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Test your basic knowledge |
DSST Business Math Vocab 2
Start Test
Study First
Subjects
:
dsst
,
math
,
business-skills
,
business-math
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Money earned on an investment or paid on a loan
liabilities
per diem
retired or amortized
interest
2. Part ownership in a company
retired or amortized
special discounts
shares
constant
3. A chart that shows the balance of the mortgage after each amortization period
compounded sem-annually
compounded interest
amortization schedule
personal property
4. The amount of money borrowed is between 75% - 95% of the purchase price
high-ratio mortgage
cash discounts
the three items that may have to be subracted from the gross return figure when calculating net return
dividend
5. A bill
invoice
overtime
simple interest
complete enumeration survey
6. Money given to someone on condition the person will return the money and interest by a specific date
mortgage
cross-footing
loan
mean
7. The borrower
liabilities
net capitalized cost
mortgagor
term
8. The person paying to borrow property for a certain amount of time for payments
lessee
foreign currency exchange
investment
mean
9. electronic - portable (pocket) - computer - spreadsheets
collateral
retired or amortized
the two main types of shares
the four helpful calculating tools
10. Deciding if its worth the risk
assets
divisor
sensitivity analysis
mortgagee
11. The score that falls in the middle
median
collateral
multi modal
mortgagor
12. Costs that fluctuate
break even point
variable costs
mean
p.a.
13. Share of the profits of a company
dividend
p.a.
investment
statistic
14. Interest calculated on the principle
simple interest
the three items that may have to be subracted from the gross return figure when calculating net return
sensitivity analysis
divisor
15. loans to companies or goverments (no voting rights)
bonds
compounded daily
population
capital cost allowance
16. Per annum - yearly
low risk investment
population
capital cost allowance
p.a.
17. A loan
sample
mortgage
p.a.
mortgagor
18. Interest is paid twelve times a year
net capitalized cost
compounded monthly
fixed costs
high risk investment
19. The price after any down-payment or trade-in
net capitalized cost
amortization schedule
compounded monthly
income statement
20. The number you are multipliying by
range
multiplier
multi modal
loan
21. Things you own
price earnings ratios
term
compounded interest
assets
22. The unexpected variablility of returns
risk
medium risk investment
high-ratio mortgage
money factor
23. The depreciation of an asset as an expense
medium risk investment
capital cost allowance
special discounts
balance sheet
24. used when the each piece of data has more than one component
weighted average
compounded monthly
variable costs
special discounts
25. A portion of the population being studied
loan
foreclosure
sample
sales commission
26. A complete set of individuals - objects or scores being studied
real property
population
divisor
mortgage
27. Provide a specific dividend that is paid before any dividends are paid to common stock holders
p.a.
preference shares
lessor
real property
28. An item of data that has a different value at different times
cash flow
interest
fractions
variable
29. The majority of the early payments go toward paying the interest on the loan
high-ratio mortgage
bottom line figures
p.a.
front-loaded
30. Interest is paid four times a year
compounded quarterly
preference shares
percent
compounded monthly
31. Commission fee - inflation rate - capital gains tax
variable
proportion
the three items that may have to be subracted from the gross return figure when calculating net return
p.a.
32. Shows the assets - liabilities and financial position of the company
medium risk investment
lease
retired or amortized
balance sheet
33. The length of time until the debt is zero
balance sheet
amortization period
cash discounts
range
34. Something that is expected to return a profit
the three items that may have to be subracted from the gross return figure when calculating net return
income statement
compounded monthly
investment
35. Adding columns of figures horizontally and vertically to check that the totals agree
simple interest
cross-footing
median
real property
36. The final figures
special discounts
statistic
invoice
bottom line figures
37. The owner of the property
lessor
compounded interest
variable costs
lessee
38. Property other than real estate (often called a chattel mortgage)
retired or amortized
lease
complete enumeration survey
personal property
39. The money paid to an employee based on a percentage of their sales
p.a.
lessee
sales commission
retired or amortized
40. A percentage discount for buyers associated with the products being sold
trade discount
lease
common shares
medium risk investment
41. The point where income and expenses intersect (no loss or profit)
overtime
break even point
mortgagor
preference shares
42. The first number
multiplicand
liabilities
cash flow
fractions
43. The number to be divided by
collateral
cash discounts
dividend
assets
44. Algebraic - arithmetic
medium risk investment
the two methods calculators use to process information
cash flow
collateral
45. Costs that remain constant
multi modal
fixed costs
statistic
foreclosure
46. Interest is paid once a year
fixed costs
balance sheet
multiplicand
compounded annually
47. The process of repossessing and selling the real or personal property when the borrower has defaulted
the two main types of shares
default
population
foreclosure
48. Parts of a whole number
sample
multiplicand
bonds
fractions
49. More than one frequently occuring value in a group of data
real property
multi modal
multiplicand
multiplier
50. real estate (houses - condos - warehouses - factories - etc)
assets
the four helpful calculating tools
real property
parameter