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Test your basic knowledge |
Wealth Management
Start Test
Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Stock other than preferred stock
Lien
FICA
Common Stock
Payday Loan
2. The process of making a decision - usually complex
Float
Decison-making
Values
Certificates of Deposit
3. Time deposits that state the amount of the deposit - maturity - and rate of intrest being paid
Expenses
Interest Rate
Cash
Certificates of Deposit
4. The percentage of a sum of money charged for its use
Unsecured Debt
Transfer Payments
Checkbook Register
Interest Rate
5. A tax-deferred investment and savings plan that acts as a personal pension fund for employees
Property Rights
Transfer Payments
Deductible
401 K
6. Institution that functions much like a business - but does not operate for the purpose of generating profits
Loan Shark
Nonprofit Organization
Wage
Securities
7. A loan that is paid off in a fixed rate over a period of time
Withdrawal
Loan Shark
Float
Fixed-Rate Loan
8. The apparent worth as opposed to the real worth
Interest Rate
Face Value
Liability
Gross Income
9. The value of a security that is set by the company issuing it
Collectibles
Par Value
Saving
Coverage
10. Payment for insurance
Executor
Fixed-Rate Loan
Expenses
Premium
11. A loan where a borrower gets a cash advanced based on his paycheck. These loans generally must be repaid on the next payday.
Income Statement
Investing
Payday Loan
Exemption
12. A loan in which the rate can be altered to adjust to economical need
Money Market Accounts
Good Faith
Face Value
Adjustable-Rate Loan
13. A clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount
Deductible
Expenses
Fixed-Rate Loan
1040 EZ tax form
14. An accounting entry acknowledging sums that are owing
Issuer
SEC Filings
Forbearance
Debit
15. Prompt payment for goods or services in currency or by check
Secured Loan
Cash
Time value of money
Float
16. The money(usually a set amount) given to an individual to spend
Deductible
EDGAR
FICA
Personal Allowances
17. Money paid to a worker
Wage
Common Stock
Taxable Income
Shares Outstanding
18. Beliefs of a person or social group in which they have an emotional investment (either for or against something)
Exemption
Salary
Net Worth
Values
19. Loan deal in which the actual lender may not be known to the borrower.
Consequence
Zero-Coupon Bond
Ownership Investments
Indirect Car Loan
20. A debt; something disadvantageous
Coupon Rate
Liability
Savings Account
Beneficiary
21. Business organizations that accommodate the buying and selling of securities.
Stock Exchanges
Lien
Certificates of Deposit
Bond Rating
22. A delay in enforcing rights or claims or privileges
Late Fee
Ownership Investments
Forbearance
Expenses
23. The act of taking out money or other capital
Withdrawal
Rent
Income Statement
Asset
24. Items of personal interest to collectors that can increase in value in the future
Deductible
Collectibles
Net Income
Self-Interest
25. The extent to which something is covered
Secured Loan
Coverage
Ownership Investments
Bank Statement
26. Total assets minus total liabilities
Gross Income
Net Worth
EDGAR
Liability
27. A loan where the payment is acheived through interest
Interest-Only Loan
Financial Goals
Allocation
On-Boarding
28. Financial reports that summarize the financial condition and operations of a business
Unsecured Debt
Financial Statements
Resources
Mortage
29. A financial statement that gives operating results for a specific period
Income Statement
Transaction Fee
Debit
Loan
30. Can be found in a newspaper and shows information about popular stocks.
Will
Stock Table
Collectibles
SEC Filings
31. A record of the financial situation of an institution on a particular date by listing its assets and the claims against those assets
Return
Return
Balance Sheet
Interest Rate
32. An extra charge for various credit activities such as using an ATM or receiving a cash advance
Secured Loan
Transaction Fee
Estate Planning
Debit
33. The amount accruing to the corporations owners
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34. An automatic loan made to you if you write a check for more money than you have in your account
Overdraft protection
Exchange-Traded Funds
Line of Credit
Good Faith
35. The act of taking out money or other capital
EFT
Withdrawal
Scarcity
Asset Allocation
36. Loan with equal number of payments of the same amount over a fixed period of time.
Foreclosure
Credit
Installment Loan
Investing
37. A legal document declaring a person's wishes regarding the disposal of their property when they die
Transaction Fee
Decison-making
Will
Index Fund
38. Someone who has insufficient assets to cover their debts
Distribution
Index Fund
Forbearance
Insolvent
39. Savings account that pays market rate or better interest and allows access to funds without penalty.
Wealth Management
Asset
Money Market Accounts
1040 EZ tax form
40. A bank account that accumulates interest
Savings Account
Withdrawal
Float
Zero-Coupon Bond
41. A loan backed by something valuable - such as property
Bond Rating
Maturity Date
Insurance
Secured Loan
42. The rights of an individual to own - use - rent - invest in - buy - and sell property.
Taxable Income
Vesting
EFT
Property Rights
43. Someone who has insufficient assets to cover their debts
Predatory Lending
Deductions
Stock Table
Insolvent
44. An evaluation by a rating company of the probability that a particular bond issue will default
Bond Rating
Lending Investments
Stocks
Par Value
45. An exchange that occurs as a compromise
Trade-off
Zero-Coupon Bond
Probate
Annual Report
46. An obligation to pay money to another party
Statement of Cash Flows
Liability
W-4
Maturity Date
47. Making money for owning something
Deduction
Investing
Ownership Investments
On-Boarding
48. The economical needs of an individual
Stock Table
Mortage
Maintain
Financial Needs
49. The co-option of another person's personal information (e.g. - name - social security number - credit card number - passport) without that person's knowledge and the fraudulent use of such knowledge
Interest
Maintain
Nonprofit Organization
Identity Theft
50. Funds that are often times traded through a stock exchange (NYSE)
Exchange-Traded Funds
Pay Period
Debit
Indirect Car Loan
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