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Test your basic knowledge |
Wealth Management
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Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. A yearly statement of the financial condition - progress - and expectations of an organization
Loan Shark
Consequence
Annual Report
Premium
2. Certificates that represent money the government has borrowed from private citizens
Installment Loan
Stock Exchanges
Bonds
Asset
3. The period covered by a salary payment
Pay Period
Retirement Planning
Debt Consolidation
On-Boarding
4. Items of personal interest to collectors that can increase in value in the future
Collectibles
Trade-off
Net Worth
Resources
5. All costs or bills related to the business
Balance Sheet
Trade-off
Annual Fee
Expenses
6. The percentage of a sum of money charged for its use
Loan Shark
Premium
Interest Rate
Incentives
7. A debt not backed by specific property to satisfy the indebtedness in case of default.
Incentives
FICA
Return
Unsecured Debt
8. Grant use or occupation of under a term of contract
Financial Needs
Payday Loan
Executor
Rent
9. A mutual fund that invests in the stocks that are the basis of a well-known stock or bond index
Line of Credit
Index Fund
Float
Rent
10. The outcome of an event especially as relative to an individual
Predatory Lending
Consequence
Interest-Only Loan
Debit
11. The money(usually a set amount) given to an individual to spend
Income
Market Capitalization
Balance Sheet
Personal Allowances
12. The act of lending money at an exorbitant rate of interest
Lien
Financial Needs
Return
Usury
13. A penalty for making a payment after the due date
Wealth Management
Late Fee
Bankruptcy
Deductions
14. Loan where the lender goes through the borrower
Vesting
Checkbook Register
Values
Direct Car Loan
15. This stands for annual percentage rate - which is a number calculated by taking into account the total cost of the loan - including what the borrower will pay in interest; this makes it easier to compare different loan offers
APR
Opportunity Cost
Market Capitalization
dividends
16. Items which the IRS allows to be subtracted from your gross taxable income in order to determine your taxable income.
Credit
Collectibles
Deductions
Investing
17. The extent to which something is covered
Coverage
Secured Debt
Pension
Preferred Stock
18. A loan where the payment is acheived through interest
Coupon Rate
Interest-Only Loan
Risk
Secured Loan
19. Income before taxes
Mutual Funds
Incentives
Gross Income
Profit
20. Income on which tax must be paid; total income minus exemptions and deductions
Taxable Income
Rent
Forbearance
Distribution
21. A specific plan for spending your income
Asset
401 K
Exemptions
Personal Budget
22. An accounting entry acknowledging sums that are owing
Zero-Coupon Bond
Shares Outstanding
Secured Debt
Debit
23. The shares available to sell/buy
Wage
On-Boarding
Shares Outstanding
Credit
24. A financial statement that gives operating results for a specific period
Deposit
Income Statement
Liability
Unsecured Debt
25. By planning ahead you can ensure financial stability during your retirement.
Retirement Planning
Money Market Accounts
Market Capitalization
Stocks
26. Payment for insurance
Premium
Preferred Stock
Issuer
Profit
27. A document - usually containing financial data - that a company delivers to the SEC and - thereby - to the public.
Asset
Face Value
Wage
SEC Filings
28. A loan where a borrower gets a cash advanced based on his paycheck. These loans generally must be repaid on the next payday.
Payday Loan
Living Trust
Mutual Funds
Interest-Only Loan
29. A technique to gain personal information for the purpose of identity theft - usually by means of fraudulent e-mail
Deduction
Bonds
EDGAR
Phishing
30. Arrangement for deferred payment for goods and services
Credit
Financial Institution
Financial Needs
Money Market Accounts
31. A periodic statement prepared by a bank for each client
Coupon Rate
Bank Statement
Wage
Bond Rating
32. Receiving money for loaning money
Lending Investments
Cannibalizing assets
Installment Loan
Foreclosure
33. A business activity that changes assets - liabilities - or owner's equity
Financial Needs
Transaction
Will
Fixed-Rate Loan
34. A guarantee of accrued benefits to participants at retirement age - regardless of their employment status at that time
Exchange-Traded Funds
Vesting
Late Fee
Usury
35. Something that is made open or revealed
1040 EZ tax form
Common Stock
Disclosure
Line of Credit
36. Any of a number of fraudulent - deceptive - discriminatory - or unfavorable lending practices. Many of these practices are illegal - while others are legal but not in the best interest of the borrowers.
Interest Rate
Predatory Lending
Executor
On-Boarding
37. Short for Federal Insurance Contributions Act - the name given on the paycheck stub for Social Security and Medicare taxes. The employee pays some of the FICA tax - and and the employer pays some of this tax for each employee. Social Security pays be
Deductions
Good Faith
FICA
Collectibles
38. Loan deal in which the actual lender may not be known to the borrower.
Rent
Secured Loan
Trade-off
Indirect Car Loan
39. The economical needs of an individual
Financial Needs
Stock Table
Withdrawal
Face Value
40. A legal document declaring a person's wishes regarding the disposal of their property when they die
Lien
Will
Fixed-Rate Loan
Premium
41. A venture undertaken without regard to possible loss or injury
Savings Register
Taxable Income
Risk
Usury
42. Someone who lends money at excessive rates of interest
Debt Consolidation
Loan Shark
Good Faith
1040 EZ tax form
43. A trust taking effect during the lifetime of a trustor. Also called an inter vivos trust.
Exemptions
Opportunity Cost
Financial Institution
Living Trust
44. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses) The income that is received
Net Income
Retirement Planning
Tax Liability
Statement of Cash Flows
45. A document - usually containing financial data - that a company delivers to the SEC and - thereby - to the public.
SEC Filings
Line of Credit
Decison-making
Credit
46. Diagnosis Codes (in CCB Popup if more then 5 codes)
I-9
Adjustable-Rate Loan
Index Fund
Expenses
47. The sum of all bonds issued by the municipality and subtracts self-supporting debt from the figure
Total Debt
Deposit
Return
FICA
48. Programs aimed at helping employees integrate - assimilate - and transition to new jobs
Debit
Financial Goals
401 K
On-Boarding
49. Prompt payment for goods or services in currency or by check
Trade-off
Cash
Asset Allocation
Pay Period
50. Financial organization that pools people's money and invests it
Stock Table
Indirect Car Loan
Mutual Funds
Stock Exchanges
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