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ACCA Financial Management
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Subjects
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certifications
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business-skills
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acca
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
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Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. [Net Assets/Total Assets]. This ratio reflects the proportion of total assets financed by equity.
Hedge
Net Assets to Total Assets
FV
Net patient service revenue
2. Requiring the patient to pay part of his/her health care bill. These payments are used to prevent over-utilization of services.
Co-payments
HMO
Common costs
Accrual basis of accounting
3. [(cash + marketable securities + net accounts receivable)/current liabilities)- A measure of the organization's liquidity.
Bonds
Base Budget
Excess of revenues over expenses
Quick ratio
4. When different products use overhead related services in different proportions - and when the costs of those services are significantly different - The situation present when products consume overhead in different proportions.
Cash and cash equivalents
Revenues
Product diversity
Fixed asset turnover
5. An investment that generates an annuity for an indefinite period of time - basically forever.
Perpetuity
Strategic decisions
Administrative profit centers
Asset mix
6. Amounts given to the organization for operating purposes - such as governmental appropriations and unrestricted donations.
Accumulated depreciation
Basic accounting equation
Spillover cash flows
Other support
7. Revenue is recorded when goods or services are delivered
For-profit
Realization principle
Operating margin
Balance sheet
8. A borrower's assets on which a lender has legal claim if a borrower defaults on a loan.
Collateral
Other revenues
Product diversity
Performance measure
9. That process of budgeting where the environmental assessment and planning of future activities are largely decided upon by a few individuals - and the budget is essentially dictated to the rest of the organization. Often called authoritarian approach
Decentralization
Operating expenses
Average payment period
Top-down budgeting
10. Assets = Liabilities + Net Assets (aka Equity).
Basic accounting equation
Opportunity cost
Periodic payments
Times interest earned
11. What a series of equal payments in the future is worth today taking into account the time value of money.
Final cost object
Net patient service revenue
Present value of an annuity
Balance sheet
12. [operating income/total operating revenues]- The proportion of profit remaining after subtracting total operating expenses from operating revenues.
Service centers
Capital structure decision
Operating margin
Net proceeds from a bond issuance
13. A certificate attached to a bond representing the amount of interest to be paid to the holder.
Mail float
Leverage
Intermediate Cost Object
Coupon
14. Organizational units responsible for providing health care related services to clients - patients - or enrollees - and the related costs thereof.
Quick ratio
Breakeven point
Clinical cost centers
Intermediate Cost Object
15. The total amount of multiyear debt due in future years.
Investor
Ratio analysis
Current assets
Long-term debt - net of current portion
16. One of the four major financial statements. It answers the question: Where did our cash come from and where did it go during the accounting period?
Statement of cash flows
Accumulated depreciation
Bond rating
Non-operating ratio
17. Capital investment decisions designed to increase the operational capability of a health care organization.
Non-operating income
Expansion decisions
MV
Cash basis of accounting
18. The percentage of each asset relative to total assets.
Capital
Asset mix
Base Budget
Issuer
19. A schedule detailing the principal and interest payments required to repay a loan. Typically - the periodic payments remain unchanged - but the proportion used to payoff the principal increases over time.
Single/Simple Step
Expense budget
Loan amortization schedule
Capital appreciation
20. How an organization chooses to finance its working capital needs.
FTE
Cash flows from operating activities
Financing mix
Discounted cash flows
21. Expenses that have been incurred - but not yet paid.
Other income
Leverage
Asset mix
Accrued expenses
22. Activity-based costing. A method to determine the costs of a service - product - or customer by tracing the resources consumed. ABC focuses on: I) controlling as well as calculating costs - 2) tracing as opposed to allocating costs - and 3) the impor
ABC
Prepaid assets
Strategic decisions
Annuity
23. Current assets. Net working capital equals current assets –current liabilities.
Amortization of a loan
Deferred revenues
Mission Center
Working capital
24. 1) The degree to which power and authority is concentrated in an organization. 2) The degree to which a variety of services are offered at a single location.
Capital structure ratios
Activity Based Costing
Centralization
Net assets released from restriction
25. Assets minus Liabilities. One of the three major categories on the balance sheet. Traditionally known as stockholders' equity in investor-owned organizations and fund balance in not-for-profit organizations. In not-for-profit health care organization
Net Assets
Product diversity
Precautionary purposes
Statement of changes in net assets
26. [Inventory/ (Cost of Goods Sold/365)]
Operating budget
Short-term financing
Average Days Inventory
Common costs
27. [Surplus/Operating Revenues]
Asset Turnover Ratio
Fixed costs
Times interest earned
Profit margin
28. The current traded rate for similar risk securities.
Intermediate Cost Object
Mortgage bonds
Market rate of interest
Line of credit
29. Health maintenance organization. Entities that receive premium payments from enrollees with the understanding that the HMO will be financially responsible for all predefined health care required by its enrollees for a specified period of time. The he
Current liabilities
HMO
Current assets
Restricted donation
30. Decisions regarding the relative amount of debt and equity used to finance the organization's non-current assets.
Capital structure decision
Investment centers
Spillover cash flows
Bonds
31. The increase in the value of an investment from the time it is purchased until the time it is sold.
Asset mix
Capital appreciation
Clinical cost centers
SWOT analysis
32. An entity that temporarily grants the use of money or an asset to another in return for compensation - usually in the form of interest.
Non-operating income
Lender
Performance budget
Donation
33. (excess of revenues over expenses/total assets)- A measure of how much profit is earned for each dollar invested in assets. In for-profit organizations it is called return on assets and is calculated as: net income/assets.
Return on total assets
Bond rating
Expense volume variance
Operating cash flows
34. Time delays in the billing and collection process. There are four categories of float: billing - collection - transit - and disbursement. An organization's goal is to optimize float for incoming revenues and outgoing bills.
Statement of cash flows
Operating income
Amortization of a loan
Float
35. The sources of funds to finance the non-current assets of the organization. Also the debt and equity of the organization.
Issuer
Capital
Cash flows from financing activities
Financing mix
36. The cash flows derived from an organization's operating activities.
Asset Turnover Ratio
HMO
Long-term debt to net assets ratio
Operating cash flows
37. Cash flows that have been adjusted to their present value to account for the cost of capital (over time) and the time value of money.
Perpetuity
Base Budget
Discounted cash flows
Indirect costs
38. Portion of profit an organization distributes to investors. By law - only investor-owned health care organizations can distribute dividends outside the organization.
Statement of operations
Mail float
Dividends
Program budget
39. The amount expected to be collected from payors. It is calculated as: gross accounts receivable – discounts and allowances – allowance for un-collectibles.
Net accounts receivable
Mail float
Compounding
Horizontal analysis
40. Organizational units responsible for providing services and controlling their costs. There are two major types: clinical cost centers and administrative cost centers.
Allocation
Accounts receivable
Cost centers
Amortization of a loan
41. Service center costs are allocated to both mission centers and other service centers
IRR
Equity financing
Step Down
Parent organization
42. Costs not traced to a cost object - but that must eventually be allocated across cost objects. See also Direct costs.
Opening inventory
Opportunity cost
Indirect costs
Revenue budget
43. A section of the statement of cash flows used to report such activities as borrowing and paying back loans.
Financing activities
Total revenue
Issuer
Current assets
44. An entity that owns other companies.
Net increase (decrease) in cash and cash equivalents
Step-down method
Parent organization
Cash and cash equivalents
45. Ratios that answer the question: How well is the organization positioned to meet its short-term obligations?
Liquidity ratios
Bond rating
Accountability
Cash equivalents
46. process of measuring the resources (costs) used to produce results.
Cost Accounting
Statement of changes in net assets
Long Term Solvency ratios
Accounts payable
47. I) Calculating interest using the compound interest method. 2) Adjusting for the time value of money forward in time to a future value. See also Compound interest method and Discounting.
Mission statement
Net proceeds from a bond issuance
Permanently restricted net assets
Compounding
48. One of the four major financial statements of a health care organization. It presents a summary of the organization's assets - liabilities - and net assets as of a certain date.
Debt to equity
Balance sheet
Single/Simple Step
Budget
49. Donated assets that have restrictions on their use which will never be removed.
Profitability ratios
Net proceeds from a bond issuance
Return on net assets
Permanently restricted net assets
50. If a project is undertaken - these cash flows are the indirect increases or decreases in cash flows that will occur elsewhere in the organization.
Billing float
Collections policies and procedures
Spillover cash flows
Fixed supplies budget