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Test your basic knowledge |
DSST Principles Of Finance
Start Test
Study First
Subjects
:
dsst
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Obligations not due to be paid within one year or the operating cycle - whichever is longer.
IPO
Long Term Liabilities
Present Value
Depreciation
2. List of accounts and balances prepared after period-end adjustments are recorded and posted.
Portfolio Income
Adjusting Entry
Secured Loan
Adjusted Trial Balance
3. Analysis and report of an organization's accounting system - its records - and its reports using various tests.
CD (Certificate of Deposit)
Financial Accounting
Audit
Adjusted Trial Balance
4. Recorded on the right side; an entry that decreases asset and expense accounts - and increases liability - revenue and most equity accounts. Abbreviated Cr.
Credit
Measurement Principle
Federal Reserve System
Limited Liability Corporation
5. Analyses and other informal reports prepared by accountants and managers when organizing information for formal reports and financial statements.
Working Papers
Liabilities
Posting Reference Column
Contra Account
6. Account with debit and credit columns for recording entries and another column for showing the balance of the account after each entry.
Shares
Fiscal Year
Balance Column Account
Corporations
7. Entries recorded at the end of each accounting period to transfer end of period balances in revenue - gain - expense - loss - and withdrawal (dividend for a corporation) accounts to the capital account (to retain earnings for a corporation).
Work Sheet
Matching Principle
Sole Proprietorship
Closing Entries
8. Long term assets not used in operating activities such as notes receivable and investments in stocks and bonds.
Securities and Exchange Commission
Long Term Investments
Journal
Temporary Accounts
9. Liability created when customers pay in advance for products or services; earned when the products or services are later delivered.
Ethical Dilemma
Unearned Revenues
Bonds
Money Market Account
10. Difference between total debits and total credits (including the beginning balance) for an account.
Mergers
Time Period Assumptions
Account Balance
Fixed Expense
11. The part of accounting that involves recording transactions and events either manually or electronically. Also called Bookkeeping.
Double Entry Accounting
Recordkeeping
Chart of Accounts
Accrued Expenses
12. Optional entries recorded at the beginning of a period that prepare the accounts for the usual journal entries as if adjusting entries had not occurred in the prior period.
Passive Income
SEC (Securites and Exchange Commision)
Reversing Entries
Expanded Accounting Equation
13. The principle prescribing that revenue is recognized when earned.
Ledger
Revenue Recognition Principle
Unsecured Loan
General Journal
14. Amount earned after subtracting all expenses necessary for and matched with sales for a period.
Statement of Cash Flows
Net Income
Risk Tolerance
Fixed Expense
15. The central bank of the United States - with 12 Federal Reserve branch banks located in major cities throughout the nation. It helps to regulate the US monetary and banking system.
Accrual Basis Accounting
Operating Cycle
Federal Reserve System
Current Liabilities
16. A situation in which a person is faced with two convingin yet conflicting alternatives for the solution to a difficult problem.
Adjusted Trial Balance
Securities
Varaiable Expense
Ethical Dilemma
17. Revenues earned in a period that both unrecorded and not yet received in cash (or other assets; adjusting entries for recording accrued revenues involve increasing assets and increasing revenues.
Time Period Assumptions
Posting Reference Column
Accrued Revenues
Mergers
18. Expense created by allocating the cost of plant and equipment to periods in which they are used. Represents the expense of using the asset.
Depreciation
SMART Goal
Financial Accounting
Statement of Cash Flows
19. Accounting principle that prescribes financial statement information to be based on actual costs incurred in business transactions.
Going-concern Assumptions
Balance Sheet
IPO
Cost Principle
20. Business owned by a single person.
Source Documents
Depreciation
Generally Accepted Accounting Principles
Sole Propietorship
21. The act one corporation acquiring another through the purchase of its shares - or by purchasing its assets.
Acquisition
Account Balance
Cost-benefit Constraint
Shareholders
22. Activities within an organization that can affect the accounting equation.
Federal Reserve System
Depreciation
Intangible assets
Internal transactions
23. The twelve month period that ends when a company's sales activities are at their lowest point.
Account
Natural Business Years
Accounting
Partnership Agreement
24. Outflows or using up of assets as part of operations of business to generate sales.
Profit Margin
Expenses
Working Papers
Double Entry Accounting
25. Persons using accounting information who are not directly involved in running the organization.
Adjusting Entry
External Users
Trial balance
Classified Balance Sheet
26. Group that identifies preferred accounting practices and encourages global acceptance; issues the International Financial Reporting Standards.
Unearned Revenue
Unadjusted Trial Balance
International Accounting Standards Board
Owner Withdrawals
27. An investment scam that uses the assets from new investors to make payments to older investors. Named after Charles Ponzi who used the technique in the early 1900s to defraud thousands of investors.
Unsecured Loan
Ponzi Scheme
Natural Business Years
Matching Principle
28. A contract (usually drawn up by a lawyer) that staes how the partnership will be organized.
Accounting
Portfolio Income
Liabilities
Partnership Agreement
29. Necessary end of period steps to prepare the accounts for recording the transactions of the next period.
Closing process
Journalizing
Full Disclosure Principle
Posting
30. Accounting system that recognizes revenues when cash is received and records expenses when cash is paid.
Working Papers
Current Ratio
Cash Basis Accounting
Permanent Accounts
31. A loan that is backed by collateral such as cars - houses - or other assets.
Return on Assets
Auditors
Unclassified Balance Sheets
Secured Loan
32. A type of savings account that offers higher interest rates - with higher minimum deposit levels than a regular savings account.
General Journal
Money Market Account
Going-concern Assumptions
SEC (Securites and Exchange Commision)
33. A meausre if an investor's ability to cope with fluctations in the value of their portfolio.
Journalizing
Risk Tolerance
Adjusted Trial Balance
Financial Accounting Standards Board
34. Tool used to show the effects of transactions and events on individual accounts.
Statement of Cash Flows
T Account
Trial balance
Cash Basis Accounting
35. Income that is available after all of the essential financial commitments have been paid.
Owner Investment
Discretionary Income
Unearned Revenue
Natural Business Years
36. Process of transferring journal entry information to the ledger; computerized systems automate this process.
Work Sheet
Accounting Cycle
Posting
Audit
37. Income from investments - including dividends - interest - or the sale of a property.
Audit
Portfolio Income
Time Period Assumptions
Profit Margin
38. The value of a future cash steam discounted at the appropriate market interest rate.
Present Value
Unearned Revenues
Generally Accepted Accounting Principles
Internal users
39. Obligations due to be paid or settled within one year or the company's operating cycle - whichever is longer.
Bailout
Chart of Accounts
Present Value
Current Liabilities
40. Sources of information in accounting entries that can be in either paper or electronic form. Also called business papers.
Revenue Recognition Principle
Varaiable Expense
Monetary Unit Assumption
Source Documents
41. Goals that are specific - measurable - attainable - realistic - and time bound.
Permanent Accounts
Securities
SMART Goal
Fiscal Year
42. Financial statement that subtracts expenses from revenues to yield a net income or loss over a specified period of time; also includes any gains or losses.
Income Statement
Present Value
Varaiable Expense
Current Assets
43. Accounts that reflect activities related to one or more future periods; balance sheet accounts whose balances are not closed. Also called real accounts.
Creditors
NASDAQ
Permanent Accounts
Natural Business Years
44. Assumption that an organization's activities can be divided into specific time periods such as months - quarters - and years.
Risk Tolerance
Partnership
Time Period Assumptions
Assets
45. Financial instruments such as stocks - bonds - and mutual funds that are traded in a stock exchange.
Securities
IPO
Accounting Equation
Compound Journal Entries
46. A tax deferred account that allows individuals to plan for their retirement.
Journal
Annual Financial Statements
IRA (Individual Retirement Account)
Income Statement
47. Individuals or organizations that owe money.
Permanent Accounts
Income Summary
Debtors
Fixed Expense
48. All purpose journal for recording the debits and credits of transactions and events.
Time Period Assumptions
General Journal
Adjusted Trial Balance
Events
49. Exchanges of economic value between one entity and another entity.
Income Statement
External Transactions
Matching Principle (or Expense Recognition Principle)
Post Closing Trial Balance
50. Assets acquisition costs less its accumulated depreciation - depletion - or amortization. Also sometimes used synonymously as the carrying value of an account.
Return
Book Value
Deficit
Chart of Accounts