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Test your basic knowledge |
Wealth Management
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Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The outcome of an event especially as relative to an individual
Unsecured Loan
Yield
Consequence
Liability
2. The legal proceedings initiated by a creditor to repossess the collateral for loan that is in default
Predatory Lending
Foreclosure
Investing
Bonds
3. Financial organization that pools people's money and invests it
Interest Rate
Mutual Funds
Fixed-Rate Loan
Resources
4. The interest rate that a bond issuer will pay to a bondholder
Coupon Rate
Interest Rate
Premium
Billing Statement
5. A bank - credit union - savings and loan - or other organization that offers services related to saving and borrowing money
Financial Institution
Float
EFT
Living Trust
6. Preparing a plan for transferring property during one's lifetime and at one's death
Estate Planning
Inflation
Balance
Saving
7. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses) The income that is received
Net Income
Interest
Distribution
dividends
8. Total assets minus total liabilities
Balance Sheet
Line of Credit
Net Worth
Preferred Stock
9. A person appointed by a testator to carry out the terms of the will
Executor
Income Statement
Deposit
Deduction
10. Place to create a savings account.
Stock Symbol
Savings Register
Good Faith
Total Debt
11. The commercial activity of transporting and selling goods from a producer to a consumer
Unsecured Loan
Indirect Car Loan
Distribution
Annual Fee
12. Items of personal interest to collectors that can increase in value in the future
Good Faith
Common Stock
Income
Collectibles
13. The maximum credit that a customer is allowed
Coverage
Line of Credit
Beneficiary
Present Value
14. Production of a certain amount
Yield
Overdraft protection
Exemptions
Foreclosure
15. Whatever must be given up to obtain some item
Common Stock
Opportunity Cost
Tax Liability
Exemption
16. An accounting entry acknowledging sums that are owing
Adjusted Gross Income
Debit
Predatory Lending
SEC Filings
17. The value of a security that is set by the company issuing it
Par Value
Payday Loan
Checkbook Register
Cash
18. An evaluation by a rating company of the probability that a particular bond issue will default
Reconcile
EFT
Bond Rating
1040 tax form
19. The sum of current - fixed and intangible assets - which represents everything of value that is owned by the company
W-4
Total Assets
Return
Payday Loan
20. Loan where the lender goes through the borrower
Deductible
Direct Car Loan
Interest Rate
Vesting
21. Debt backed by a mortgage - pledge of collateral - or other lien; debt for which the creditor has the right to pursue specific pledged property upon default. Examples include home mortgages - auto loans and tax liens.
Secured Debt
Time value of money
Transaction Fee
Income
22. Something of value; a resource; an advantage
Trade-off
Installment Loan
Asset
Debt Consolidation
23. A loan where the payment is acheived through interest
Interest-Only Loan
Debt Consolidation
Resources
SEC Filings
24. An extra charge for various credit activities such as using an ATM or receiving a cash advance
Transaction Fee
Investing
Float
Line of Credit
25. An estimation of the value of a business that is obtained by multiplying the number of shares outstanding by the current price of a share
Loan Shark
Market Capitalization
Line of Credit
Credit
26. A loan in which the rate can be altered to adjust to economical need
Pension
Mutual Funds
Unsecured Debt
Adjustable-Rate Loan
27. The act of lending money at an exorbitant rate of interest
Usury
Collectibles
Time value of money
Credit
28. The extent to which something is covered
Financial Goals
Financial Institution
Net Income
Coverage
29. Electronic Data Gathering Analysis and Retrieval - the electronic system used by the SEC to enable investors to search electronically for financial reports filed by individual companies
Trade-off
Debt Consolidation
EDGAR
Ownership Investments
30. Your periodic credit card bill - which describes and summarizes all the outstanding balances - purchases - payments - credits - finance charges and other transactions for the month
Inflation
Billing Statement
Asset
Bonds
31. Income on which tax must be paid; total income minus exemptions and deductions
Total Assets
Indirect Car Loan
Taxable Income
Deductible
32. The act of taking out money or other capital
Disclosure
Withdrawal
Deposit
Probate
33. The recipient of funds or other benefits
Secured Loan
Saving
Risk
Beneficiary
34. Any of a number of fraudulent - deceptive - discriminatory - or unfavorable lending practices. Many of these practices are illegal - while others are legal but not in the best interest of the borrowers.
Installment Loan
Credit
Predatory Lending
Bank Statement
35. The recipient of funds or other benefits
Stock Exchanges
Nonprofit Organization
Beneficiary
Secured Debt
36. Stock other than preferred stock
Stock Table
Money Market Accounts
Common Stock
Billing Statement
37. A business activity that changes assets - liabilities - or owner's equity
Balance Sheet
Float
Financial Statements
Transaction
38. The money(usually a set amount) given to an individual to spend
Trade-off
Stocks
Personal Allowances
Beneficiary
39. The date on which a financial obligation must be repaid
Line of Credit
Financial Needs
Maturity Date
Property Rights
40. The right to take another's property if an obligation is not discharged
Loan
Credit
Zero-Coupon Bond
Lien
41. Things that incite or spur to action; rewards or reasons for performing a task.
Deductible
Financial Needs
Phishing
Incentives
42. A business activity that changes assets - liabilities - or owner's equity
Values
Self-Interest
Predatory Lending
Transaction
43. Having honest intentions
Usury
Zero-Coupon Bond
Checkbook Register
Good Faith
44. Institution that functions much like a business - but does not operate for the purpose of generating profits
Nonprofit Organization
Stock Table
Investing
Deposit
45. All costs or bills related to the business
Common Stock
Zero-Coupon Bond
Payday Loan
Expenses
46. Savings account that pays market rate or better interest and allows access to funds without penalty.
Good Faith
Money Market Accounts
Interest Rate
Line of Credit
47. An amount that credit card companies can charge for the use of a credit card.
Transfer Payments
Stockholders' Equity
Annual Fee
Asset
48. A share set aside for a specific purpose
Allocation
Net Income
Late Fee
Stock Table
49. Maintain by writing regular records
Maintain
Mutual Funds
Saving
Asset
50. A tax-deferred investment and savings plan that acts as a personal pension fund for employees
401 K
Index Fund
Interest Rate
Par Value
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