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Test your basic knowledge |
Wealth Management
Start Test
Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. An act of economizing
Saving
Decison-making
Risk
Annual Fee
2. Having honest intentions
401 K
Late Fee
Good Faith
Collectibles
3. Financial reports that summarize the financial condition and operations of a business
Exchange-Traded Funds
Financial Statements
Maturity Date
Return
4. By planning ahead you can ensure financial stability during your retirement.
Coverage
Predatory Lending
Retirement Planning
Self-Interest
5. Arrangement for deferred payment for goods and services
Credit
Installment Loan
Exchange-Traded Funds
Vesting
6. The extent to which something is covered
Debt Consolidation
Credit
Coverage
Money Market Accounts
7. A tax-deferred investment and savings plan that acts as a personal pension fund for employees
Adjustable-Rate Loan
Deduction
Vesting
401 K
8. A general and progressive increase in prices
Rent
Inflation
Overdraft protection
Zero-Coupon Bond
9. A trust taking effect during the lifetime of a trustor. Also called an inter vivos trust.
Present Value
Coupon Rate
Living Trust
SEC Filings
10. Something of value; a resource; an advantage
Premium
Installment Loan
Overdraft protection
Asset
11. A deduction allowed to a taxpayer because of his status (having certain dependents or being blind or being over 65 etc.)
Opportunity Cost
Exemption
Debt Consolidation
Consequence
12. Financial statement that reports cash receipts and disbursements related to a firm's three major activities: operations - investments - and financing.
Unsecured Debt
Face Value
Statement of Cash Flows
Net Worth
13. The co-option of another person's personal information (e.g. - name - social security number - credit card number - passport) without that person's knowledge and the fraudulent use of such knowledge
Savings Account
Resources
Identity Theft
1040 tax form
14. A bond with zero discounts
Mutual Funds
Present Value
Zero-Coupon Bond
1040 EZ tax form
15. Increase of an amount of money as a result of interest or dividends earned - directly corresponds with inflation
Time value of money
Investing
Deductible
Self-Interest
16. A venture undertaken without regard to possible loss or injury
FICA
Yield
Risk
Allocation
17. Production of a certain amount
401 K
Ownership Investments
Yield
Face Value
18. The period covered by a salary payment
Insurance
Will
Bank Statement
Pay Period
19. A business activity that changes assets - liabilities - or owner's equity
Resources
Coupon Rate
Loan Shark
Transaction
20. The money paid for employee services
Executor
Salary
Asset Allocation
Investing
21. A general and progressive increase in prices
Annual Fee
Income
Inflation
Coverage
22. The sum of current - fixed and intangible assets - which represents everything of value that is owned by the company
Liability
Total Assets
On-Boarding
Beneficiary
23. Funds that are often times traded through a stock exchange (NYSE)
Exchange-Traded Funds
Line of Credit
Yield
Tax Liability
24. Beliefs of a person or social group in which they have an emotional investment (either for or against something)
Values
Personal Allowances
Income Statement
Expenses
25. The apparent worth as opposed to the real worth
Trade-off
Face Value
Transaction
Wage
26. Give back (tax return)
Phishing
Collectibles
Return
Maintain
27. Electronic Funds Transfer
Income
Securities
EFT
Annual Report
28. A technique to gain personal information for the purpose of identity theft - usually by means of fraudulent e-mail
Phishing
Risk
Pay Period
Financial Statements
29. Short for Federal Insurance Contributions Act - the name given on the paycheck stub for Social Security and Medicare taxes. The employee pays some of the FICA tax - and and the employer pays some of this tax for each employee. Social Security pays be
Interest
Interest Rate
FICA
Financial Statements
30. The shares available to sell/buy
Shares Outstanding
Nonprofit Organization
Mutual Funds
Bonds
31. The standard IRS form for individual tax returns.
Executor
Financial Institution
Personal Budget
1040 tax form
32. An exchange that occurs as a compromise
dividends
Tax Liability
Trade-off
Coupon Rate
33. The standard IRS form for individual tax returns.
Deductions
Interest Rate
1040 tax form
Personal Allowances
34. Savings account that pays market rate or better interest and allows access to funds without penalty.
Profit
Investing
Distribution
Money Market Accounts
35. Concern for ones own well being and advantages
Self-Interest
Scarcity
Risk
Risk
36. The amount accruing to the corporations owners
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37. Funds that are often times traded through a stock exchange (NYSE)
Exchange-Traded Funds
Par Value
APR
Mutual Funds
38. Act of combinging all debts into one monthly payment - typically extending the terms and the length of time required to repay the debt
Expenses
Debt Consolidation
Float
Lien
39. Compute credits and debits of an account
Insolvent
Balance
Exchange-Traded Funds
Will
40. Loan deal in which the actual lender may not be known to the borrower.
Personal Allowances
EFT
Indirect Car Loan
Secured Loan
41. A technique to gain personal information for the purpose of identity theft - usually by means of fraudulent e-mail
SEC Filings
Line of Credit
Preferred Stock
Phishing
42. The money(usually a set amount) given to an individual to spend
Personal Allowances
Statement of Cash Flows
Secured Debt
Good Faith
43. Compute credits and debits of an account
Investing
Balance
Ownership Investments
Present Value
44. A mutual fund that invests in the stocks that are the basis of a well-known stock or bond index
Index Fund
Insolvent
Savings Register
Good Faith
45. Grant use or occupation of under a term of contract
Shares Outstanding
Inflation
Rent
Transaction Fee
46. A loan that is paid off in a fixed rate over a period of time
Fixed-Rate Loan
Balance Sheet
Stocks
Predatory Lending
47. Savings account that pays market rate or better interest and allows access to funds without penalty.
Phishing
Debit
Money Market Accounts
Allocation
48. All costs or bills related to the business
Personal Allowances
401 K
Expenses
Adjustable-Rate Loan
49. Maintain by writing regular records
Pension
Balance
Maintain
Market Capitalization
50. The rights of an individual to own - use - rent - invest in - buy - and sell property.
Balance
Liability
Property Rights
Secured Loan