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Test your basic knowledge |
Health Insurance
Start Test
Study First
Subject
:
industries
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Health plans - healthcare clearinghouses - government health plans - and any health providers that choose to submit or receive transactions electronically.
Covered entity
Value-added network (VAN)
Source document
Clean claim
2. A claim that is usually more than 120 days past due; some practices establish time frames that are less than 120 days.
Day sheet
Accounts receivable
Deliquent claim
Fair credit reporting Act
3. Submitted to the payer - but processing is not complete
Accounts receivable aging report
Coordination of benefits (COB)
Open claim
Day sheet
4. Established by health insurance companies for a health insurance plan; usually has limits of $1000 or $2000; when the patient has reached the limit of an out-of-pocket payment (deductable) for the year - appropriate patient reimbursement to the provi
Out-of-pocket payment
Clean claim
Unauthorized service
Covered entity
5. Person responsible for paying healthcare fees
Equal Credit Opportunity ACT
Electronic media claim
Guarantor
Bad debt
6. Contract out
Source document
Outsourcing
Assignment of benefits
Claims processing
7. Assigning lower-level codes then documented in the record.
Claims adjudication
Two-party check
Downcoding
Encounter form
8. The transmission of claims data (electronical or manually) to payers or clearinghouses for processing.
ANSI ASC X12 standards
Provider Remittance Notice
Claims submission
Guarantor
9. Series of fixed length records submitted to payers to bill for health care services.
Electronic flat file format
Unbundling
Coordination of benefits (COB)
Provider Remittance Notice
10. Amount for which the patient is financially responsible before an insurance company provides coverage.
Past-due account
Coordination of benefits (COB)
Deductible
Accept assignment
11. Financial record source document used by providers and other personnel to record treated diagnoses and services rendered to the patient during the current encounter.
Provider Remittance Notice
Two-party check
Pre-existing condition
Encounter form
12. A correctly completed standardized claim
Outsourcing
Electronic flat file format
Clean claim
Unassigned claim
13. Submitting multiple CPT codes when one code could of been submitted.
Day sheet
Electronic flat file format
Unbundling
Value-added network (VAN)
14. Form used to report institutional - facility services.
Source document
CMS-1500
UB-04
Value-added network (VAN)
15. The landmark legislation because it launched truth in lending disclosures that reguired creditors to communicate the cost of borrrowing money in a common language so that consumers could figure out the charges - compare cost - and shop for the best c
Consumer Credit Protection Act of 1968
Manual daily accounts receivable journal
CMS-1500
Provider Remittance Notice
16. A routing slip - charge slip - encounter form - or suberbill from which the insurance claim was generated.
Beneficiary
Electronic claim processing
Source document
Claims submission
17. The maximum amount a payer will reimburse for each procedure or service - according to the patient's policy.
Allowed charges
Electronic data interchange EDI
Deliquent claim
Encounter form
18. Prohibits discrimination on the basis of race - color - religion - national origin - sex - martial status - age - reciept of public assistance - or good faith exercise of any rights under the Cunsumer Credit protection ACT.
Patient ledger
Birthday rule
Equal Credit Opportunity ACT
Bad debt
19. Also called a day sheet - a chronological summary of all transactions posted to individual patient ledgers/accounts on a specific day.
Covered entity
Fair credit reporting Act
Beneficiary
Manual daily accounts receivable journal
20. Protects information collected by consumers reporting agencies such as credit bureaus - medical information companies and tenant screening services; organizations that provide information to consumer reporting agencies also have specific legal obliga
Deliquent claim
Downcoding
Fair credit reporting Act
Manual daily accounts receivable journal
21. Legal action to recover a debt; usually a last resort for a medical practice.
Clean claim
Litigation
Electronic funds transfer
Two-party check
22. Accounts receivable that cannot be collected by the provider or a collect agency.
Accounts receivable
Fair Credit and Charge Card Disclosure ACT
Beneficiary
Bad debt
23. Are organized by year; generated for providers who do not accept assignment; includes all unassigned claims for which the provider is not obligated to perform any follow-up work.
Outsourcing
Patient account record
Unassigned claim
Electronic remittance advi
24. Medical report substantiating a medical condition
Encounter form
Claims attachment
Delinquent account
Downcoding
25. Determines coverage by primary and secondary policies when each parent subscribes to a different health insurance plan.
Covered entity
Source document
CMS-1500
Birthday rule
26. Sending data in a standardized machine readable format to an insurance company via disk - telephone or cable.
Electronic claim processing
Outsourcing
UB-04
Provider Remittance Notice
27. Contracts with a helath insurance plan and accepts whatever the plan pays for procedures or services performed.
Accounts receivable
Participating provider
Litigation
Beneficiary
28. Also called manual daily accounts receivable journal; cronological summary of all transactions posted to individual patient legers/accounts on a specific day.
Day sheet
Clean claim
Nonparticipating provider
Electronic claim processing
29. Federal law passed in 1975 that helps consumers resolve billing issues with card issuers; protects important credit rights - including rights to dispute billing errors - unauthorized use of account - and charges for unsatisfactory goods and services;
Fair Credit Billing Act
Coinsurance
Two-party check
Fair debt collection practicies Act
30. A check made out to the patient and the provider.
Outsourcing
CMS-1500
Common data file
Two-party check
31. Services that are provided to a patient without proper authorization or that are not covered by a current authorization.
Electronic funds transfer ACT
Accept assignment
Consumer Credit Protection Act of 1968
Unauthorized service
32. Associated with how an insurance plan is billed-the insurance plan responsible for paying healthcare insurance claims first is considered primary.
Primary insurance
Allowed charges
UB-04
Patient account record
33. Is a public or private entity that processes of facilitates the processing of nonstandard data elements into standard data elements.
Two-party check
Accounts receivable aging report
Unauthorized service
Clearinghouse
34. Is a past due account; one that has not been paid within a certain time frame.
Outsourcing
Delinquent account
Downcoding
Coordination of benefits (COB)
35. Any procedure or service reported on a claim that is not included on the payers master benefit list - resulting in denial of the claim; also called noncovered procedure or uncoverd benefit.
Electronic funds transfer
Noncovered benefit
Nonparticipating provider
Claims submission
36. Remittance advice submitted by Medicare to providers that includes payment information about a claim.
Provider Remittance Notice
Litigation
Open claim
Electronic media claim
37. Abstract of all recent claims filed on each patient.
Outsourcing
Common data file
Clean claim
Manual daily accounts receivable journal
38. Provision in group health insurance policies that prevents multiple insurers from paying benefits covered by other policies: also specifies that coverage will be provided in a specified sequence when more than one policy covers the claim.
Coinsurance
Coordination of benefits (COB)
Litigation
Electronic media claim
39. Organization that accredits clearinghouses
UB-04
Noncovered benefit
Electronic Healthcare Network Accreditation Commission EHNAC
Fair Credit Billing Act
40. Assists providers in the collection of appropriate reimbursement for services rendered; includes functions such as insurance verfication/eligibility and preauthorization of services
Value-added network (VAN)
Accounts receivable management
Electronic Healthcare Network Accreditation Commission EHNAC
Open claim
41. Any medical condition that was diagnosed and or treated within a specified period of time immediately preceding the enrollee's effective date of coverage.
Deductible
Pre-existing condition
Out-of-pocket payment
Provider Remittance Notice
42. Clearinghouses that involves value-added vedors - such as banks - in the processing of claims; using a VAN is more efficient and less expensive for providers than managing their own systems to send and receive transactions directly from nummerous ent
Accounts receivable aging report
Delinquent account
Participating provider
Value-added network (VAN)
43. System by which payers deposit funds to the providers account electronically.
Accounts receivable management
Out-of-pocket payment
Delinquent account
Electronic funds transfer
44. Term used for the encounter form in the physicians's office.
Superbill
CMS-1500
Electronic flat file format
Claims processing
45. Advances through various aging periods( 30 -60 -90 -120) with practices typically focusing internal recovery efforts on older delinquent accounts.
Delinquent account
Beneficiary
Nonparticipating provider
Delinquent claim cycle
46. Comparing a claim to payer edits and the patient's health plan benefits to verify that the required information is available to process the claim; the claim is not a duplicated; payer rules and procedures have been followed; and procedures performed
Delinquent claim cycle
Claims adjudication
Birthday rule
Out-of-pocket payment
47. Specifies what a collection source may or may not do when pursuing payment on past due accounts.
Patient ledger
Two-party check
Claims processing
Fair debt collection practicies Act
48. Establishes the rights. liabilites - and rsponsibilities of participants in electronic funds transfer systems.
Electronic Healthcare Network Accreditation Commission EHNAC
ANSI ASC X12 standards
Electronic funds transfer ACT
Encounter form
49. The provider receives reimbursement directly from the payer.
Assignment of benefits
Claims attachment
Clearinghouse
Delinquent account
50. Theperson eligible to receive healthcare benefits.
Deliquent claim
Pre-existing condition
Electronic media claim
Beneficiary