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Test your basic knowledge |
Wealth Management
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Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Having honest intentions
Good Faith
Coverage
Total Assets
Preferred Stock
2. The sum of current - fixed and intangible assets - which represents everything of value that is owned by the company
FICA
Resources
Float
Total Assets
3. Preparing a plan for transferring property during one's lifetime and at one's death
Estate Planning
Living Trust
Expenses
Transfer Payments
4. The extent to which something is covered
Transfer Payments
Maintain
Preferred Stock
Coverage
5. Place to create a savings account.
Deductions
Financial Needs
Compound Interest
Savings Register
6. Financial statement that reports cash receipts and disbursements related to a firm's three major activities: operations - investments - and financing.
Statement of Cash Flows
Issuer
Stock Symbol
Cannibalizing assets
7. A financial statement that gives operating results for a specific period
Fixed-Rate Loan
401 K
Income Statement
Trade-off
8. The interest rate that a bond issuer will pay to a bondholder
Adjusted Gross Income
Payday Loan
Interest
Coupon Rate
9. A debt not backed by specific property to satisfy the indebtedness in case of default.
Balance Sheet
Nonprofit Organization
Liability
Unsecured Debt
10. Financial organization that pools people's money and invests it
Beneficiary
Mutual Funds
Fixed-Rate Loan
Distribution
11. Funds that are often times traded through a stock exchange (NYSE)
1040 EZ tax form
Zero-Coupon Bond
Exchange-Traded Funds
Reconcile
12. A document - usually containing financial data - that a company delivers to the SEC and - thereby - to the public.
Interest-Only Loan
SEC Filings
Pay Period
Stock Table
13. Something that is made open or revealed
Loan
Deduction
Net Worth
Disclosure
14. Place to create a savings account.
Savings Register
Securities
Probate
Annual Fee
15. Someone who lends money at excessive rates of interest
Loan Shark
Return
Insurance
Installment Loan
16. The date on which a financial obligation must be repaid
Adjustable-Rate Loan
Interest-Only Loan
Maturity Date
Index Fund
17. A regular payment to a person that iis intended to allow them to subsist without working
EDGAR
Opportunity Cost
Pension
Personal Budget
18. The time interval between the deposit of a check in a bank and its payment
Credit
Wage
Inflation
Float
19. A guarantee of accrued benefits to participants at retirement age - regardless of their employment status at that time
Bankruptcy
Bank Statement
Premium
Vesting
20. Can be found in a newspaper and shows information about popular stocks.
Self-Interest
Stock Table
Disclosure
Retirement Planning
21. An automatic loan made to you if you write a check for more money than you have in your account
Interest Rate
W-4
Overdraft protection
Premium
22. Loan deal in which the actual lender may not be known to the borrower.
Total Debt
Stocks
Issuer
Indirect Car Loan
23. A trust taking effect during the lifetime of a trustor. Also called an inter vivos trust.
Living Trust
Preferred Stock
Payday Loan
Installment Loan
24. An accounting entry acknowledging income or capital items
Preferred Stock
Reconcile
Installment Loan
Credit
25. Loan with equal number of payments of the same amount over a fixed period of time.
Balance Sheet
Coupon Rate
Installment Loan
Transaction
26. The act of taking out money or other capital
Financial Statements
Billing Statement
Withdrawal
Gross Income
27. The act of reducing the selling price of merchandise
Return
Billing Statement
Deduction
Debit
28. The economical needs of an individual
Loan Shark
Exemptions
Issuer
Financial Needs
29. A deduction allowed to a taxpayer because of his status (having certain dependents or being blind or being over 65 etc.)
Unsecured Loan
Exemption
Interest Rate
Annual Fee
30. Short-term and Long-term objectives that are driven by values.
Financial Goals
Common Stock
Deductible
Transaction Fee
31. A share set aside for a specific purpose
Allocation
Par Value
Preferred Stock
Total Assets
32. The extent to which something is covered
Lending Investments
Stocks
Coverage
Asset Allocation
33. Time deposits that state the amount of the deposit - maturity - and rate of intrest being paid
Money Market Accounts
Certificates of Deposit
Wage
Yield
34. A specific plan for spending your income
Interest
Return
Personal Budget
Zero-Coupon Bond
35. Compute credits and debits of an account
Bankruptcy
Personal Budget
Will
Balance
36. The fee - expressed as a percentage - a borrower owes for the use of a creditor's money. At an interest rate of 10% - a borrower would pay $110 for $100 borrowed.
Cash
Yield
Financial Institution
Interest Rate
37. An accounting entry acknowledging sums that are owing
Scarcity
Payday Loan
FICA
Debit
38. Something of value; a resource; an advantage
Issuer
Expenses
Foreclosure
Asset
39. A financial statement that gives operating results for a specific period
Personal Budget
Income Statement
Preferred Stock
Market Capitalization
40. Business organizations that accommodate the buying and selling of securities.
EFT
Financial Goals
Financial Needs
Stock Exchanges
41. Programs aimed at helping employees integrate - assimilate - and transition to new jobs
Tax Liability
FICA
Gross Income
On-Boarding
42. The act of proving that an instrument purporting to be a will was signed and executed in accord with legal requirements
Credit
Probate
Installment Loan
Identity Theft
43. A technique to gain personal information for the purpose of identity theft - usually by means of fraudulent e-mail
Distribution
Phishing
Investing
Cannibalizing assets
44. A specific plan for spending your income
Annual Fee
Personal Budget
Credit
Phishing
45. Interest calculated on both the principal and the accrued interest
Savings Register
Trade-off
Billing Statement
Compound Interest
46. Funds that pay part of their distributions out of principal cannibalize their assets. This depletes the fund's asset base. Funds cannibalize assets to maintain a dividend and keep shareholders happy. However - like feeding a cow its own milk - this p
Late Fee
FICA
Bond Rating
Cannibalizing assets
47. A loan where a borrower gets a cash advanced based on his paycheck. These loans generally must be repaid on the next payday.
Overdraft protection
Payday Loan
Forbearance
Interest-Only Loan
48. The legal proceedings initiated by a creditor to repossess the collateral for loan that is in default
Stocks
Stockholders' Equity
W-4
Foreclosure
49. The recipient of funds or other benefits
1040 tax form
Common Stock
Beneficiary
Inflation
50. Bring into consonance or accord - to agree on terms
Direct Car Loan
Gross Income
Reconcile
Estate Planning
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