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Dental Insurance Vocab

  • Answer 50 questions in 15 minutes.
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  • Match each statement with the correct term.
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This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Amount charged by a dental benefits carrier for coverage.

2. Federal assistance program; provides payment for medical care from the federal government.

3. Services covered by a benefit plan. Payment for these services may be subject to plan maximums - limitations - and deductibles

4. Treatment plan submitted to the benefit carrier for review and estimate of payment before services are rendered.

5. Period during which employees or group members can enroll in health care programs.

6. Dental benefits program that allows 1) enrollees to receive dental treatment from any licensed dentist; 2) licensed dentist to participate; and 3) payment of benefits to either the enrollee or the dentist.

7. Dental services that's payable under the terms of the benefit program.

8. List of charges established by or agreed to by a dentist for specific dental services listed by ADA procedure codes.

9. Dentist who does not have a contract agreement with benefits carrier.

10. Federal Law intended to improve access to health insurance - limit fraud and abused - and control administrative costs.

11. Highest total dollar amount a dental benefits program pays toward the cost of dental care incurred by an individual or family in a specified period such as a calendar year - a contract year or lifetime.

12. Dental benefits program that lists an assigned amount payable for each covered service; generally amount is below the average fee charged by dentists- AKA schedule of allowance.

13. Paper form used to request payment or predetermination for patients covered by a dental benefits program.

14. Health care coverage system which employers offer a list of options for health care benefits.

15. Method of determining the primary carrier for dependent children who are covered more than one dental plan. With this method - the primary payer is the parent with the earlier date of birth by month and day - without regard to the year of birth.

16. Restrictions stated in a dental benefits contract that limit the scope of coverage.

17. Period between employment or enrollment in a dental program and the date the enrollee became eligible for benefits.

18. Employee or participant who is certified by the company who receives benefit coverage.

19. Reporting a more complex or more expensive procedure that was actually performed. Fraudulent.

20. Benefits delivery system in which a dentist contracts with the programs's sponsor or administrator to provide all or most of the dental services covered under the program in return for a fixed monthly payment per covered person. Also called a DHMO (d

21. Organization that bears the financial risk for the cost of defined categories or services for a defined group of policy holders or beneficiaries.

22. Date on which the dental benefits or contract expires or date an individual ceases to be eligible for benefits.

23. Amount of dental expenses a covered person must pay before the dental plan benefits begin.

24. Detailed statement of a processed claim showing the patient - provider - procedure codes - date of service - the carrier's payment - and the patient's copayment.

25. Amount or percentage of the dentist's fee that the patient is obligated to pay.

26. Date an individual and/or dependents become eligible for benefits under a dental benefits contract.

27. Payment made by a benefit carrier or third party payer to an enrollee or to a dentist on behalf of the enrollee as repayment of fees charged.

28. Dental benefits program in Which benefits are provided only if care is rendered by institutional and professional providers with whom the plan contracts.

29. Person who is eligible for benefits under a dental benefits contract; AKA member - insured individual - participant - beneficiary.

30. Requiring payment in full from the patient/responsible party for all services rendered.

31. Dental benefits program in which enrollees can receive benefits only when services are provided by dentists who have signed an agreement with the benefit plan to provide treatment to eligible patients.

32. Reference manual by the ADA that includes the Codes on Dental Procedures and Nomenclature and other instructions tools for reporting dental services to dental benefits plan and administrators.

33. Benefit carrier that has initial responsibility for benefit payment when a patient is covered by tow or more carriers.

34. Dental benefits program in which participating dentists agree to a discounted fee schedule for services rendered to patients.

35. Employer's or organization's self funded program for reimbursing covered individuals based on a percentage of the amount spent for dental care.

36. Oral health condition that existed before a person enrolled in a dental program.

37. 12 month period of the dental contract (not always a calendar year)

38. Fee for service dental benefits program in which payment of benefits is based on reasonable and customary fee criteria.

39. Requiring the patient to pay any difference between the dentist's actual fee and the amount reimbursed by the benefits carrier(insurance company) - in addition to any co-payment - deductible - or maximum.

40. Authorization by the enrollee/patient for the dental benefits carrier to make payment for covered services directly to the treating dentist

41. Person who files a claim for reimbursement of covered costs (the dentist & practice)

42. Dental benefits program in which a dentists are paid for each covered service rendered to an eligible enrollee.

43. Unique identification number. NPI part of HIPAA

44. Maximum dollar amount the benefit carrier allows for each dental procedure

45. Individuals - such as spouse and children - who are legally and contractually eligible for benefits under a subscriber's dental benefits contract.

46. Person or company who manages or directs a dental benefits program on behalf of the program's sponsor

47. Fee a dentist most frequently charges for a given dental service.

48. Fee for service/services determined to be representative of the fees charged by dentist in a specific region or geographical area.

49. Dental services that are not covered under a dental benefits program--excluded from plan

50. Consolidated omnibus budget reconciliation act which allows a person to temporarily maintain insurance coverage even if he/she loses job.