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Test your basic knowledge |
Wealth Management
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Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The process of managing one's assets and wealth
Personal Budget
Investing
Wealth Management
Allocation
2. A regular payment to a person that iis intended to allow them to subsist without working
Interest Rate
Pension
Risk
Savings Register
3. Maintain by writing regular records
Beneficiary
Reconcile
Overdraft protection
Maintain
4. Someone who lends money at excessive rates of interest
Loan Shark
Yield
Beneficiary
Secured Debt
5. Money paid to a worker
Common Stock
Interest Rate
Trade-off
Wage
6. The shares available to sell/buy
Shares Outstanding
Deposit
Interest Rate
Total Assets
7. An accounting entry acknowledging income or capital items
Debit
Credit
Billing Statement
Asset
8. Funds that pay part of their distributions out of principal cannibalize their assets. This depletes the fund's asset base. Funds cannibalize assets to maintain a dividend and keep shareholders happy. However - like feeding a cow its own milk - this p
Cannibalizing assets
Risk
Return
Wage
9. A deduction allowed to a taxpayer because of his status (having certain dependents or being blind or being over 65 etc.)
Market Capitalization
Exemption
Ownership Investments
Executor
10. Certificates that represent money the government has borrowed from private citizens
I-9
Billing Statement
Balance
Bonds
11. An accounting entry acknowledging sums that are owing
Certificates of Deposit
Decison-making
Expenses
Debit
12. Production of a certain amount
Yield
Deductions
Credit
Credit
13. A long-term loan extended to someone who buys property
Salary
Credit
Mortage
Stocks
14. Short for Federal Insurance Contributions Act - the name given on the paycheck stub for Social Security and Medicare taxes. The employee pays some of the FICA tax - and and the employer pays some of this tax for each employee. Social Security pays be
Common Stock
Identity Theft
FICA
Index Fund
15. Loan where the lender goes through the borrower
Direct Car Loan
Certificates of Deposit
Distribution
Interest Rate
16. Total assets minus total liabilities
Stocks
EDGAR
Net Worth
FICA
17. A mutual fund that invests in the stocks that are the basis of a well-known stock or bond index
Financial Statements
Personal Budget
Index Fund
Return
18. An act of economizing
1040 tax form
Line of Credit
Maturity Date
Saving
19. Anything that is used to produce goods or services
Liability
Resources
Net Worth
Good Faith
20. A business activity that changes assets - liabilities - or owner's equity
Transaction
Deposit
Taxable Income
Scarcity
21. A legal process intended to insure equality among the creditors of a corporation declared in bankruptcy
Bankruptcy
dividends
Executor
Income
22. The value of a security that is set by the company issuing it
Par Value
Unsecured Loan
Net Worth
EFT
23. The extent to which something is covered
Shares Outstanding
Resources
Resources
Coverage
24. The maximum credit that a customer is allowed
Line of Credit
Savings Register
Premium
Values
25. The rights of an individual to own - use - rent - invest in - buy - and sell property.
Property Rights
Balance Sheet
Debt Consolidation
Adjustable-Rate Loan
26. Certificates that represent money the government has borrowed from private citizens
Good Faith
Usury
Financial Needs
Bonds
27. A legal document declaring a person's wishes regarding the disposal of their property when they die
Will
Mortage
Net Worth
Face Value
28. Funds that pay part of their distributions out of principal cannibalize their assets. This depletes the fund's asset base. Funds cannibalize assets to maintain a dividend and keep shareholders happy. However - like feeding a cow its own milk - this p
Adjustable-Rate Loan
Cannibalizing assets
Certificates of Deposit
Disclosure
29. A venture undertaken without regard to possible loss or injury
Installment Loan
Total Assets
Risk
Premium
30. Give back (tax return)
Return
Debt Consolidation
Insolvent
Interest
31. Is your gross income after certain reductions have been made
Adjusted Gross Income
Pension
Usury
Financial Institution
32. The process of managing one's assets and wealth
Wealth Management
Line of Credit
Exemption
Par Value
33. The money(usually a set amount) given to an individual to spend
Exemption
Stock Symbol
Mutual Funds
Personal Allowances
34. Income before taxes
Nonprofit Organization
Transfer Payments
Scarcity
Gross Income
35. Maintain by writing regular records
Mutual Funds
Maintain
Net Worth
Loan Shark
36. Loan deal in which the actual lender may not be known to the borrower.
Risk
Bonds
Indirect Car Loan
Stock Symbol
37. A technique to gain personal information for the purpose of identity theft - usually by means of fraudulent e-mail
Stock Symbol
Mutual Funds
Loan
Phishing
38. Beliefs of a person or social group in which they have an emotional investment (either for or against something)
Financial Goals
Face Value
Values
Savings Account
39. The value of a security that is set by the company issuing it
Credit
Par Value
Transfer Payments
Credit
40. Things that incite or spur to action; rewards or reasons for performing a task.
Predatory Lending
Rent
Deduction
Incentives
41. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses) The income that is received
Wage
Preferred Stock
Premium
Net Income
42. The apparent worth as opposed to the real worth
Annual Fee
Face Value
Stock Exchanges
Transaction Fee
43. The financial gain (earned or unearned) accruing over a given period of time
Income
Estate Planning
Probate
Indirect Car Loan
44. By planning ahead you can ensure financial stability during your retirement.
Debt Consolidation
Retirement Planning
Deduction
Pension
45. A venture undertaken without regard to possible loss or injury
Zero-Coupon Bond
Rent
Risk
Lending Investments
46. Stock other than preferred stock
Net Worth
Float
Common Stock
Certificates of Deposit
47. An estimation of the value of a business that is obtained by multiplying the number of shares outstanding by the current price of a share
1040 EZ tax form
Adjusted Gross Income
Market Capitalization
Par Value
48. This stands for annual percentage rate - which is a number calculated by taking into account the total cost of the loan - including what the borrower will pay in interest; this makes it easier to compare different loan offers
401 K
EFT
APR
Identity Theft
49. A general and progressive increase in prices
Savings Register
Lien
Inflation
Salary
50. Shares of ownership in a company
Identity Theft
Exemption
Financial Institution
Stocks
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