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Test your basic knowledge |
DSST Principles Of Finance
Start Test
Study First
Subjects
:
dsst
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Principle that prescribes financial statements (including notes) to report all relevant information about an entity's operations and financial condition.
Full Disclosure Principle
Secured Loan
Bonds
Statement of Owner's Equity
2. Business that is a separate legal entity under state or federal laws with owners called shareholders or stockholders.
Stock
Corporation
Federal Reserve System
Balance Column Account
3. Federal agency Congress has charged to set reporting rules for organizations that sell ownership shares to the public.
Working Papers
Expanded Accounting Equation
Securities and Exchange Commission
Managerial Accounting
4. Prescribes expenses to be reported in the same period as the revenues that were earned as a result of the expenses.
Depreciation
Matching Principle (or Expense Recognition Principle)
Mergers
Discretionary Income
5. Rules that specify acceptable accounting practices.
Corporation
Temporary Accounts
Generally Accepted Accounting Principles
Posting Reference Column
6. List of accounts and their balances at a point in time; total debit balances must equal total credit balances.
Equity
Journal
Trial balance
Prepaid Expenses
7. A financial shortage that occurs when liabilities exceed assets or when cash inflows are less than cash outflows.
Revenue Recognition Principle
Deficit
Intangible assets
Secured Loan
8. Revenues earned in a period that both unrecorded and not yet received in cash (or other assets; adjusting entries for recording accrued revenues involve increasing assets and increasing revenues.
Accrued Revenues
Debit
Sarbanes-Oxley Act (SOX)
Cost-benefit Constraint
9. List of accounts and balances prepared before accounting adjustments are recorded and posted.
Post Closing Trial Balance
Closing Entries
Stock
Unadjusted Trial Balance
10. Assets pulled out of the business by the owner.
Business Entity Assumption
Owner Withdrawals
Preferred Stock
Limited Liability Corporation
11. Optional entries recorded at the beginning of a period that prepare the accounts for the usual journal entries as if adjusting entries had not occurred in the prior period.
Revenues
Reversing Entries
Classified Balance Sheet
International Financial Reporting Standards
12. Prescribes that accounting for items that significantly impact a financial statement and any inferences from them adhere strictly to GAAP.
SEC (Securites and Exchange Commision)
Journal
Balance Column Account
Materiality Constraint
13. Business owned by a single person.
Sole Propietorship
Measurement Principle
Expense Recognition Principle
Long Term Investments
14. A loan that is not backed by collateral - but by the promise of the borrower to repay it.
Unsecured Loan
Debtors
Owner - Capital
International Financial Reporting Standards
15. Financial statements covering one-year period; often based on a calendar year - but any consecutive 12-month (or 52 week) period is acceptable.
Working Papers
Risk Tolerance
Time Period Assumptions
Annual Financial Statements
16. A security representing a share of ownership in a company - providing voting rights - and entitling the holer to a share of the company's success through dividends and/or capital appreciation.
Common Stock
Return
SEC (Securites and Exchange Commision)
Limited Liability Corporation
17. A meausre if an investor's ability to cope with fluctations in the value of their portfolio.
Risk Tolerance
Liabilities
Net Loss
Income Statement
18. Excess of expenses over revenues for a period.
External Transactions
IRA (Individual Retirement Account)
Net Loss
SMART Goal
19. Create the Public Company Accounting Oversight Board - regulates analyst conflicts - imposes corporate governance requirements - enhances accounting and control disclosures - impacts insider transactions and executive loans - establishes new types of
Working Papers
IRA (Individual Retirement Account)
Owner Investment
Sarbanes-Oxley Act (SOX)
20. The part of accounting that involves recording transactions and events either manually or electronically. Also called Bookkeeping.
Time Period Assumptions
Acquisition
Recordkeeping
Going-concern Assumptions
21. Principle that prescribes financial statements to reflect the assumption that the business will continue operating.
Going-concern Assumptions
Portfolio Income
Double Entry Accounting
Generally Accepted Accounting Principles
22. Equity of a corporation divided into ownership units that usually give dividends. Also called Shares.
Portfolio Income
NASDAQ
Stock
Shareholders
23. Method that allocates an equal portion of the depreciable cost of plant asset (cost minus salvage) to each accounting period in its useful life.
Chart of Accounts
Equity
Straight-line Depreciation Method
Sole Proprietorship
24. The act one corporation acquiring another through the purchase of its shares - or by purchasing its assets.
Time Period Assumptions
Permanent Accounts
Acquisition
Trial balance
25. Uncertainty about expected return.
Annual Financial Statements
Risk
Portfolio Income
Net Income
26. Resources that a company owns or controls that are expected to provide current and future benefits to the business.
Matching Principle (or Expense Recognition Principle)
External Users
Accrual Basis Accounting
Assets
27. Record within an accounting system in which increases and decreases are entered and stored in a specific asset - liability - equity - revenue - or expense.
Fixed Expense
Current Assets
External Users
Account
28. Accounts used to record revenues - expenses - and withdrawals (dividends for a corporation). They are closed at the end of each period.
General Journal
Accrued Revenues
Financial Accounting
Temporary Accounts
29. A security representing partial ownership of the company. It gives the holer priority to dividends over common stock investors. Capital stock that provides a specific dividend - which is paid before any dividends are pai to common stock holders - an
Owner - Capital
Permanent Accounts
Journalizing
Preferred Stock
30. Process of transferring journal entry information to the ledger; computerized systems automate this process.
Materiality Constraint
Accrued Revenues
Posting
Adjusting Entry
31. The value of a future cash steam discounted at the appropriate market interest rate.
Present Value
Generally Accepted Accounting Principles
External Transactions
Income Statement
32. Equality involving a company's assets - liabilities - and equity; Assets = Liabilities + Equity
Stock
Accrued Revenues
International Financial Reporting Standards
Accounting Equation
33. Costs incurred in a period that are both unpaid and unrecorded; adjusting entries for recording accrued expenses and increasing liabilities.
Fiscal Year
Accrued Expenses
Current Liabilities
Balance Sheet
34. All purpose journal for recording the debits and credits of transactions and events.
Double Entry Accounting
General Journal
Risk
International Accounting Standards Board
35. Recorded on the right side; an entry that decreases asset and expense accounts - and increases liability - revenue and most equity accounts. Abbreviated Cr.
Working Papers
Trial balance
Credit
Recordkeeping
36. Record in which trans actions are entered before they are posted to ledger accounts; also called the book of original entry.
Source Documents
Revenue Recognition Principle
Journal
Balance Column Account
37. A business structure that offers membership instead of shares - and combines limited liability protections with the tax from of a partneship.
Pro Forma Financial Statement
Contra Account
Limited Liability Corporation
Classified Balance Sheet
38. Ratio used to evaluate a company's ability to pay its short term obligations - calculated by dividing current assets by current liabilities.
Audit
Bailout
Current Ratio
Natural Business Years
39. Journal entry at the end of an accounting period to bring an asset or liability account to its proper amount and update the related expenses or revenue account.
Equity
Unearned Revenues
Adjusting Entry
Securities and Exchange Commission
40. Journal entries that affect at least three accounts.
Sole Propietorship
SEC (Securites and Exchange Commision)
Compound Journal Entries
Equity
41. A tax deferred account that allows individuals to plan for their retirement.
Closing Entries
IRA (Individual Retirement Account)
Acquisition
Time Period Assumptions
42. Accounting system in which each transaction affects at least two accounts and has at least one debit and one credit.
Return
Expenses
Double Entry Accounting
Debit
43. Unincorporated association of two or more persons to pursue a business for profit as co-owners.
Bookkeeping
Contra Account
Expanded Accounting Equation
Partnership
44. The first time a company sells shares of its stock to the public.
IPO
Post Closing Trial Balance
Working Papers
Current Liabilities
45. Analysis and report of an organization's accounting system - its records - and its reports using various tests.
Accrued Expenses
Net Income
Net Loss
Audit
46. Outflows or using up of assets as part of operations of business to generate sales.
Ledger
Posting Reference Column
Expenses
Debt Ratio
47. The notion that only information with benefits of disclosure greater than the costs of disclosure need to be disclosed.
Return on Assets
Partnership Agreement
Monetary Unit Assumption
Cost-benefit Constraint
48. A corporation's basic ownership share.
Common Stock
Journal
Balance Column Account
Measurement Principle
49. List of permanent accounts and their balances from the ledger after all closing entries are journalized and posted.
Conceptual Framework
Post Closing Trial Balance
Work Sheet
Net Income
50. Principle that requires a business to be accounted for separately from its owner(s) and from any other entity.
Business Entity Assumption
Cost Principle
Owner Investment
Partnership