Test your basic knowledge |

Dental Insurance Vocab

  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Person who files a claim for reimbursement of covered costs (the dentist & practice)

2. Dental benefits program in which a dentists are paid for each covered service rendered to an eligible enrollee.

3. Person who is eligible for benefits under a dental benefits contract; AKA member - insured individual - participant - beneficiary.

4. Dental benefits program in Which benefits are provided only if care is rendered by institutional and professional providers with whom the plan contracts.

5. Highest total dollar amount a dental benefits program pays toward the cost of dental care incurred by an individual or family in a specified period such as a calendar year - a contract year or lifetime.

6. Dental benefits program that allows 1) enrollees to receive dental treatment from any licensed dentist; 2) licensed dentist to participate; and 3) payment of benefits to either the enrollee or the dentist.

7. Employee or participant who is certified by the company who receives benefit coverage.

8. Dental benefits program that lists an assigned amount payable for each covered service; generally amount is below the average fee charged by dentists- AKA schedule of allowance.

9. Detailed statement of a processed claim showing the patient - provider - procedure codes - date of service - the carrier's payment - and the patient's copayment.

10. Dental benefits program in which participating dentists agree to a discounted fee schedule for services rendered to patients.

11. Requiring the patient to pay any difference between the dentist's actual fee and the amount reimbursed by the benefits carrier(insurance company) - in addition to any co-payment - deductible - or maximum.

12. Employer's or organization's self funded program for reimbursing covered individuals based on a percentage of the amount spent for dental care.

13. Method of determining the primary carrier for dependent children who are covered more than one dental plan. With this method - the primary payer is the parent with the earlier date of birth by month and day - without regard to the year of birth.

14. Dental benefits program in which enrollees can receive benefits only when services are provided by dentists who have signed an agreement with the benefit plan to provide treatment to eligible patients.

15. Organization that bears the financial risk for the cost of defined categories or services for a defined group of policy holders or beneficiaries.

16. Federal Law intended to improve access to health insurance - limit fraud and abused - and control administrative costs.

17. Fee for service/services determined to be representative of the fees charged by dentist in a specific region or geographical area.

18. Maximum dollar amount the benefit carrier allows for each dental procedure

19. Services covered by a benefit plan. Payment for these services may be subject to plan maximums - limitations - and deductibles

20. Oral health condition that existed before a person enrolled in a dental program.

21. Health care coverage system which employers offer a list of options for health care benefits.

22. Consolidated omnibus budget reconciliation act which allows a person to temporarily maintain insurance coverage even if he/she loses job.

23. Fee a dentist most frequently charges for a given dental service.

24. Fee for service dental benefits program in which payment of benefits is based on reasonable and customary fee criteria.

25. List of charges established by or agreed to by a dentist for specific dental services listed by ADA procedure codes.

26. Dental services that's payable under the terms of the benefit program.

27. Person or company who manages or directs a dental benefits program on behalf of the program's sponsor

28. Paper form used to request payment or predetermination for patients covered by a dental benefits program.

29. Date an individual and/or dependents become eligible for benefits under a dental benefits contract.

30. Individuals - such as spouse and children - who are legally and contractually eligible for benefits under a subscriber's dental benefits contract.

31. Amount or percentage of the dentist's fee that the patient is obligated to pay.

32. Requiring payment in full from the patient/responsible party for all services rendered.

33. Benefits delivery system in which a dentist contracts with the programs's sponsor or administrator to provide all or most of the dental services covered under the program in return for a fixed monthly payment per covered person. Also called a DHMO (d

34. Restrictions stated in a dental benefits contract that limit the scope of coverage.

35. Reporting a more complex or more expensive procedure that was actually performed. Fraudulent.

36. Dental services that are not covered under a dental benefits program--excluded from plan

37. Treatment plan submitted to the benefit carrier for review and estimate of payment before services are rendered.

38. Date on which the dental benefits or contract expires or date an individual ceases to be eligible for benefits.

39. Amount of dental expenses a covered person must pay before the dental plan benefits begin.

40. Period during which employees or group members can enroll in health care programs.

41. Reference manual by the ADA that includes the Codes on Dental Procedures and Nomenclature and other instructions tools for reporting dental services to dental benefits plan and administrators.

42. Period between employment or enrollment in a dental program and the date the enrollee became eligible for benefits.

43. Benefit carrier that has initial responsibility for benefit payment when a patient is covered by tow or more carriers.

44. Federal assistance program; provides payment for medical care from the federal government.

45. Dentist who does not have a contract agreement with benefits carrier.

46. Unique identification number. NPI part of HIPAA

47. Authorization by the enrollee/patient for the dental benefits carrier to make payment for covered services directly to the treating dentist

48. Amount charged by a dental benefits carrier for coverage.

49. Payment made by a benefit carrier or third party payer to an enrollee or to a dentist on behalf of the enrollee as repayment of fees charged.

50. 12 month period of the dental contract (not always a calendar year)