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Test your basic knowledge |
DSST Business Math Vocab 2
Start Test
Study First
Subjects
:
dsst
,
math
,
business-skills
,
business-math
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Share of the profits of a company
dividend
loan
percent
lessor
2. Money earned on an investment or paid on a loan
variable costs
per diem
interest
investment
3. The lender
variable costs
mortgagee
range
conventional mortgage
4. Adding columns of figures horizontally and vertically to check that the totals agree
mortgage
sensitivity analysis
cross-footing
lessor
5. Where info is collected for every unit of the population
low risk investment
divisor
shares
complete enumeration survey
6. loans to companies or goverments (no voting rights)
bonds
front-loaded
preference shares
variable costs
7. Indicators of the confidence investors have in a company (the higher the better)
front-loaded
bonds
price earnings ratios
sales commission
8. electronic - portable (pocket) - computer - spreadsheets
high risk investment
per diem
the four helpful calculating tools
variable costs
9. Costs that remain constant
lessee
medium risk investment
retired or amortized
fixed costs
10. Amount of money coming in and going out of your business monthly
sample
divisor
term
cash flow
11. Shows the money coming in and expenses for a certain period of time.
the two methods calculators use to process information
low risk investment
income statement
shares
12. Costs that fluctuate
front-loaded
cross-footing
variable costs
investment
13. Time worked beyond the established working hours
overtime
the two types of interest
mortgagor
p.a.
14. Money given to someone on condition the person will return the money and interest by a specific date
p.a.
price earnings ratios
medium risk investment
loan
15. The point where income and expenses intersect (no loss or profit)
the two types of interest
amortization period
compounded annually
break even point
16. Security for a loan
mortgagee
dividend
extention
collateral
17. The score that falls in the middle
median
residual value
assets
data
18. The price after any down-payment or trade-in
mode
net capitalized cost
maximum
liabilities
19. A complete set of individuals - objects or scores being studied
population
multiplicand
compounded interest
sample
20. Commission fee - inflation rate - capital gains tax
common shares
percent
invoice
the three items that may have to be subracted from the gross return figure when calculating net return
21. A bill
the three items that may have to be subracted from the gross return figure when calculating net return
extention
invoice
amortization period
22. Something that is expected to return a profit
invoice
investment
price earnings ratios
medium risk investment
23. Interest calculated on the principle
risk
simple interest
conventional mortgage
mean
24. real estate (houses - condos - warehouses - factories - etc)
real property
medium risk investment
preference shares
simple interest
25. Deciding if its worth the risk
collateral
dividend
lease
sensitivity analysis
26. (simple average) adding the group of items and dividing by the total number of items
cash discounts
mean
investment
term
27. Per annum - yearly
p.a.
compounded monthly
residual value
front-loaded
28. Amounts of money you owe
price earnings ratios
chain discounts
sensitivity analysis
liabilities
29. The final figures
bottom line figures
weighted average
maximum
percent
30. The majority of the early payments go toward paying the interest on the loan
sales commission
sensitivity analysis
front-loaded
bonds
31. The difference between the highest and lowest numbers in a set of data
compounded daily
the four helpful calculating tools
range
front-loaded
32. Per day
high risk investment
per diem
mean
variable costs
33. The amount the property is worth at the end of the lease
ratio
residual value
lessee
mortgage
34. used when the each piece of data has more than one component
weighted average
mode
liabilities
extention
35. Paid in full
retired or amortized
risk
residual value
liabilities
36. When two ratios are equal
cross-footing
proportion
break even point
net capitalized cost
37. Interest calculated on the principal plus any accumulated interest
compounded interest
balance sheet
loan
mortgagee
38. Number calculated from population data
compounded sem-annually
chain discounts
compounded annually
parameter
39. Parts of a whole number
compounded quarterly
real property
foreign currency exchange
fractions
40. Discounts offered to encourage customers to pay their bills on time
cash discounts
liabilities
simple interest
capital cost allowance
41. A comparison of two numbers
net capitalized cost
amortization schedule
ratio
collateral
42. The money paid to an employee based on a percentage of their sales
multiplier
sales commission
conventional mortgage
sample
43. The most frequently occuring value in a group of data
mode
retired or amortized
simple interest
cash discounts
44. Shows the assets - liabilities and financial position of the company
minimum
divisor
risk
balance sheet
45. The person paying to borrow property for a certain amount of time for payments
cash flow
cross-footing
sensitivity analysis
lessee
46. The number to be divided by
the two methods calculators use to process information
conventional mortgage
shares
dividend
47. A chart that shows the balance of the mortgage after each amortization period
high-ratio mortgage
weighted average
the two types of interest
amortization schedule
48. The borrower
term
collateral
mortgagor
amortization period
49. A decimal figure when x by 2400 gives an approximate annual interest rate
risk
simple interest
money factor
sensitivity analysis
50. The amount of money borrowed is less than 75% of the purchase price
income statement
mean
percent
conventional mortgage