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Test your basic knowledge |
Health Insurance
Start Test
Study First
Subject
:
industries
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Any medical condition that was diagnosed and or treated within a specified period of time immediately preceding the enrollee's effective date of coverage.
Noncovered benefit
UB-04
Pre-existing condition
Electronic claim processing
2. One that has not been paid within a certain time frame; also called delinquent account
Past-due account
Electronic flat file format
Claims submission
Day sheet
3. The insurance claim form used to report professional services
Two-party check
UB-04
CMS-1500
Electronic remittance advi
4. Prohibits discrimination on the basis of race - color - religion - national origin - sex - martial status - age - reciept of public assistance - or good faith exercise of any rights under the Cunsumer Credit protection ACT.
Equal Credit Opportunity ACT
Open claim
Noncovered benefit
Guarantor
5. The maximum amount a payer will reimburse for each procedure or service - according to the patient's policy.
Accounts receivable management
ANSI ASC X12 standards
Allowed charges
Accounts receivable aging report
6. A claim that is usually more than 120 days past due; some practices establish time frames that are less than 120 days.
Accounts receivable aging report
Deliquent claim
Electronic funds transfer
Unauthorized service
7. Determines coverage by primary and secondary policies when each parent subscribes to a different health insurance plan.
Fair credit reporting Act
Accounts receivable
Birthday rule
Delinquent account
8. Services that are provided to a patient without proper authorization or that are not covered by a current authorization.
Unauthorized service
Accounts receivable aging report
Outsourcing
Provider Remittance Notice
9. The provider receives reimbursement directly from the payer.
Coordination of benefits (COB)
Assignment of benefits
ANSI ASC X12 standards
Open claim
10. Provision in group health insurance policies that prevents multiple insurers from paying benefits covered by other policies: also specifies that coverage will be provided in a specified sequence when more than one policy covers the claim.
Coordination of benefits (COB)
Manual daily accounts receivable journal
Common data file
Nonparticipating provider
11. Specifies what a collection source may or may not do when pursuing payment on past due accounts.
Electronic funds transfer ACT
Fair debt collection practicies Act
Beneficiary
Assignment of benefits
12. Financial record source document used by providers and other personnel to record treated diagnoses and services rendered to the patient during the current encounter.
Claims attachment
Litigation
Encounter form
Manual daily accounts receivable journal
13. Sorting claims upon submission to collect and verify information about a patient and provider.
Value-added network (VAN)
Closed claim
Claims processing
Covered entity
14. Legal action to recover a debt; usually a last resort for a medical practice.
Fair debt collection practicies Act
Litigation
Beneficiary
Source document
15. A computerized permanent record of all financial transactions between the patient and the pratice - also called patient ledger.
Allowed charges
ANSI ASC X12 standards
Patient account record
Accounts receivable
16. Submitted to the payer - but processing is not complete
Assignment of benefits
Open claim
Primary insurance
Electronic remittance advi
17. Uses a variable-length file format to process transactions for institutional - professional - dental - and drug claims.
Patient ledger
Unassigned claim
Electronic remittance advi
ANSI ASC X12 standards
18. A check made out to the patient and the provider.
Electronic data interchange EDI
Patient account record
Two-party check
Consumer Credit Protection Act of 1968
19. Contracts with a helath insurance plan and accepts whatever the plan pays for procedures or services performed.
Consumer Credit Protection Act of 1968
Participating provider
Outsourcing
Unassigned claim
20. Term used for the encounter form in the physicians's office.
Superbill
Accounts receivable management
Claims processing
Electronic media claim
21. Associated with how an insurance plan is billed-the insurance plan responsible for paying healthcare insurance claims first is considered primary.
Nonparticipating provider
Accept assignment
Allowed charges
Primary insurance
22. Series of fixed length records submitted to payers to bill for health care services.
Electronic flat file format
Beneficiary
Coordination of benefits (COB)
Pre-existing condition
23. Establishes the rights. liabilites - and rsponsibilities of participants in electronic funds transfer systems.
Electronic funds transfer ACT
Delinquent claim cycle
Pre-existing condition
Accept assignment
24. Organization that accredits clearinghouses
Guarantor
Consumer Credit Protection Act of 1968
Electronic Healthcare Network Accreditation Commission EHNAC
Deductible
25. Are organized by year; generated for providers who do not accept assignment; includes all unassigned claims for which the provider is not obligated to perform any follow-up work.
Electronic funds transfer
Fair debt collection practicies Act
Unassigned claim
Day sheet
26. Sending data in a standardized machine readable format to an insurance company via disk - telephone or cable.
Downcoding
Value-added network (VAN)
Covered entity
Electronic claim processing
27. Medical report substantiating a medical condition
Claims submission
Past-due account
Claims attachment
Common data file
28. When the provider agrees to accept what the insurance company allows or aproves as payment in full for the claim
Provider Remittance Notice
Fair Credit Billing Act
Accept assignment
Allowed charges
29. Submitting multiple CPT codes when one code could of been submitted.
Participating provider
Unbundling
UB-04
Coordination of benefits (COB)
30. Established by health insurance companies for a health insurance plan; usually has limits of $1000 or $2000; when the patient has reached the limit of an out-of-pocket payment (deductable) for the year - appropriate patient reimbursement to the provi
Out-of-pocket payment
Electronic funds transfer ACT
Electronic funds transfer
Participating provider
31. The term hospitals use to describe the encounter form.
Equal Credit Opportunity ACT
Chargemaster
Source document
Primary insurance
32. The percentage the patient pays for covered services after the deductible has been met and the copayment has been paid.
Open claim
Consumer Credit Protection Act of 1968
Fair credit reporting Act
Coinsurance
33. A routing slip - charge slip - encounter form - or suberbill from which the insurance claim was generated.
Electronic claim processing
Primary insurance
Outsourcing
Source document
34. System by which payers deposit funds to the providers account electronically.
Fair Credit Billing Act
Electronic funds transfer
Closed claim
Electronic data interchange EDI
35. Is a past due account; one that has not been paid within a certain time frame.
Closed claim
Delinquent account
Participating provider
Clearinghouse
36. Shows the status (by date) of outstanding claims from each payer - as well as payments due from patients
Accounts receivable aging report
Electronic media claim
Provider Remittance Notice
Deductible
37. Also called manual daily accounts receivable journal; cronological summary of all transactions posted to individual patient legers/accounts on a specific day.
Superbill
Encounter form
Day sheet
Noncovered benefit
38. Assigning lower-level codes then documented in the record.
Downcoding
Encounter form
Delinquent account
Electronic remittance advi
39. Contract out
Fair Credit Billing Act
Covered entity
Patient account record
Outsourcing
40. Is a public or private entity that processes of facilitates the processing of nonstandard data elements into standard data elements.
Accept assignment
Clearinghouse
Downcoding
Equal Credit Opportunity ACT
41. Health plans - healthcare clearinghouses - government health plans - and any health providers that choose to submit or receive transactions electronically.
Birthday rule
Accounts receivable management
Covered entity
Delinquent account
42. Does not contract with the insurance plan; patient who elects to recieve care from nonPARS will incur higher out-of-pocket expenses.
Electronic funds transfer
Common data file
Provider Remittance Notice
Nonparticipating provider
43. The transmission of claims data (electronical or manually) to payers or clearinghouses for processing.
Claims submission
Past-due account
Nonparticipating provider
Deliquent claim
44. Federal law passed in 1975 that helps consumers resolve billing issues with card issuers; protects important credit rights - including rights to dispute billing errors - unauthorized use of account - and charges for unsatisfactory goods and services;
Delinquent account
Fair Credit Billing Act
Participating provider
Birthday rule
45. Also called a day sheet - a chronological summary of all transactions posted to individual patient ledgers/accounts on a specific day.
Electronic claim processing
Manual daily accounts receivable journal
Fair Credit and Charge Card Disclosure ACT
Electronic data interchange EDI
46. A correctly completed standardized claim
Litigation
Fair Credit Billing Act
Coinsurance
Clean claim
47. Remittance advice submitted by Medicare to providers that includes payment information about a claim.
Fair credit reporting Act
Birthday rule
Provider Remittance Notice
Accounts receivable management
48. Theperson eligible to receive healthcare benefits.
Pre-existing condition
Beneficiary
Coordination of benefits (COB)
Electronic remittance advi
49. The amount owed to a business for services or goods provided
Coordination of benefits (COB)
Accounts receivable management
Consumer Credit Protection Act of 1968
Accounts receivable
50. The landmark legislation because it launched truth in lending disclosures that reguired creditors to communicate the cost of borrrowing money in a common language so that consumers could figure out the charges - compare cost - and shop for the best c
Electronic funds transfer
Consumer Credit Protection Act of 1968
UB-04
Fair Credit and Charge Card Disclosure ACT