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Test your basic knowledge |
Wealth Management
Start Test
Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. A regular payment to a person that iis intended to allow them to subsist without working
Pension
Net Income
Loan Shark
Scarcity
2. Diagnosis Codes (in CCB Popup if more then 5 codes)
Line of Credit
I-9
Allocation
Bank Statement
3. Act of combinging all debts into one monthly payment - typically extending the terms and the length of time required to repay the debt
Savings Account
Debt Consolidation
Good Faith
Mutual Funds
4. Your periodic credit card bill - which describes and summarizes all the outstanding balances - purchases - payments - credits - finance charges and other transactions for the month
Billing Statement
Usury
Premium
Adjusted Gross Income
5. The apparent worth as opposed to the real worth
Deductible
Face Value
Common Stock
Interest Rate
6. The process of making a decision - usually complex
Decison-making
Checkbook Register
Interest-Only Loan
Wealth Management
7. An accounting entry acknowledging sums that are owing
Debit
Interest-Only Loan
Unsecured Loan
Certificates of Deposit
8. Cash payments made by the government to people who do not supply goods - services - or labor in exchange for these payments. They include Social Security benefits - veterans' benefits - and welfare payments.
Transaction Fee
Personal Allowances
Transfer Payments
Bankruptcy
9. Give back (tax return)
Bank Statement
Loan
Deposit
Return
10. A document - usually containing financial data - that a company delivers to the SEC and - thereby - to the public.
SEC Filings
Return
W-4
1040 tax form
11. Protection against future loss
Property Rights
Insurance
Market Capitalization
Debit
12. Having honest intentions
Tax Liability
Incentives
Stockholders' Equity
Good Faith
13. The act of proving that an instrument purporting to be a will was signed and executed in accord with legal requirements
Money Market Accounts
Transaction Fee
FICA
Probate
14. Money paid to a worker
Wage
Resources
Maturity Date
Checkbook Register
15. Income before taxes
Insurance
Asset Allocation
Gross Income
Securities
16. Beliefs of a person or social group in which they have an emotional investment (either for or against something)
EDGAR
Income Statement
Index Fund
Values
17. The co-option of another person's personal information (e.g. - name - social security number - credit card number - passport) without that person's knowledge and the fraudulent use of such knowledge
Identity Theft
Asset Allocation
Float
Risk
18. An evaluation by a rating company of the probability that a particular bond issue will default
Bond Rating
Retirement Planning
Loan
Shares Outstanding
19. A delay in enforcing rights or claims or privileges
Forbearance
Personal Allowances
Present Value
Interest Rate
20. A long-term loan extended to someone who buys property
Face Value
Mortage
Cash
Market Capitalization
21. A loan made on the signature and credit of the borrower - not secured by collateral. Credit card. (Debenture)
Reconcile
Income Statement
Unsecured Loan
Estate Planning
22. A yearly statement of the financial condition - progress - and expectations of an organization
Exemptions
Wealth Management
Annual Report
Predatory Lending
23. A business activity that changes assets - liabilities - or owner's equity
Estate Planning
Cannibalizing assets
Transaction
Net Worth
24. Interest calculated on both the principal and the accrued interest
Predatory Lending
Deductions
Adjustable-Rate Loan
Compound Interest
25. The act of lending money at an exorbitant rate of interest
Usury
Risk
Incentives
Mutual Funds
26. Short for Federal Insurance Contributions Act - the name given on the paycheck stub for Social Security and Medicare taxes. The employee pays some of the FICA tax - and and the employer pays some of this tax for each employee. Social Security pays be
Scarcity
Beneficiary
FICA
Checkbook Register
27. All costs or bills related to the business
EDGAR
Insurance
Expenses
Allocation
28. Grant use or occupation of under a term of contract
Financial Statements
Deduction
Rent
Income
29. A debt; something disadvantageous
Usury
Adjusted Gross Income
Liability
Forbearance
30. Immunity from a general burden - tax or charge; in bankruptcy or judgment executions - that portion of the debtor's property that cannot be liquidiated and applied to her debts
Beneficiary
Exemptions
Probate
Shares Outstanding
31. Loan with equal number of payments of the same amount over a fixed period of time.
Installment Loan
Preferred Stock
Total Debt
Executor
32. The sum of all bonds issued by the municipality and subtracts self-supporting debt from the figure
Credit
Total Debt
Unsecured Loan
Personal Allowances
33. Any of a number of fraudulent - deceptive - discriminatory - or unfavorable lending practices. Many of these practices are illegal - while others are legal but not in the best interest of the borrowers.
Pension
Financial Institution
Opportunity Cost
Predatory Lending
34. Place to create a savings account.
Loan
Deposit
Savings Register
Wage
35. Profits paid to investors
Income
dividends
Good Faith
Incentives
36. The period covered by a salary payment
Rent
Pay Period
Yield
Debit
37. Grant use or occupation of under a term of contract
Line of Credit
Income Statement
Savings Account
Rent
38. Financial statement that reports cash receipts and disbursements related to a firm's three major activities: operations - investments - and financing.
Statement of Cash Flows
Stocks
Certificates of Deposit
Tax Liability
39. Time deposits that state the amount of the deposit - maturity - and rate of intrest being paid
Certificates of Deposit
Transfer Payments
Retirement Planning
Cannibalizing assets
40. A mutual fund that invests in the stocks that are the basis of a well-known stock or bond index
Decison-making
Credit
Bank Statement
Index Fund
41. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses)
Yield
SEC Filings
Profit
W-4
42. Receiving money for loaning money
Resources
Certificates of Deposit
Lending Investments
Maturity Date
43. The time interval between the deposit of a check in a bank and its payment
Probate
Float
FICA
Personal Allowances
44. Simplified IRS tax form which some individuals can file instead of the 1040 form.
Par Value
1040 EZ tax form
Pay Period
SEC Filings
45. Electronic Funds Transfer
Float
Yield
EFT
Asset
46. The outcome of an event especially as relative to an individual
Consequence
Property Rights
Asset Allocation
Predatory Lending
47. The amount accruing to the corporations owners
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48. Immunity from a general burden - tax or charge; in bankruptcy or judgment executions - that portion of the debtor's property that cannot be liquidiated and applied to her debts
EDGAR
Exemptions
Disclosure
401 K
49. Financial statement that reports cash receipts and disbursements related to a firm's three major activities: operations - investments - and financing.
FICA
Late Fee
Time value of money
Statement of Cash Flows
50. Diagnosis Codes (in CCB Popup if more then 5 codes)
I-9
Preferred Stock
Credit
Mutual Funds