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Test your basic knowledge |
DSST Business Math Vocab 2
Start Test
Study First
Subjects
:
dsst
,
math
,
business-skills
,
business-math
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Part ownership in a company
low risk investment
shares
the four helpful calculating tools
compounded quarterly
2. The first number
residual value
multiplicand
low risk investment
fixed costs
3. Money earned on an investment or paid on a loan
price earnings ratios
income statement
amortization schedule
interest
4. The lowest number in a group of data
minimum
loan
bonds
constant
5. Interest calculated on the principle
proportion
constant
overtime
simple interest
6. The point where income and expenses intersect (no loss or profit)
mortgagor
break even point
foreclosure
sample
7. Adding columns of figures horizontally and vertically to check that the totals agree
cross-footing
default
mode
maximum
8. A series of discounts
trade discount
variable
the two methods calculators use to process information
chain discounts
9. The length of the loan
term
constant
special discounts
median
10. A contract giving someone the right to use something for a certain length of time
lease
interest
common shares
front-loaded
11. Shows the assets - liabilities and financial position of the company
compounded sem-annually
balance sheet
compounded daily
net capitalized cost
12. More than one frequently occuring value in a group of data
multi modal
extention
multiplicand
money factor
13. Parts of a whole number
cash flow
special discounts
the two main types of shares
fractions
14. Interest is paid 365 times a year
cross-footing
balance sheet
compounded daily
p.a.
15. The majority of the early payments go toward paying the interest on the loan
front-loaded
divisor
compounded interest
overtime
16. The lender
the three items that may have to be subracted from the gross return figure when calculating net return
retired or amortized
multiplier
mortgagee
17. The number you are dividing by
divisor
liabilities
money factor
p.a.
18. A decimal figure when x by 2400 gives an approximate annual interest rate
money factor
mortgagor
bottom line figures
compounded monthly
19. Money given to someone on condition the person will return the money and interest by a specific date
multiplicand
preference shares
loan
shares
20. Interest is paid twelve times a year
population
lessee
the four helpful calculating tools
compounded monthly
21. Things you own
amortization schedule
term
real property
assets
22. Provide a specific dividend that is paid before any dividends are paid to common stock holders
preference shares
real property
capital cost allowance
term
23. Indicators of the confidence investors have in a company (the higher the better)
price earnings ratios
sales commission
the three items that may have to be subracted from the gross return figure when calculating net return
divisor
24. Per day
dividend
per diem
low risk investment
mean
25. A complete set of individuals - objects or scores being studied
population
high risk investment
preference shares
retired or amortized
26. The amount the property is worth at the end of the lease
personal property
the two main types of shares
residual value
cash discounts
27. Investing in a well-established company
medium risk investment
cross-footing
capital cost allowance
sales commission
28. The depreciation of an asset as an expense
capital cost allowance
compounded interest
foreign currency exchange
the two types of interest
29. The owner of the property
investment
lessor
dividend
sales commission
30. A loan
medium risk investment
divisor
mortgage
the two types of interest
31. Share of the profits of a company
collateral
compounded quarterly
dividend
lessor
32. Commission fee - inflation rate - capital gains tax
variable costs
retired or amortized
the three items that may have to be subracted from the gross return figure when calculating net return
compounded quarterly
33. Discounts offered to encourage customers to pay their bills on time
investment
bonds
bottom line figures
cash discounts
34. Costs that fluctuate
sample
mortgagee
variable costs
multiplicand
35. loans to companies or goverments (no voting rights)
compounded annually
conventional mortgage
bonds
fractions
36. Algebraic - arithmetic
the two methods calculators use to process information
data
collateral
lessee
37. Interest is paid twice a year
cash discounts
the three items that may have to be subracted from the gross return figure when calculating net return
investment
compounded sem-annually
38. used when the each piece of data has more than one component
shares
per diem
weighted average
percent
39. real estate (houses - condos - warehouses - factories - etc)
constant
statistic
real property
balance sheet
40. Interest is paid once a year
mortgagee
compounded annually
lessee
mean
41. electronic - portable (pocket) - computer - spreadsheets
trade discount
the four helpful calculating tools
money factor
percent
42. A chart that shows the balance of the mortgage after each amortization period
extention
collateral
multi modal
amortization schedule
43. The person paying to borrow property for a certain amount of time for payments
lessee
preference shares
minimum
foreclosure
44. The process of repossessing and selling the real or personal property when the borrower has defaulted
dividend
foreclosure
cross-footing
chain discounts
45. An item of data that has a different value at different times
variable
retired or amortized
foreign currency exchange
medium risk investment
46. The length of time until the debt is zero
variable costs
amortization period
constant
personal property
47. Security for a loan
bottom line figures
median
collateral
dividend
48. Something that is expected to return a profit
investment
multiplicand
simple interest
data
49. A percentage discount to customers
amortization period
special discounts
collateral
variable costs
50. The price after any down-payment or trade-in
the four helpful calculating tools
net capitalized cost
interest
data