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Test your basic knowledge |
DSST Principles Of Finance
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Study First
Subjects
:
dsst
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. A business structure that offers membership instead of shares - and combines limited liability protections with the tax from of a partneship.
IRA (Individual Retirement Account)
Business Entity Assumption
Limited Liability Corporation
Unearned Revenues
2. Equality involving a company's assets - liabilities - and equity; Assets = Liabilities + Equity
Post Closing Trial Balance
Accounting Equation
Prepaid Expenses
Net Loss
3. Prescribes expenses to be reported in the same period as the revenues that were eared as a result of the expenses. Also called the Expense Recognition Principle.
Matching Principle
Fixed Expense
Expense Recognition Principle
Operating Cycle
4. Necessary end of period steps to prepare the accounts for recording the transactions of the next period.
Posting
Closing process
Post Closing Trial Balance
Unearned Revenue
5. A type of savings account that offers higher interest rates - with higher minimum deposit levels than a regular savings account.
Sarbanes-Oxley Act (SOX)
Revenue Recognition Principle
Money Market Account
Balance Sheet
6. Principle that prescribes financial statements (including notes) to report all relevant information about an entity's operations and financial condition.
Bookkeeping
Full Disclosure Principle
Owner Withdrawals
International Financial Reporting Standards
7. A written framework to guide the development - preparation - and interpretation of financial accounting information.
Conceptual Framework
Sarbanes-Oxley Act (SOX)
Intangible assets
Owner Withdrawals
8. Balance sheet that broadly groups assets - liabilities - and equity accounts.
Unclassified Balance Sheets
Accounting
Discretionary Income
Preferred Stock
9. Business that is a separate legal entity under state or federal laws with owners called shareholders or stockholders.
Stock
Deficit
Corporation
Matching Principle (or Expense Recognition Principle)
10. Individuals hired to review financial reports and information systems of organizations.
Ledger
Auditors
Surplus
Creditors
11. Accounting system in which each transaction affects at least two accounts and has at least one debit and one credit.
Expense Recognition Principle
Corporations
Working Papers
Double Entry Accounting
12. Process of transferring journal entry information to the ledger; computerized systems automate this process.
Depreciation
Posting
NYSE (New York Stock Exchange)
Expanded Accounting Equation
13. A federal agency that is responsible for regulating the securities industry an enforcing federal securites laws.
Full Disclosure Principle
Corporation
Common Stock
SEC (Securites and Exchange Commision)
14. The twelve month period that ends when a company's sales activities are at their lowest point.
Internal transactions
Cost Principle
Events
Natural Business Years
15. Account linked with another account and having an opposite normal balance. Reported as a subtraction from the other account's normal balance.
Contra Account
Common Stock
Accounting Period
Managerial Accounting
16. Earning received from rental property or other business activity where the individual is not actively involved (such as royalties from publishing a book)
Passive Income
Classified Balance Sheet
Full Disclosure Principle
Mergers
17. Business owned by a single person.
Sole Propietorship
Unadjusted Trial Balance
Fiscal Year
Sole Proprietorship
18. Accounting standards set by the IASB which aim to develop a single set of global standards - to promote those standards - and converge national and international standards globally.
Straight-line Depreciation Method
International Financial Reporting Standards
Current Liabilities
Internal transactions
19. Create the Public Company Accounting Oversight Board - regulates analyst conflicts - imposes corporate governance requirements - enhances accounting and control disclosures - impacts insider transactions and executive loans - establishes new types of
Prepaid Expenses
Managerial Accounting
Corporations
Sarbanes-Oxley Act (SOX)
20. Rules that specify acceptable accounting practices.
Net Income
Account Balance
Post Closing Trial Balance
Generally Accepted Accounting Principles
21. Recurring steps performed each accounting period - starting with analyzing transactions and continuing through the post closing trial balance (or reversing entries).
Straight-line Depreciation Method
Compound Journal Entries
Shareholders
Accounting Cycle
22. Equity of a corporation divided into ownership units that usually give dividends. Also called Shares.
Unsecured Loan
Stock
Limited Liability Corporation
Current Ratio
23. Entries recorded at the end of each accounting period to transfer end of period balances in revenue - gain - expense - loss - and withdrawal (dividend for a corporation) accounts to the capital account (to retain earnings for a corporation).
Closing Entries
Balance Column Account
Bookkeeping
Passive Income
24. The notion that only information with benefits of disclosure greater than the costs of disclosure need to be disclosed.
Internal transactions
Closing process
Revenue Recognition Principle
Cost-benefit Constraint
25. Difference between total debits and total credits (including the beginning balance) for an account.
Account Balance
Revenues
Deficit
Accounting Period
26. Assumption that an organization's activities can be divided into specific time periods such as months - quarters - or years.
Owner - Capital
Assets
Internal transactions
Time Period Assumptions
27. Happenings that both affect an organization's financial position and can be reliably measured.
Events
Bailout
Limited Liability Corporation
Source Documents
28. The first time a company sells shares of its stock to the public.
Accounting Period
IPO
Temporary Accounts
Ethics
29. Long term assets not used in operating activities such as notes receivable and investments in stocks and bonds.
Adjusted Trial Balance
Long Term Investments
Account
Owner Investment
30. Financial statements covering periods of less than one year; usually based on one- - three- - or six-month periods.
Interim Financial Statements
Corporations
Internal users
NYSE (New York Stock Exchange)
31. Analyses and other informal reports prepared by accountants and managers when organizing information for formal reports and financial statements.
Working Papers
Shares
Revenues
Adjusting Entry
32. Financial statement that subtracts expenses from revenues to yield a net income or loss over a specified period of time; also includes any gains or losses.
Income Statement
Natural Business Years
Current Ratio
Fiscal Year
33. Assets acquisition costs less its accumulated depreciation - depletion - or amortization. Also sometimes used synonymously as the carrying value of an account.
Adjusted Trial Balance
Book Value
Time Period Assumptions
Expenses
34. Record containing all accounts (with amounts) for a business.
Work Sheet
Ledger
Time Period Assumptions
Assets
35. Obligations due to be paid or settled within one year or the company's operating cycle - whichever is longer.
Debt Ratio
Current Liabilities
Income Statement
Expanded Accounting Equation
36. List of accounts and their balances at a point in time; total debit balances must equal total credit balances.
Revenue Recognition Principle
Adjusted Trial Balance
Trial balance
Audit
37. Persons using accounting information who are directly involved in managing the organization.
Depreciation
Risk
Unsecured Loan
Internal users
38. Financial instruments such as stocks - bonds - and mutual funds that are traded in a stock exchange.
Sole Propietorship
International Financial Reporting Standards
Securities
Sole Proprietorship
39. A loan that is not backed by collateral - but by the promise of the borrower to repay it.
Accounting Cycle
Going-concern Assumptions
Straight-line Depreciation Method
Unsecured Loan
40. A financial statement that lists cash inflows and cash outflows during a period; arranged by operating - investing - and financing.
Securities
General Journal
Statement of Cash Flows
Fiscal Year
41. Accounting system that recognizes revenues when earned and expenses when incurred; the basis for GAAP.
Annual Financial Statements
Pro Forma Financial Statement
Accrual Basis Accounting
Ponzi Scheme
42. A contract (usually drawn up by a lawyer) that staes how the partnership will be organized.
Monetary Unit Assumption
Partnership Agreement
Going-concern Assumptions
Bonds
43. Ratio used to evaluate a company's ability to pay its short term obligations - calculated by dividing current assets by current liabilities.
Current Ratio
Full Disclosure Principle
Partnership
Straight-line Depreciation Method
44. The part of accounting that involves recording transactions and events either manually or electronically. Also called Recordkeeping.
IRA (Individual Retirement Account)
Securities
Depreciation
Bookkeeping
45. Record within an accounting system in which increases and decreases are entered and stored in a specific asset - liability - equity - revenue - or expense.
Owner Investment
Posting Reference Column
Balance Column Account
Account
46. The act one corporation acquiring another through the purchase of its shares - or by purchasing its assets.
Debt Ratio
Acquisition
Permanent Accounts
Posting Reference Column
47. An expense that changes from period to perio - such as food or gasoline costs.
Varaiable Expense
Fiscal Year
Matching Principle (or Expense Recognition Principle)
Partnership Agreement
48. Accounts used to record revenues - expenses - and withdrawals (dividends for a corporation). They are closed at the end of each period.
Creditors
Owner - Capital
Fixed Expense
Temporary Accounts
49. Prescribes that accounting for items that significantly impact a financial statement and any inferences from them adhere strictly to GAAP.
Time Period Assumptions
Materiality Constraint
Current Ratio
Depreciation
50. An acronym for the National Association of Securities Dealers Automated Quotations. NASDAQ was founded in 1970 and is the largest electronic stock exchange in the United States. Unlike the NYSE - it has no physical location - existing entirely on cyb
Materiality Constraint
NASDAQ
Business Entity Assumption
Monetary Unit Assumption