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Test your basic knowledge |
Wealth Management
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Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Making money for owning something
Liability
Mutual Funds
Ownership Investments
Collectibles
2. A general and progressive increase in prices
Liability
Inflation
Late Fee
Return
3. A payment given as a guarantee that an obligation will be met
Investing
Personal Allowances
Balance Sheet
Deposit
4. Is your gross income after certain reductions have been made
Interest Rate
Adjusted Gross Income
Collectibles
Scarcity
5. An accounting entry acknowledging income or capital items
Self-Interest
Credit
Debt Consolidation
Loan
6. An evaluation by a rating company of the probability that a particular bond issue will default
Bond Rating
Resources
Cannibalizing assets
Loan Shark
7. An institution that issues something (securities or publications or currency etc.)
Inflation
Issuer
Installment Loan
Stocks
8. A loan made on the signature and credit of the borrower - not secured by collateral. Credit card. (Debenture)
Unsecured Loan
Good Faith
Yield
1040 EZ tax form
9. The money paid for employee services
Salary
1040 EZ tax form
Vesting
Consequence
10. A person appointed by a testator to carry out the terms of the will
Executor
Risk
Income
Values
11. Concern for ones own well being and advantages
Profit
Self-Interest
Resources
Allocation
12. Debt backed by a mortgage - pledge of collateral - or other lien; debt for which the creditor has the right to pursue specific pledged property upon default. Examples include home mortgages - auto loans and tax liens.
Secured Debt
Bond Rating
Line of Credit
Income
13. An accounting entry acknowledging income or capital items
Balance Sheet
Will
Credit
Consequence
14. The legal proceedings initiated by a creditor to repossess the collateral for loan that is in default
Financial Institution
Financial Needs
Estate Planning
Foreclosure
15. The co-option of another person's personal information (e.g. - name - social security number - credit card number - passport) without that person's knowledge and the fraudulent use of such knowledge
Asset Allocation
Coupon Rate
Identity Theft
Yield
16. A loan where a borrower gets a cash advanced based on his paycheck. These loans generally must be repaid on the next payday.
Property Rights
Payday Loan
1040 tax form
Adjusted Gross Income
17. Financial organization that pools people's money and invests it
Mutual Funds
Present Value
Credit
Scarcity
18. The maximum credit that a customer is allowed
Annual Fee
Identity Theft
Line of Credit
Deductions
19. This stands for annual percentage rate - which is a number calculated by taking into account the total cost of the loan - including what the borrower will pay in interest; this makes it easier to compare different loan offers
APR
Incentives
Distribution
Financial Needs
20. Programs aimed at helping employees integrate - assimilate - and transition to new jobs
Annual Report
On-Boarding
Total Debt
Present Value
21. A clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount
Liability
Yield
Rent
Deductible
22. Business organizations that accommodate the buying and selling of securities.
Lending Investments
Personal Allowances
Stock Exchanges
EDGAR
23. Institution that functions much like a business - but does not operate for the purpose of generating profits
Saving
Loan
Annual Fee
Nonprofit Organization
24. The apparent worth as opposed to the real worth
1040 EZ tax form
Payday Loan
Savings Account
Face Value
25. An amount of money given to the borrower for a set period of time. After the set time has passed - the money must be paid back plus the lending fee - called interest. Payments are normally made over a series of months.
Transfer Payments
Loan
Deposit
Indirect Car Loan
26. Payment for insurance
Total Debt
Transfer Payments
Premium
Incentives
27. Having honest intentions
Bankruptcy
Common Stock
Shares Outstanding
Good Faith
28. Is your gross income after certain reductions have been made
Usury
Risk
Adjusted Gross Income
Deductible
29. An exchange that occurs as a compromise
Deductions
Trade-off
Statement of Cash Flows
Gross Income
30. A fixed charge for borrowing money
Interest Rate
Interest
Cannibalizing assets
Credit
31. Something of value; a resource; an advantage
Values
Late Fee
Balance Sheet
Asset
32. Electronic Funds Transfer
EFT
Personal Budget
Adjustable-Rate Loan
Exemption
33. An exchange that occurs as a compromise
Stock Table
Lending Investments
Trade-off
Interest-Only Loan
34. Something that is made open or revealed
Indirect Car Loan
Disclosure
Investing
Transfer Payments
35. Cash payments made by the government to people who do not supply goods - services - or labor in exchange for these payments. They include Social Security benefits - veterans' benefits - and welfare payments.
Decison-making
Secured Loan
Insurance
Transfer Payments
36. The act of reducing the selling price of merchandise
Deduction
Disclosure
Balance
Exemption
37. Total assets minus total liabilities
Debit
Allocation
Net Worth
Values
38. Diagnosis Codes (in CCB Popup if more then 5 codes)
Stock Exchanges
Financial Institution
Stock Table
I-9
39. The act of lending money at an exorbitant rate of interest
Bond Rating
Property Rights
Estate Planning
Usury
40. Simplified IRS tax form which some individuals can file instead of the 1040 form.
Compound Interest
1040 EZ tax form
Adjustable-Rate Loan
Personal Budget
41. The shares available to sell/buy
Shares Outstanding
Adjusted Gross Income
I-9
Wealth Management
42. A delay in enforcing rights or claims or privileges
Market Capitalization
Income
Forbearance
Self-Interest
43. The extent to which something is covered
Coverage
Transaction
Debit
Net Worth
44. Interest calculated on both the principal and the accrued interest
Compound Interest
Mutual Funds
Self-Interest
Retirement Planning
45. Time deposits that state the amount of the deposit - maturity - and rate of intrest being paid
Premium
401 K
Certificates of Deposit
Personal Budget
46. The act of committing money or capital to an endeavor (a business - project - real estate - etc.) with the expectation of obtaining an additional income or profit.
Float
Investing
Scarcity
Beneficiary
47. Electronic Data Gathering Analysis and Retrieval - the electronic system used by the SEC to enable investors to search electronically for financial reports filed by individual companies
Financial Goals
EDGAR
Financial Needs
Pay Period
48. The amount of money you would need to deposit now in order to attain a desired amount in the future
Balance
Exemption
Present Value
Transaction Fee
49. A record of the financial situation of an institution on a particular date by listing its assets and the claims against those assets
Credit
Balance Sheet
Estate Planning
On-Boarding
50. A bank - credit union - savings and loan - or other organization that offers services related to saving and borrowing money
Shares Outstanding
Decison-making
Indirect Car Loan
Financial Institution
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