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Test your basic knowledge |
Wealth Management
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Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
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study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. A loan where the payment is acheived through interest
Scarcity
Gross Income
Present Value
Interest-Only Loan
2. Arrangement for deferred payment for goods and services
Credit
Annual Fee
Statement of Cash Flows
Interest Rate
3. Something of value; a resource; an advantage
On-Boarding
Checkbook Register
Preferred Stock
Asset
4. Shares of ownership in a company
Coverage
Money Market Accounts
Risk
Stocks
5. Increase of an amount of money as a result of interest or dividends earned - directly corresponds with inflation
Time value of money
Ownership Investments
1040 tax form
Annual Report
6. The amount accruing to the corporations owners
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7. A bank account that accumulates interest
EFT
Yield
Savings Account
Forbearance
8. Someone who lends money at excessive rates of interest
Loan Shark
Net Income
Interest
Par Value
9. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses)
Return
Profit
Identity Theft
Debt Consolidation
10. The act of proving that an instrument purporting to be a will was signed and executed in accord with legal requirements
Probate
Mutual Funds
Debt Consolidation
Personal Allowances
11. Institution that functions much like a business - but does not operate for the purpose of generating profits
Nonprofit Organization
Transaction Fee
Interest-Only Loan
Liability
12. A penalty for making a payment after the due date
Late Fee
Mortage
Payday Loan
Debt Consolidation
13. An amount that credit card companies can charge for the use of a credit card.
Wealth Management
Payday Loan
Line of Credit
Annual Fee
14. An extra charge for various credit activities such as using an ATM or receiving a cash advance
On-Boarding
Mortage
Transaction Fee
Overdraft protection
15. The act of taking out money or other capital
Saving
Withdrawal
1040 EZ tax form
Float
16. A general and progressive increase in prices
Exchange-Traded Funds
Values
Cannibalizing assets
Inflation
17. Financial reports that summarize the financial condition and operations of a business
Financial Statements
Common Stock
I-9
Certificates of Deposit
18. A person appointed by a testator to carry out the terms of the will
Secured Loan
Mortage
Executor
Total Debt
19. Financial reports that summarize the financial condition and operations of a business
Financial Statements
SEC Filings
Balance
Good Faith
20. The legal proceedings initiated by a creditor to repossess the collateral for loan that is in default
Premium
Tax Liability
Rent
Foreclosure
21. A mutual fund that invests in the stocks that are the basis of a well-known stock or bond index
Profit
Property Rights
Index Fund
Unsecured Loan
22. A clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount
Deposit
SEC Filings
Deductible
Line of Credit
23. The period covered by a salary payment
W-4
Pay Period
Money Market Accounts
Total Debt
24. Production of a certain amount
Yield
Deduction
Estate Planning
Interest-Only Loan
25. The percentage of a sum of money charged for its use
Interest Rate
Credit
Probate
Pay Period
26. The rights of an individual to own - use - rent - invest in - buy - and sell property.
Financial Goals
Property Rights
Bank Statement
Salary
27. The rights of an individual to own - use - rent - invest in - buy - and sell property.
Exemption
Money Market Accounts
Property Rights
Allocation
28. Place to create a savings account.
Debt Consolidation
Asset
Opportunity Cost
Savings Register
29. Any of a number of fraudulent - deceptive - discriminatory - or unfavorable lending practices. Many of these practices are illegal - while others are legal but not in the best interest of the borrowers.
Disclosure
Zero-Coupon Bond
Predatory Lending
dividends
30. An amount of money given to the borrower for a set period of time. After the set time has passed - the money must be paid back plus the lending fee - called interest. Payments are normally made over a series of months.
Deduction
Loan
Scarcity
Profit
31. A specific plan for spending your income
W-4
Personal Budget
Total Assets
Interest
32. Limited quantities of resources to meet unlimited wants
Scarcity
Income Statement
Deductible
Liability
33. A bond with zero discounts
Usury
Transaction Fee
Zero-Coupon Bond
Trade-off
34. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses)
dividends
Profit
Loan Shark
Risk
35. Can be found in a newspaper and shows information about popular stocks.
Stock Table
Lien
401 K
Property Rights
36. Payment for insurance
Late Fee
Premium
Mortage
Personal Budget
37. A loan backed by something valuable - such as property
Estate Planning
Secured Loan
Will
EDGAR
38. The letters used to identify listed companies on the securities exchanges where they are traded (DPS) Dr. Pepper Snapple Group
Exchange-Traded Funds
FICA
Bank Statement
Stock Symbol
39. The interest rate that a bond issuer will pay to a bondholder
Coupon Rate
Debt Consolidation
Consequence
Late Fee
40. The economical needs of an individual
Annual Report
Financial Needs
Foreclosure
Mutual Funds
41. Short-term and Long-term objectives that are driven by values.
Inflation
Estate Planning
Financial Goals
Scarcity
42. An amount that credit card companies can charge for the use of a credit card.
Pay Period
Annual Fee
Risk
Probate
43. Cash payments made by the government to people who do not supply goods - services - or labor in exchange for these payments. They include Social Security benefits - veterans' benefits - and welfare payments.
Statement of Cash Flows
Transfer Payments
Common Stock
Savings Register
44. Electronic Data Gathering Analysis and Retrieval - the electronic system used by the SEC to enable investors to search electronically for financial reports filed by individual companies
Consequence
Property Rights
Financial Institution
EDGAR
45. The time interval between the deposit of a check in a bank and its payment
Financial Statements
Exemptions
Float
Tax Liability
46. Total assets minus total liabilities
Rent
Mutual Funds
Net Worth
Present Value
47. Compute credits and debits of an account
Balance
Transaction
Annual Fee
Secured Loan
48. A periodic statement prepared by a bank for each client
Bank Statement
Tax Liability
Installment Loan
Forbearance
49. The amount accruing to the corporations owners
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50. By planning ahead you can ensure financial stability during your retirement.
Lien
Retirement Planning
Deposit
Deductions
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