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Test your basic knowledge |
DSST Principles Of Finance
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Study First
Subjects
:
dsst
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Entries recorded at the end of each accounting period to transfer end of period balances in revenue - gain - expense - loss - and withdrawal (dividend for a corporation) accounts to the capital account (to retain earnings for a corporation).
Temporary Accounts
Expanded Accounting Equation
Closing Entries
Return on Assets
2. A meausre if an investor's ability to cope with fluctations in the value of their portfolio.
Adjusted Trial Balance
Deficit
Risk Tolerance
Discretionary Income
3. Assets acquisition costs less its accumulated depreciation - depletion - or amortization. Also sometimes used synonymously as the carrying value of an account.
Shares
Book Value
Securities and Exchange Commission
Classified Balance Sheet
4. Accounting standards set by the IASB which aim to develop a single set of global standards - to promote those standards - and converge national and international standards globally.
Present Value
Journalizing
Varaiable Expense
International Financial Reporting Standards
5. A financial statement that lists cash inflows and cash outflows during a period; arranged by operating - investing - and financing.
Statement of Cash Flows
Securities and Exchange Commission
Account Balance
Owner Investment
6. Liability created when customers pay in advance for products or services; earned when the products or services are later delivered.
Unearned Revenue
Straight-line Depreciation Method
Partnership Agreement
Source Documents
7. Assumption that an organization's activities can be divided into specific time periods such as months - quarters - and years.
Risk
Long Term Investments
Unearned Revenues
Time Period Assumptions
8. Income from investments - including dividends - interest - or the sale of a property.
Measurement Principle
Fiscal Year
Statement of Owner's Equity
Portfolio Income
9. List of accounts used by a company' includes and identification number for each account.
Account
Accrual Basis Accounting
Chart of Accounts
Long Term Liabilities
10. Business that is a separate legal entity under state or federal laws with owners called shareholders or stockholders.
Managerial Accounting
Varaiable Expense
Posting
Corporation
11. Monies (or sums of money) received from an investment; often in percent form.
Income Statement
External Transactions
Return
Temporary Accounts
12. Necessary end of period steps to prepare the accounts for recording the transactions of the next period.
IPO
Revenues
Closing process
Unearned Revenue
13. Owners of a corporation who usually receive dividends. Also called shareholders.
Intangible assets
Temporary Accounts
Stockholders
Unearned Revenue
14. Assets put into the business by the owner.
Securities and Exchange Commission
Shareholders
Statement of Cash Flows
Owner Investment
15. Process of transferring journal entry information to the ledger; computerized systems automate this process.
Posting
Annual Financial Statements
NYSE (New York Stock Exchange)
Common Stock
16. Business owned by a single person.
Time Period Assumptions
Return
Account Balance
Sole Propietorship
17. Uncertainty about expected return.
Current Assets
Matching Principle
Corporations
Risk
18. The money left over when income exceeds expenditure.
Risk Tolerance
Surplus
Current Assets
Sole Proprietorship
19. Report of changes in equity over a period; adjusted for increases and for decreases.
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20. Equity of a corporation divided into ownership units that usually give dividends. Also called Stock.
External Transactions
Revenues
Measurement Principle
Shares
21. Journal entries that affect at least three accounts.
Cost Principle
Securities
Compound Journal Entries
Annual Financial Statements
22. Debt securities that are issued by a borrower to raise capital . Bonds guarantee payments of the original amount borrowe plus interest and/or repayable on a fixed rate when the bond matures.
SMART Goal
Current Assets
Expanded Accounting Equation
Bonds
23. List of permanent accounts and their balances from the ledger after all closing entries are journalized and posted.
Operating Cycle
Post Closing Trial Balance
Debit
Federal Reserve System
24. Obligations not due to be paid within one year or the operating cycle - whichever is longer.
Sole Propietorship
Income Summary
Accounting Cycle
Long Term Liabilities
25. A security representing partial ownership of the company. It gives the holer priority to dividends over common stock investors. Capital stock that provides a specific dividend - which is paid before any dividends are pai to common stock holders - an
Acquisition
Auditors
Preferred Stock
Chart of Accounts
26. A business structure that offers membership instead of shares - and combines limited liability protections with the tax from of a partneship.
Ethical Dilemma
CD (Certificate of Deposit)
Limited Liability Corporation
Intangible assets
27. Resources that a company owns or controls that are expected to provide current and future benefits to the business.
Money Market Account
Conceptual Framework
Time Period Assumptions
Assets
28. Gross increase in equity from a company's business activities that earn income.
Posting Reference Column
Current Assets
Revenues
Owner Investment
29. Ratio used to evaluate a company's ability to pay its short term obligations - calculated by dividing current assets by current liabilities.
Depreciation
T Account
Bookkeeping
Current Ratio
30. Long term assets not used in operating activities such as notes receivable and investments in stocks and bonds.
Reversing Entries
Long Term Investments
SMART Goal
Assets
31. Principle that requires a business to be accounted for separately from its owner(s) and from any other entity.
Current Ratio
Accounting Cycle
Closing process
Business Entity Assumption
32. Difference between total debits and total credits (including the beginning balance) for an account.
Account Balance
Bookkeeping
Preferred Stock
Accounting Equation
33. Accounting principle that prescribes financial statement information to be based on actual costs incurred in business transactions.
Ponzi Scheme
Stockholders
Accounting Cycle
Cost Principle
34. Balance sheet that broadly groups assets - liabilities - and equity accounts.
Events
Unclassified Balance Sheets
Preferred Stock
Corporations
35. Unincorporated association of two or more persons to pursue a business for profit as co-owners.
Partnership
Current Ratio
Creditors
Conceptual Framework
36. Business owned by two or more people.
Partnership
Posting
Compound Journal Entries
Post Closing Trial Balance
37. Obligations due to be paid or settled within one year or the company's operating cycle - whichever is longer.
Current Liabilities
Unclassified Balance Sheets
Internal transactions
Secured Loan
38. All purpose journal for recording the debits and credits of transactions and events.
Journal
Sole Proprietorship
Cash Basis Accounting
General Journal
39. Temporary account used only in the closing process to which the balances of revenue and expense accounts (including any gains or losses) are transferred. Its balance is transferred to the capital account (or retained earnings for a corporation).
Income Summary
Straight-line Depreciation Method
Debt Ratio
Book Value
40. Loaning or giving money to a business in orer to save it from bankruptcy.
Ethics
Bailout
Credit
Owner - Capital
41. An acronym for the National Association of Securities Dealers Automated Quotations. NASDAQ was founded in 1970 and is the largest electronic stock exchange in the United States. Unlike the NYSE - it has no physical location - existing entirely on cyb
Owner - Capital
Audit
NASDAQ
Temporary Accounts
42. Recurring steps performed each accounting period - starting with analyzing transactions and continuing through the post closing trial balance (or reversing entries).
Unclassified Balance Sheets
Posting Reference Column
Accounting Cycle
Balance Column Account
43. Normal time between paying cash for merchandise or employee services and receiving cash from customers.
Temporary Accounts
Monetary Unit Assumption
Operating Cycle
Ledger
44. A loan that is not backed by collateral - but by the promise of the borrower to repay it.
Recordkeeping
Common Stock
Assets
Unsecured Loan
45. Ratio of a company's net income to its net sales. The percent of income in each dollar of revenue.
Trial balance
Partnership
Profit Margin
Temporary Accounts
46. Owner's claim on the assets of a business; equals the residual interest in an entity's assets after deducting liabilities. Also called net assets.
Balance Column Account
Prepaid Expenses
Equity
Return
47. Cash and other assets expected to be sold - collected - or used within one year or the company's operating cycle - whichever is longer.
Current Assets
Accounting Equation
Unadjusted Trial Balance
Bookkeeping
48. Length of time covered by financial statements; also called reporting period.
Debt Ratio
Classified Balance Sheet
Monetary Unit Assumption
Accounting Period
49. Analyses and other informal reports prepared by accountants and managers when organizing information for formal reports and financial statements.
Stock
Debtors
Expanded Accounting Equation
Working Papers
50. Accounting system that recognizes revenues when earned and expenses when incurred; the basis for GAAP.
Portfolio Income
Accrual Basis Accounting
Working Papers
External Users