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Test your basic knowledge |
DSST Principles Of Finance
Start Test
Study First
Subjects
:
dsst
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Creditors' claims on an organization's assets; involves a probable future payment of assets - products - or services that a company is obligated to make due to past transactions or events.
Liabilities
Cash Basis Accounting
Expense Recognition Principle
Current Ratio
2. Monies (or sums of money) received from an investment; often in percent form.
Return
Audit
Depreciation
Current Assets
3. Principle that requires a business to be accounted for separately from its owner(s) and from any other entity.
Internal transactions
Business Entity Assumption
Cost Principle
Matching Principle (or Expense Recognition Principle)
4. Tangible long lived assets used to produce or sell products and services; also called property - plant - and equipment or fixed assets.
Return on Assets
Plant Assets
Financial Accounting Standards Board
IRA (Individual Retirement Account)
5. A loan that is backed by collateral such as cars - houses - or other assets.
Debit
Secured Loan
Securities
Bailout
6. The value of a future cash steam discounted at the appropriate market interest rate.
Posting
Present Value
Money Market Account
Risk
7. A column in journals in which individual ledger account numbers are entered when entries are posted to those ledger accounts.
Current Assets
Posting Reference Column
Shares
Owner - Capital
8. Entries recorded at the end of each accounting period to transfer end of period balances in revenue - gain - expense - loss - and withdrawal (dividend for a corporation) accounts to the capital account (to retain earnings for a corporation).
Unclassified Balance Sheets
Stockholders
Account
Closing Entries
9. A security representing a share of ownership in a company - providing voting rights - and entitling the holer to a share of the company's success through dividends and/or capital appreciation.
Working Papers
Securities
Common Stock
Passive Income
10. Journal entries that affect at least three accounts.
Debit
Source Documents
Expenses
Compound Journal Entries
11. Persons using accounting information who are not directly involved in running the organization.
Long Term Liabilities
Corporation
External Users
Assets
12. Temporary account used only in the closing process to which the balances of revenue and expense accounts (including any gains or losses) are transferred. Its balance is transferred to the capital account (or retained earnings for a corporation).
Owner Investment
Partnership
Owner Withdrawals
Income Summary
13. A financial statement that lists cash inflows and cash outflows during a period; arranged by operating - investing - and financing.
Statement of Cash Flows
Accounting Period
Matching Principle (or Expense Recognition Principle)
Money Market Account
14. Journal entry at the end of an accounting period to bring an asset or liability account to its proper amount and update the related expenses or revenue account.
Business Entity Assumption
Adjusting Entry
Trial balance
Debit
15. Group that identifies preferred accounting practices and encourages global acceptance; issues the International Financial Reporting Standards.
Present Value
International Accounting Standards Board
Depreciation
Sarbanes-Oxley Act (SOX)
16. Record containing all accounts (with amounts) for a business.
Ledger
Intangible assets
Financial Accounting
Revenues
17. Cash and other assets expected to be sold - collected - or used within one year or the company's operating cycle - whichever is longer.
Trial balance
Current Assets
Owner - Capital
External Transactions
18. Owner's claim on the assets of a business; equals the residual interest in an entity's assets after deducting liabilities. Also called net assets.
Time Period Assumptions
Equity
Accounting
Risk
19. Individuals or organizations that owe money.
NYSE (New York Stock Exchange)
Debtors
Debit
Full Disclosure Principle
20. Consecutive 12-month (or 52 week) period chosen as the organization's annual accounting period.
Financial Accounting Standards Board
Fiscal Year
Passive Income
Prepaid Expenses
21. Area of accounting aimed mainly at serving external users.
Stockholders
Financial Accounting
Account
Corporation
22. Unincorporated association of two or more persons to pursue a business for profit as co-owners.
Operating Cycle
Partnership
Full Disclosure Principle
Risk Tolerance
23. A situation in which a person is faced with two convingin yet conflicting alternatives for the solution to a difficult problem.
Classified Balance Sheet
Ethical Dilemma
Passive Income
Business Entity Assumption
24. Statements that show the effect of proposed transactions and events as if they had occurred.
NASDAQ
Pro Forma Financial Statement
International Accounting Standards Board
Statement of Owner's Equity
25. Account with debit and credit columns for recording entries and another column for showing the balance of the account after each entry.
Working Papers
Shareholders
Balance Column Account
Revenue Recognition Principle
26. A business structure that offers membership instead of shares - and combines limited liability protections with the tax from of a partneship.
Federal Reserve System
Discretionary Income
Limited Liability Corporation
Natural Business Years
27. Analysis and report of an organization's accounting system - its records - and its reports using various tests.
Current Liabilities
Net Loss
Acquisition
Audit
28. A financial shortage that occurs when liabilities exceed assets or when cash inflows are less than cash outflows.
Posting
Double Entry Accounting
Deficit
Closing Entries
29. Resources that a company owns or controls that are expected to provide current and future benefits to the business.
Events
Liabilities
CD (Certificate of Deposit)
Assets
30. Rules that specify acceptable accounting practices.
Preferred Stock
Matching Principle (or Expense Recognition Principle)
Generally Accepted Accounting Principles
General Journal
31. The act one corporation acquiring another through the purchase of its shares - or by purchasing its assets.
Acquisition
Events
Account Balance
Contra Account
32. Persons using accounting information who are directly involved in managing the organization.
Closing Entries
Internal users
Natural Business Years
Debtors
33. Owners of a corporation who usually receive dividends. Also called shareholders.
Creditors
International Accounting Standards Board
Annual Financial Statements
Stockholders
34. Owners of a corporation who usually receive dividends. Also called stockholders.
Shareholders
Revenue Recognition Principle
Fiscal Year
Current Assets
35. List of accounts and their balances at a point in time; total debit balances must equal total credit balances.
Trial balance
Unclassified Balance Sheets
Financial Accounting
External Transactions
36. Business owned by one person that is not organized as a corporation.
T Account
Sole Proprietorship
Book Value
Classified Balance Sheet
37. Assets put into the business by the owner.
Risk
Owner Investment
Closing Entries
Liabilities
38. Obligations due to be paid or settled within one year or the company's operating cycle - whichever is longer.
Materiality Constraint
Accounting Cycle
External Users
Current Liabilities
39. Financial statement that lists types and dollar amounts of assets - liabilities - and equity at a specific date.
Balance Sheet
Posting
Business Entity Assumption
Long Term Investments
40. Principle that prescribes financial statements to reflect the assumption that the business will continue operating.
Going-concern Assumptions
Post Closing Trial Balance
Stockholders
Preferred Stock
41. Items paid for in advance of receiving their benefits. Classified as assets.
Unearned Revenue
Corporations
Prepaid Expenses
Conceptual Framework
42. Excess of expenses over revenues for a period.
Net Loss
Surplus
Measurement Principle
Book Value
43. Recurring steps performed each accounting period - starting with analyzing transactions and continuing through the post closing trial balance (or reversing entries).
Stock
Temporary Accounts
IRA (Individual Retirement Account)
Accounting Cycle
44. Accounts used to record revenues - expenses - and withdrawals (dividends for a corporation). They are closed at the end of each period.
Owner Investment
Chart of Accounts
Temporary Accounts
Managerial Accounting
45. Accounting information is based on cost with potential subsequent adjustments to fair value.
Measurement Principle
Going-concern Assumptions
Fixed Expense
Return
46. Debt securities that are issued by a borrower to raise capital . Bonds guarantee payments of the original amount borrowe plus interest and/or repayable on a fixed rate when the bond matures.
Classified Balance Sheet
Credit
Going-concern Assumptions
Bonds
47. Expenses that remain the same regardless of the circumstances.
Business Entity Assumption
Managerial Accounting
Fixed Expense
Discretionary Income
48. Record of money deposited in a financeial instution for a state time perio at a fixe interest rate.
Statement of Owner's Equity
Financial Accounting Standards Board
CD (Certificate of Deposit)
Materiality Constraint
49. An expense that changes from period to perio - such as food or gasoline costs.
Debit
Varaiable Expense
Book Value
Portfolio Income
50. Assets acquisition costs less its accumulated depreciation - depletion - or amortization. Also sometimes used synonymously as the carrying value of an account.
Limited Liability Corporation
Time Period Assumptions
Return
Book Value