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Test your basic knowledge |
DSST Business Math Vocab 2
Start Test
Study First
Subjects
:
dsst
,
math
,
business-skills
,
business-math
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The owner of the property
cash discounts
statistic
medium risk investment
lessor
2. Deciding if its worth the risk
sensitivity analysis
the two types of interest
constant
weighted average
3. The borrower
term
mortgagor
mean
the two methods calculators use to process information
4. Simple and compound
personal property
simple interest
the two types of interest
range
5. Commission fee - inflation rate - capital gains tax
percent
overtime
sales commission
the three items that may have to be subracted from the gross return figure when calculating net return
6. A percentage discount for buyers associated with the products being sold
per diem
retired or amortized
trade discount
medium risk investment
7. The highest number in a group of data
loan
maximum
balance sheet
investment
8. The number to be divided by
bonds
dividend
multiplicand
common shares
9. loans to companies or goverments (no voting rights)
bonds
residual value
foreclosure
shares
10. Adding columns of figures horizontally and vertically to check that the totals agree
default
cross-footing
money factor
mean
11. Share of the profits of a company
fractions
the four helpful calculating tools
dividend
multiplier
12. The majority of the early payments go toward paying the interest on the loan
maximum
lease
retired or amortized
front-loaded
13. Shows the assets - liabilities and financial position of the company
chain discounts
cross-footing
balance sheet
amortization schedule
14. The lowest number in a group of data
term
multiplier
minimum
shares
15. The info collected from a survey and the figures generated through statistical analysis
data
mean
sample
price earnings ratios
16. A portion of the population being studied
mortgage
sample
sensitivity analysis
foreign currency exchange
17. The person paying to borrow property for a certain amount of time for payments
money factor
lessee
maximum
foreclosure
18. Preference and common
the two main types of shares
sample
compounded daily
shares
19. Costs that fluctuate
multi modal
the two main types of shares
variable costs
term
20. The unexpected variablility of returns
lessor
mortgagee
default
risk
21. Discounts offered to encourage customers to pay their bills on time
liabilities
interest
cash discounts
the three items that may have to be subracted from the gross return figure when calculating net return
22. Interest is paid twelve times a year
special discounts
cross-footing
compounded monthly
divisor
23. Security for a loan
retired or amortized
default
collateral
percent
24. used when the each piece of data has more than one component
invoice
special discounts
complete enumeration survey
weighted average
25. Provide a specific dividend that is paid before any dividends are paid to common stock holders
preference shares
invoice
maximum
lease
26. Interest is paid twice a year
per diem
front-loaded
compounded sem-annually
collateral
27. An item of data that has a different value at different times
mode
variable
compounded interest
bonds
28. A rate that one currency can be exchanged for another
risk
variable costs
residual value
foreign currency exchange
29. The lender
invoice
mortgagee
the two types of interest
compounded interest
30. The length of the loan
compounded daily
multiplier
term
constant
31. Interest calculated on the principle
the four helpful calculating tools
simple interest
multiplicand
income statement
32. Costs that remain constant
weighted average
complete enumeration survey
interest
fixed costs
33. Money earned on an investment or paid on a loan
mode
loan
interest
maximum
34. Shows the money coming in and expenses for a certain period of time.
collateral
compounded sem-annually
income statement
mortgagor
35. The interest amount is small - but you are guaranteed to get something
low risk investment
minimum
compounded daily
multiplier
36. you may get a large return or get nothing
mortgagor
foreclosure
retired or amortized
high risk investment
37. A decimal figure when x by 2400 gives an approximate annual interest rate
preference shares
real property
money factor
compounded monthly
38. The number you are dividing by
compounded quarterly
divisor
compounded annually
lessor
39. electronic - portable (pocket) - computer - spreadsheets
the four helpful calculating tools
residual value
fractions
special discounts
40. A comparison of two numbers
p.a.
extention
ratio
percent
41. More than one frequently occuring value in a group of data
cash discounts
multi modal
lessor
dividend
42. The amount of money borrowed is less than 75% of the purchase price
real property
conventional mortgage
net capitalized cost
lease
43. Interest calculated on the principal plus any accumulated interest
compounded interest
simple interest
compounded daily
mode
44. (simple average) adding the group of items and dividing by the total number of items
dividend
mean
median
proportion
45. Property other than real estate (often called a chattel mortgage)
interest
constant
residual value
personal property
46. The amount the property is worth at the end of the lease
residual value
conventional mortgage
p.a.
balance sheet
47. real estate (houses - condos - warehouses - factories - etc)
special discounts
mortgagee
real property
compounded interest
48. Amount of money coming in and going out of your business monthly
sample
foreclosure
amortization period
cash flow
49. Interest is paid once a year
compounded annually
front-loaded
conventional mortgage
residual value
50. The point where income and expenses intersect (no loss or profit)
break even point
compounded annually
compounded monthly
dividend