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Test your basic knowledge |
DSST Principles Of Finance
Start Test
Study First
Subjects
:
dsst
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Cash and other assets expected to be sold - collected - or used within one year or the company's operating cycle - whichever is longer.
Ponzi Scheme
Current Assets
Classified Balance Sheet
Bailout
2. A federal agency that is responsible for regulating the securities industry an enforcing federal securites laws.
SEC (Securites and Exchange Commision)
Interim Financial Statements
Work Sheet
Shares
3. Method that allocates an equal portion of the depreciable cost of plant asset (cost minus salvage) to each accounting period in its useful life.
SEC (Securites and Exchange Commision)
External Transactions
Adjusting Entry
Straight-line Depreciation Method
4. Individuals or organizations entitled to receive payments
Creditors
Income Summary
Risk
Ethics
5. Accounts that reflect activities related to one or more future periods; balance sheet accounts whose balances are not closed. Also called real accounts.
Permanent Accounts
Closing process
IRA (Individual Retirement Account)
SMART Goal
6. Account linked with another account and having an opposite normal balance. Reported as a subtraction from the other account's normal balance.
Straight-line Depreciation Method
Contra Account
Unadjusted Trial Balance
Prepaid Expenses
7. A loan that is backed by collateral such as cars - houses - or other assets.
General Journal
Bailout
Secured Loan
Present Value
8. A security representing a share of ownership in a company - providing voting rights - and entitling the holer to a share of the company's success through dividends and/or capital appreciation.
Permanent Accounts
Journalizing
Financial Accounting Standards Board
Common Stock
9. Costs incurred in a period that are both unpaid and unrecorded; adjusting entries for recording accrued expenses and increasing liabilities.
Preferred Stock
Stock
Operating Cycle
Accrued Expenses
10. Analysis and report of an organization's accounting system - its records - and its reports using various tests.
Federal Reserve System
Audit
Partnership
Posting Reference Column
11. Difference between total debits and total credits (including the beginning balance) for an account.
Closing Entries
Account Balance
Unadjusted Trial Balance
Matching Principle
12. Creditors' claims on an organization's assets; involves a probable future payment of assets - products - or services that a company is obligated to make due to past transactions or events.
International Accounting Standards Board
Federal Reserve System
Liabilities
Income Statement
13. Ratio used to evaluate a company's ability to pay its short term obligations - calculated by dividing current assets by current liabilities.
Federal Reserve System
Current Ratio
Time Period Assumptions
Audit
14. Individuals hired to review financial reports and information systems of organizations.
Money Market Account
Account
Auditors
Time Period Assumptions
15. The value of a future cash steam discounted at the appropriate market interest rate.
Profit Margin
Conceptual Framework
Journalizing
Present Value
16. Accounting information is based on cost with potential subsequent adjustments to fair value.
Depreciation
Recordkeeping
Accounting Equation
Measurement Principle
17. Principle that assumes transactions and events can be expressed in money units.
Monetary Unit Assumption
Money Market Account
NASDAQ
Passive Income
18. List of accounts used by a company' includes and identification number for each account.
IPO
Revenue Recognition Principle
Chart of Accounts
Partnership Agreement
19. Report of changes in equity over a period; adjusted for increases and for decreases.
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20. Accounts used to record revenues - expenses - and withdrawals (dividends for a corporation). They are closed at the end of each period.
Events
Secured Loan
Temporary Accounts
Chart of Accounts
21. Create the Public Company Accounting Oversight Board - regulates analyst conflicts - imposes corporate governance requirements - enhances accounting and control disclosures - impacts insider transactions and executive loans - establishes new types of
Securities and Exchange Commission
Sarbanes-Oxley Act (SOX)
Journal
Partnership Agreement
22. Goals that are specific - measurable - attainable - realistic - and time bound.
Cash Basis Accounting
SMART Goal
Audit
Post Closing Trial Balance
23. Principle that prescribes financial statements (including notes) to report all relevant information about an entity's operations and financial condition.
Auditors
Statement of Owner's Equity
Full Disclosure Principle
NYSE (New York Stock Exchange)
24. List of accounts and balances prepared before accounting adjustments are recorded and posted.
Owner Withdrawals
Unadjusted Trial Balance
Financial Accounting
Accrual Basis Accounting
25. Debt securities that are issued by a borrower to raise capital . Bonds guarantee payments of the original amount borrowe plus interest and/or repayable on a fixed rate when the bond matures.
Bonds
Statement of Owner's Equity
Internal users
Balance Sheet
26. Spreadsheets used to draft an unadjusted trial balance - adjusting entries - adjusted trial balance - and financial statements.
Work Sheet
Depreciation
Accounting Period
Accounting Cycle
27. Rules that specify acceptable accounting practices.
Varaiable Expense
Generally Accepted Accounting Principles
Partnership
Risk Tolerance
28. Gross increase in equity from a company's business activities that earn income.
Revenues
Acquisition
Generally Accepted Accounting Principles
Cost-benefit Constraint
29. Record within an accounting system in which increases and decreases are entered and stored in a specific asset - liability - equity - revenue - or expense.
Profit Margin
Unearned Revenue
Account
Money Market Account
30. Ratio of a company's net income to its net sales. The percent of income in each dollar of revenue.
Post Closing Trial Balance
Plant Assets
Profit Margin
Accrued Expenses
31. Financial statement that subtracts expenses from revenues to yield a net income or loss over a specified period of time; also includes any gains or losses.
Income Statement
Post Closing Trial Balance
Equity
Debit
32. Principle that requires a business to be accounted for separately from its owner(s) and from any other entity.
Journalizing
Business Entity Assumption
Equity
Generally Accepted Accounting Principles
33. An expense that changes from period to perio - such as food or gasoline costs.
Assets
Account
Varaiable Expense
Bookkeeping
34. Information and measurement system that identifies - records - and communicates relevant information about a company's business activities.
Sole Proprietorship
Annual Financial Statements
Plant Assets
Accounting
35. Prescribes expenses to be reported in the same period as the revenues that were earned as a result of the expenses.
Secured Loan
Matching Principle (or Expense Recognition Principle)
Revenues
Recordkeeping
36. Balance sheet that broadly groups assets - liabilities - and equity accounts.
Bailout
Unclassified Balance Sheets
Permanent Accounts
Depreciation
37. The twelve month period that ends when a company's sales activities are at their lowest point.
Natural Business Years
Closing process
Accounting Period
Work Sheet
38. Long Term assets (resources) used to produce or sell products or services. Usually lack physical form and have uncertain benefits.
Intangible assets
Closing process
Current Assets
Prepaid Expenses
39. Record in which trans actions are entered before they are posted to ledger accounts; also called the book of original entry.
Matching Principle (or Expense Recognition Principle)
Bookkeeping
Journal
Matching Principle
40. Financial statement that lists types and dollar amounts of assets - liabilities - and equity at a specific date.
Generally Accepted Accounting Principles
Present Value
Partnership Agreement
Balance Sheet
41. Recurring steps performed each accounting period - starting with analyzing transactions and continuing through the post closing trial balance (or reversing entries).
SEC (Securites and Exchange Commision)
Prepaid Expenses
Accounting Cycle
Balance Column Account
42. Accounting system that recognizes revenues when earned and expenses when incurred; the basis for GAAP.
Accrual Basis Accounting
Accounting
Journalizing
Closing Entries
43. A meausre if an investor's ability to cope with fluctations in the value of their portfolio.
NYSE (New York Stock Exchange)
Owner Withdrawals
Long Term Liabilities
Risk Tolerance
44. Financial statements covering periods of less than one year; usually based on one- - three- - or six-month periods.
Closing Entries
Partnership
Profit Margin
Interim Financial Statements
45. Expense created by allocating the cost of plant and equipment to periods in which they are used. Represents the expense of using the asset.
Common Stock
Statement of Cash Flows
Depreciation
Natural Business Years
46. Amount earned after subtracting all expenses necessary for and matched with sales for a period.
Matching Principle (or Expense Recognition Principle)
Statement of Cash Flows
Net Income
Annual Financial Statements
47. Prescribes expenses to be reported in the same period as the revenues that were eared as a result of the expenses. Also called the Matching Principle.
Partnership
Unearned Revenues
Expense Recognition Principle
Creditors
48. A situation in which a person is faced with two convingin yet conflicting alternatives for the solution to a difficult problem.
Conceptual Framework
Ethical Dilemma
Risk
Monetary Unit Assumption
49. Items paid for in advance of receiving their benefits. Classified as assets.
Accrual Basis Accounting
Limited Liability Corporation
Audit
Prepaid Expenses
50. The NYSE was founded in 1792 and is the oldest and larvest securities market in the United States. it is located on Wall Street in New York.
Conceptual Framework
Fiscal Year
NYSE (New York Stock Exchange)
Corporation