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Test your basic knowledge |
DSST Business Math Vocab 2
Start Test
Study First
Subjects
:
dsst
,
math
,
business-skills
,
business-math
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Money earned on an investment or paid on a loan
interest
sales commission
percent
dividend
2. Interest is paid once a year
compounded annually
compounded interest
sensitivity analysis
multiplicand
3. The lender
mortgagee
retired or amortized
range
data
4. The majority of the early payments go toward paying the interest on the loan
lessor
maximum
p.a.
front-loaded
5. The number you are multipliying by
invoice
collateral
multiplier
preference shares
6. Provide a specific dividend that is paid before any dividends are paid to common stock holders
foreign currency exchange
preference shares
special discounts
the two methods calculators use to process information
7. A percentage discount for buyers associated with the products being sold
trade discount
real property
high-ratio mortgage
mortgagor
8. The length of time until the debt is zero
high risk investment
retired or amortized
amortization period
liabilities
9. Amount of money coming in and going out of your business monthly
mortgage
cash flow
preference shares
capital cost allowance
10. Commission fee - inflation rate - capital gains tax
retired or amortized
personal property
the three items that may have to be subracted from the gross return figure when calculating net return
compounded interest
11. The highest number in a group of data
maximum
the two methods calculators use to process information
invoice
compounded annually
12. The point where income and expenses intersect (no loss or profit)
sensitivity analysis
parameter
sales commission
break even point
13. The lowest number in a group of data
mortgagee
minimum
complete enumeration survey
trade discount
14. real estate (houses - condos - warehouses - factories - etc)
compounded interest
real property
mean
compounded quarterly
15. An item of data that has a different value at different times
overtime
per diem
money factor
variable
16. The final figures
fractions
mode
high risk investment
bottom line figures
17. of one hundred
money factor
term
percent
fractions
18. The info collected from a survey and the figures generated through statistical analysis
chain discounts
data
sample
compounded monthly
19. Interest is paid 365 times a year
variable
compounded interest
compounded daily
lease
20. Money given to someone on condition the person will return the money and interest by a specific date
high-ratio mortgage
loan
range
bonds
21. A decimal figure when x by 2400 gives an approximate annual interest rate
assets
money factor
the two main types of shares
compounded quarterly
22. An item of data the stays the same
constant
trade discount
cash discounts
capital cost allowance
23. The difference between the highest and lowest numbers in a set of data
term
cross-footing
range
multi modal
24. The unexpected variablility of returns
complete enumeration survey
risk
the four helpful calculating tools
capital cost allowance
25. Indicators of the confidence investors have in a company (the higher the better)
price earnings ratios
maximum
dividend
cross-footing
26. The first number
personal property
real property
compounded annually
multiplicand
27. Interest is paid twice a year
lessor
extention
compounded sem-annually
p.a.
28. Time worked beyond the established working hours
minimum
compounded daily
common shares
overtime
29. The depreciation of an asset as an expense
low risk investment
mean
capital cost allowance
risk
30. Interest is paid four times a year
ratio
compounded quarterly
mortgagor
medium risk investment
31. Security for a loan
proportion
dividend
amortization period
collateral
32. loans to companies or goverments (no voting rights)
bonds
parameter
mean
amortization schedule
33. A chart that shows the balance of the mortgage after each amortization period
term
lessor
amortization schedule
mortgage
34. The price after any down-payment or trade-in
the four helpful calculating tools
compounded sem-annually
net capitalized cost
minimum
35. Shows the assets - liabilities and financial position of the company
median
fixed costs
foreclosure
balance sheet
36. The amount of money borrowed is less than 75% of the purchase price
risk
conventional mortgage
sensitivity analysis
mortgagee
37. A loan
mortgage
investment
the four helpful calculating tools
cash discounts
38. Amounts of money you owe
liabilities
bottom line figures
the three items that may have to be subracted from the gross return figure when calculating net return
foreign currency exchange
39. Paid in full
sales commission
compounded monthly
ratio
retired or amortized
40. Something that is expected to return a profit
investment
price earnings ratios
multiplicand
high-ratio mortgage
41. A comparison of two numbers
money factor
multi modal
compounded monthly
ratio
42. Interest calculated on the principle
collateral
simple interest
constant
money factor
43. Deciding if its worth the risk
multiplicand
term
sensitivity analysis
cash flow
44. A bill
the four helpful calculating tools
invoice
mode
front-loaded
45. Shows the money coming in and expenses for a certain period of time.
income statement
multi modal
median
mode
46. Costs that fluctuate
default
variable costs
dividend
investment
47. used when the each piece of data has more than one component
the four helpful calculating tools
mode
weighted average
invoice
48. Algebraic - arithmetic
amortization period
lease
the two methods calculators use to process information
retired or amortized
49. Simple and compound
net capitalized cost
balance sheet
compounded monthly
the two types of interest
50. The total of units multiplied by the price
high-ratio mortgage
extention
percent
cash discounts
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