equity financing
21. Revenues generated from an organization's operating activities.
Operating margin
Operating revenues
Allocation base
Matching principle
22. The difference between current assets and current liabilities.
Accountability
Mortgage
Payback
Net working capital
23. Costs not traced to a cost object - but that must eventually be allocated across cost objects. See also Direct costs.
Perpetuity
Present value of an annuity
Indirect costs
Parent organization
24. [Total Revenues/ Total Assets]
Current liabilities
Tax-exempt bonds
Tangible assets
Asset Turnover Ratio
25. A donation that has conditions which must be satisfied. See also Temporarily restricted net assets.
Cost of capital
Float
Restricted donation
Decentralization
26. Amounts the organization is obligated to pay others - including suppliers and creditors.
Accounts payable
Cost Accounting
ROI
Non-regular cash flows
27. {[cash + marketable securities)/[(operating expenses -depreciation)/ 365].- A ratio that indicates the number of days' worth of expenses an organization can cover with its most liquid assets (cash and marketable securities).
Equity financing
Annuity
Days cash on hand
Cost of goods sold
28. A contract between a lender and a potential borrower preauthorizing the potential borrower's right to borrow up to a specific amount on request as long as they fulfill the terms and conditions of the contract. Also called a letter of credit.
Line of credit
Non-operating income
Non-regular cash flows
Liquidity ratios
29. Cash inflows and outflows for the organization resulting from investing activities such as purchasing and selling investments or investing in itself by purchasing or selling non-current assets. It also includes transfers to and from the parent corpor
Capital appreciation
Current assets
Liquidity ratios
Cash flows from investing activities
30. Health maintenance organization. Entities that receive premium payments from enrollees with the understanding that the HMO will be financially responsible for all predefined health care required by its enrollees for a specified period of time. The he
Return on net assets
HMO
Amortization of a loan
Spillover cash flows
31. Costs that stay the same in total over the relevant range as volume increases - but that change inversely on a per unit basis.
Perpetuity
Fixed costs
Capital
Loan amortization schedule
32. The bottom line in the statement of operations. It includes such items as operating and non-operating income - contributions of long-lived assets - transfers to parent - and extraordinary items.
Total asset turnover
Cost of goods sold
Non-operating revenues
Increase in unrestricted net assets
33. A measure of the resources used to generate revenue and/or provide a service. Often used synonymously with costs. See also Costs.
FTE
Average Days Inventory
Activity ratios
Expenses
34. IA category of non-current assets not intended to be used for operations - but only for capital appreciation and dividends - and that will be held for a period longer than one year.
Long-term investments
Bond rating agency
Footnotes
Performance budget
35. The difference between the initial amount paid for an investment and the related future cash inflows after they have been adjusted (discounted) by the cost of capital.
Net present value
Other expenses
Lease
Not-for-profit
36. The degree to which standards are met.
Effectiveness
Billing float
Properties and equipment
Operating margin
37. Assets that have a useful life greater than one year - such as plant - property - and equipment. Plant and equipment are depreciated over time; land (property) is not.
Revenue budget
Capital assets
Long-term debt - net of current portion
Controlling activities
38. Current year budget projected for the coming fiscal year assumes no program changes and adjust for price - workload - annualizations
Opening inventory
Interest
Collections policies and procedures
Base Budget
39. That process of budgeting where the environmental assessment and planning of future activities are largely decided upon by a few individuals - and the budget is essentially dictated to the rest of the organization. Often called authoritarian approach
Non-regular cash flows
Net patient service revenue
Fixed Asset Turnover
Top-down budgeting
40. An assignment or grading of the likelihood that an organization will not default on a bond.
Decentralization
Non-operating ratio
Capital structure decision
Bond rating
41. [total revenues/total assets].- This ratio measures the overall efficiency of the organization's assets to produce revenue. It answers the question: For every dollar in assets - how many dollars of revenue are being generated?
Working capital
Liquidity ratios
Total asset turnover
Depreciation
42. An estimate/measure of how much a tangible asset (such as plant or equipment) has been "used up" during an accounting period. It is an expense that does not require any cash outflow under the accrual basis of accounting. See also Accumulated deprecia
Controlling activities
Depreciation
Coupon payment
Lease
43. An entity that is owed money for lending funds or supplying goods or services on credit.
Creditor
Interest
Cash equivalents
Ending inventory
44. The cost of activities that take place to produce the final cost object
MV
Notes payable
Donor
Intermediate Cost Object
45. A measure of the income earned from operating activities. It is calculated as: unrestricted revenues - gains - and other support -expenses and losses.
Product diversity
Operating income
Operating margin
Accounts payable
46. Monies received that have not yet been earned. One of the most common deferred revenues is the receipt of capitation on the basis of per member per month (PMPM).
Operating income
Deferred revenues
Capital structure ratios
Periodic payments
47. Operating income plus other income. This is analogous to net income before taxes in for-profit entities.
Excess of revenues over expenses
Co-payments
Net patient service revenue
Days cash on hand
48. Donated assets that have restrictions on their use which will never be removed.
Prepaid assets
ROI
Profit margin
Permanently restricted net assets
49. Stated interest rate on a bond - as promised by the issuer.
Tax-exempt bonds
Opportunity cost
Mortgage bonds
Coupon rate
50. An amount owed to the organization that will not be paid. Charity care is not considered a bad debt since nothing is owed to the organization for services provided.
Quick ratio
Controlling activities
Top-down/bottom-up approach
Bad debt