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Test your basic knowledge |
Wealth Management
Start Test
Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The withholding form each new employee fills out - stating the number of exemptions. the more exemptions listed - the less withholding tax will be taken from the paycheck.
Installment Loan
W-4
Decison-making
Late Fee
2. The act of reducing the selling price of merchandise
Deduction
Stock Exchanges
Estate Planning
Checkbook Register
3. Diagnosis Codes (in CCB Popup if more then 5 codes)
Credit
Salary
I-9
Certificates of Deposit
4. A bank account that accumulates interest
Savings Account
Bankruptcy
Stockholders' Equity
Good Faith
5. The extent to which something is covered
Checkbook Register
Coverage
I-9
Mortage
6. Increase of an amount of money as a result of interest or dividends earned - directly corresponds with inflation
401 K
Interest Rate
Inflation
Time value of money
7. Loan where the lender goes through the borrower
Direct Car Loan
Income
Credit
Loan
8. Receiving money for loaning money
Estate Planning
Present Value
Common Stock
Lending Investments
9. The apparent worth as opposed to the real worth
Trade-off
Consequence
Resources
Face Value
10. Concern for ones own well being and advantages
Stock Symbol
Self-Interest
Executor
Secured Loan
11. A periodic statement prepared by a bank for each client
Face Value
Phishing
Bank Statement
Balance Sheet
12. Arrangement for deferred payment for goods and services
Estate Planning
Credit
Income
Opportunity Cost
13. The value of a security that is set by the company issuing it
Decison-making
Bond Rating
Par Value
Insurance
14. An institution that issues something (securities or publications or currency etc.)
W-4
Premium
Debt Consolidation
Issuer
15. The amount of money you would need to deposit now in order to attain a desired amount in the future
Adjustable-Rate Loan
Present Value
Return
Indirect Car Loan
16. The amount of money you would need to deposit now in order to attain a desired amount in the future
Present Value
Financial Goals
Index Fund
Market Capitalization
17. The legal proceedings initiated by a creditor to repossess the collateral for loan that is in default
Deposit
Direct Car Loan
EFT
Foreclosure
18. Loan deal in which the actual lender may not be known to the borrower.
Indirect Car Loan
401 K
Consequence
Wealth Management
19. Loan where the lender goes through the borrower
Direct Car Loan
Salary
Income Statement
Insolvent
20. The period covered by a salary payment
EFT
Pay Period
Face Value
Maturity Date
21. Items which the IRS allows to be subtracted from your gross taxable income in order to determine your taxable income.
Deductions
Ownership Investments
Estate Planning
Financial Needs
22. The commercial activity of transporting and selling goods from a producer to a consumer
Distribution
Ownership Investments
Face Value
Consequence
23. A share set aside for a specific purpose
Net Worth
Allocation
Ownership Investments
Float
24. The maximum credit that a customer is allowed
1040 tax form
Identity Theft
Line of Credit
Financial Needs
25. A penalty for making a payment after the due date
Ownership Investments
Deductible
Late Fee
Time value of money
26. A bond with zero discounts
Liability
Money Market Accounts
Zero-Coupon Bond
Reconcile
27. The date on which a financial obligation must be repaid
Maturity Date
Expenses
Float
Fixed-Rate Loan
28. By planning ahead you can ensure financial stability during your retirement.
Debit
Retirement Planning
EDGAR
Distribution
29. An act of economizing
Payday Loan
Late Fee
Taxable Income
Saving
30. Interest calculated on both the principal and the accrued interest
Financial Statements
Compound Interest
Insolvent
W-4
31. A loan where a borrower gets a cash advanced based on his paycheck. These loans generally must be repaid on the next payday.
Payday Loan
Annual Report
Salary
Good Faith
32. Financial statement that reports cash receipts and disbursements related to a firm's three major activities: operations - investments - and financing.
Statement of Cash Flows
Personal Budget
Property Rights
Exemption
33. The extent to which something is covered
Lien
Return
Coverage
Will
34. The interest rate that a bond issuer will pay to a bondholder
Stock Symbol
Coupon Rate
Financial Goals
Income Statement
35. A periodic statement prepared by a bank for each client
Stocks
Ownership Investments
Bank Statement
1040 tax form
36. The co-option of another person's personal information (e.g. - name - social security number - credit card number - passport) without that person's knowledge and the fraudulent use of such knowledge
Interest Rate
Exemption
I-9
Identity Theft
37. Money paid to a worker
Net Worth
Transfer Payments
Financial Goals
Wage
38. A loan backed by something valuable - such as property
Secured Loan
Liability
Financial Institution
Wealth Management
39. The apparent worth as opposed to the real worth
Vesting
Bank Statement
Face Value
Liability
40. A business activity that changes assets - liabilities - or owner's equity
Reconcile
Transaction
Coupon Rate
Pay Period
41. Income on which tax must be paid; total income minus exemptions and deductions
Total Debt
Exemption
Taxable Income
Tax Liability
42. A clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount
Deductible
Identity Theft
Maintain
APR
43. Simplified IRS tax form which some individuals can file instead of the 1040 form.
Personal Budget
Trade-off
Bankruptcy
1040 EZ tax form
44. Certificates that represent money the government has borrowed from private citizens
Disclosure
Bonds
Forbearance
Taxable Income
45. Prompt payment for goods or services in currency or by check
Cash
Preferred Stock
Pension
I-9
46. Maintain by writing regular records
Phishing
Maintain
Issuer
Retirement Planning
47. The amount accruing to the corporations owners
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48. Items of personal interest to collectors that can increase in value in the future
Collectibles
Market Capitalization
Indirect Car Loan
Stocks
49. Total assets minus total liabilities
Debit
Ownership Investments
Bank Statement
Net Worth
50. Prompt payment for goods or services in currency or by check
Cash
Bonds
Vesting
Maintain