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Test your basic knowledge |
DSST Business Math Vocab 2
Start Test
Study First
Subjects
:
dsst
,
math
,
business-skills
,
business-math
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Algebraic - arithmetic
the two methods calculators use to process information
sample
the four helpful calculating tools
the three items that may have to be subracted from the gross return figure when calculating net return
2. The depreciation of an asset as an expense
capital cost allowance
default
bonds
data
3. The total of units multiplied by the price
divisor
the four helpful calculating tools
extention
capital cost allowance
4. The process of repossessing and selling the real or personal property when the borrower has defaulted
variable
statistic
compounded sem-annually
foreclosure
5. real estate (houses - condos - warehouses - factories - etc)
conventional mortgage
sample
term
real property
6. The number you are dividing by
the three items that may have to be subracted from the gross return figure when calculating net return
the two types of interest
divisor
compounded monthly
7. Something that is expected to return a profit
complete enumeration survey
investment
ratio
real property
8. you may get a large return or get nothing
real property
preference shares
mortgage
high risk investment
9. The amount of money borrowed is less than 75% of the purchase price
medium risk investment
chain discounts
conventional mortgage
money factor
10. Provide a specific dividend that is paid before any dividends are paid to common stock holders
default
liabilities
preference shares
dividend
11. electronic - portable (pocket) - computer - spreadsheets
parameter
front-loaded
the four helpful calculating tools
variable costs
12. The money paid to an employee based on a percentage of their sales
sales commission
high-ratio mortgage
median
income statement
13. The highest number in a group of data
investment
maximum
simple interest
variable
14. A percentage discount for buyers associated with the products being sold
cash flow
trade discount
default
sample
15. Money given to someone on condition the person will return the money and interest by a specific date
maximum
lease
loan
fractions
16. The length of the loan
the three items that may have to be subracted from the gross return figure when calculating net return
term
simple interest
amortization schedule
17. The amount the property is worth at the end of the lease
high risk investment
residual value
mortgagee
interest
18. A rate that one currency can be exchanged for another
foreign currency exchange
parameter
residual value
cash discounts
19. An item of data the stays the same
constant
data
compounded monthly
compounded daily
20. A loan
mode
lessee
mortgage
mortgagee
21. The majority of the early payments go toward paying the interest on the loan
default
multiplicand
front-loaded
risk
22. The interest amount is small - but you are guaranteed to get something
compounded annually
low risk investment
mortgage
statistic
23. The amount of money borrowed is between 75% - 95% of the purchase price
high-ratio mortgage
amortization period
lease
divisor
24. When two ratios are equal
population
low risk investment
proportion
chain discounts
25. of one hundred
multiplicand
variable costs
the three items that may have to be subracted from the gross return figure when calculating net return
percent
26. Shows the assets - liabilities and financial position of the company
constant
extention
income statement
balance sheet
27. A series of discounts
median
chain discounts
compounded interest
lessor
28. The lowest number in a group of data
compounded daily
minimum
constant
cash discounts
29. Interest calculated on the principal plus any accumulated interest
mortgagor
invoice
sample
compounded interest
30. The owner of the property
net capitalized cost
bonds
cash flow
lessor
31. Things you own
assets
bottom line figures
high-ratio mortgage
compounded interest
32. The first number
lessee
lessor
mean
multiplicand
33. A chart that shows the balance of the mortgage after each amortization period
residual value
term
liabilities
amortization schedule
34. The point where income and expenses intersect (no loss or profit)
medium risk investment
break even point
proportion
balance sheet
35. Costs that remain constant
proportion
foreign currency exchange
amortization schedule
fixed costs
36. Commission fee - inflation rate - capital gains tax
compounded daily
special discounts
residual value
the three items that may have to be subracted from the gross return figure when calculating net return
37. (simple average) adding the group of items and dividing by the total number of items
mean
simple interest
constant
ratio
38. Number calculated from population data
mean
parameter
compounded daily
cash flow
39. Property other than real estate (often called a chattel mortgage)
lessor
real property
personal property
fractions
40. Interest is paid twice a year
the two methods calculators use to process information
bottom line figures
compounded sem-annually
variable costs
41. Preference and common
multiplier
the two main types of shares
real property
mode
42. The borrower
fixed costs
mortgagor
net capitalized cost
multi modal
43. A contract giving someone the right to use something for a certain length of time
foreclosure
constant
parameter
lease
44. Money earned on an investment or paid on a loan
p.a.
real property
weighted average
interest
45. Per annum - yearly
the three items that may have to be subracted from the gross return figure when calculating net return
the two methods calculators use to process information
p.a.
special discounts
46. Interest is paid twelve times a year
per diem
compounded monthly
preference shares
weighted average
47. The final figures
income statement
bottom line figures
the two types of interest
compounded interest
48. The number you are multipliying by
multiplier
dividend
medium risk investment
bonds
49. Share of the profits of a company
dividend
net capitalized cost
trade discount
default
50. A percentage discount to customers
complete enumeration survey
special discounts
mortgagor
personal property