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Test your basic knowledge |
Wealth Management
Start Test
Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The act of taking out money or other capital
Mutual Funds
FICA
Retirement Planning
Withdrawal
2. Money paid to a worker
Investing
Wage
Interest
Fixed-Rate Loan
3. Items of personal interest to collectors that can increase in value in the future
Collectibles
On-Boarding
Savings Account
Deductible
4. A mutual fund that invests in the stocks that are the basis of a well-known stock or bond index
Forbearance
Expenses
Savings Register
Index Fund
5. Your periodic credit card bill - which describes and summarizes all the outstanding balances - purchases - payments - credits - finance charges and other transactions for the month
Expenses
Liability
Billing Statement
Decison-making
6. Items of personal interest to collectors that can increase in value in the future
Collectibles
Compound Interest
Ownership Investments
Annual Report
7. Business organizations that accommodate the buying and selling of securities.
Stock Exchanges
Financial Statements
Phishing
Tax Liability
8. Limited quantities of resources to meet unlimited wants
Direct Car Loan
Asset Allocation
Scarcity
Living Trust
9. A tax-deferred investment and savings plan that acts as a personal pension fund for employees
401 K
Net Worth
Stock Table
Direct Car Loan
10. A loan in which the rate can be altered to adjust to economical need
Adjustable-Rate Loan
Self-Interest
Line of Credit
Coupon Rate
11. Certificates that represent money the government has borrowed from private citizens
Bonds
Overdraft protection
SEC Filings
Trade-off
12. The letters used to identify listed companies on the securities exchanges where they are traded (DPS) Dr. Pepper Snapple Group
Savings Register
Stock Symbol
Pension
Stocks
13. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses)
Profit
Identity Theft
Risk
Distribution
14. The period covered by a salary payment
Preferred Stock
Pay Period
Cannibalizing assets
Par Value
15. Programs aimed at helping employees integrate - assimilate - and transition to new jobs
On-Boarding
Usury
Distribution
Interest Rate
16. Stock whose holders are guaranteed priority in the payment of dividends but whose holders have no voting rights
Transaction
Savings Account
I-9
Preferred Stock
17. Debt backed by a mortgage - pledge of collateral - or other lien; debt for which the creditor has the right to pursue specific pledged property upon default. Examples include home mortgages - auto loans and tax liens.
Interest Rate
Secured Debt
Payday Loan
Installment Loan
18. A technique to gain personal information for the purpose of identity theft - usually by means of fraudulent e-mail
Insurance
Phishing
Secured Loan
Statement of Cash Flows
19. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses) The income that is received
Property Rights
Net Income
Interest-Only Loan
Financial Institution
20. The value of a security that is set by the company issuing it
Living Trust
Par Value
Return
Stock Exchanges
21. The amount accruing to the corporations owners
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22. Preparing a plan for transferring property during one's lifetime and at one's death
Predatory Lending
Certificates of Deposit
Inflation
Estate Planning
23. A yearly statement of the financial condition - progress - and expectations of an organization
Deduction
Annual Report
Lending Investments
Present Value
24. Financial reports that summarize the financial condition and operations of a business
Financial Statements
Common Stock
Estate Planning
Fixed-Rate Loan
25. A bank account that accumulates interest
Credit
Shares Outstanding
Savings Account
SEC Filings
26. An automatic loan made to you if you write a check for more money than you have in your account
Interest-Only Loan
Overdraft protection
Incentives
Compound Interest
27. A payment given as a guarantee that an obligation will be met
Deposit
Opportunity Cost
Time value of money
Predatory Lending
28. Can be found in a newspaper and shows information about popular stocks.
1040 tax form
Scarcity
Pay Period
Stock Table
29. Someone who lends money at excessive rates of interest
Loan Shark
Allocation
Reconcile
Phishing
30. An exchange that occurs as a compromise
Shares Outstanding
Trade-off
Unsecured Loan
Balance Sheet
31. Immunity from a general burden - tax or charge; in bankruptcy or judgment executions - that portion of the debtor's property that cannot be liquidiated and applied to her debts
Secured Debt
SEC Filings
Secured Debt
Exemptions
32. Stock other than preferred stock
Preferred Stock
Stock Exchanges
Vesting
Common Stock
33. Loan with equal number of payments of the same amount over a fixed period of time.
Cannibalizing assets
Present Value
Line of Credit
Installment Loan
34. The extent to which something is covered
Coverage
Taxable Income
Issuer
Pay Period
35. Preparing a plan for transferring property during one's lifetime and at one's death
Deduction
Estate Planning
Stock Exchanges
Direct Car Loan
36. The commercial activity of transporting and selling goods from a producer to a consumer
Mortage
Pension
Distribution
Annual Report
37. A record of checks written and deposits made in a checking account - kept by the depositor
Checkbook Register
Beneficiary
Securities
Bond Rating
38. A loan in which the rate can be altered to adjust to economical need
Unsecured Debt
Adjustable-Rate Loan
Personal Allowances
Net Worth
39. All costs or bills related to the business
Loan Shark
Preferred Stock
Expenses
Annual Fee
40. Financial organization that pools people's money and invests it
Mutual Funds
Shares Outstanding
FICA
Credit
41. Whatever must be given up to obtain some item
Opportunity Cost
Interest-Only Loan
Interest
Salary
42. The time interval between the deposit of a check in a bank and its payment
Float
1040 tax form
Tax Liability
Usury
43. An act of economizing
Nonprofit Organization
Saving
Financial Goals
Retirement Planning
44. The maximum credit that a customer is allowed
Estate Planning
Cash
Stock Exchanges
Line of Credit
45. All costs or bills related to the business
Salary
Yield
Expenses
Personal Allowances
46. Income on which tax must be paid; total income minus exemptions and deductions
Deductible
Cannibalizing assets
Securities
Taxable Income
47. The date on which a financial obligation must be repaid
Par Value
Maturity Date
Float
1040 tax form
48. Time deposits that state the amount of the deposit - maturity - and rate of intrest being paid
Certificates of Deposit
Insolvent
On-Boarding
Withdrawal
49. A share set aside for a specific purpose
Allocation
Annual Report
Phishing
Money Market Accounts
50. The time interval between the deposit of a check in a bank and its payment
Rent
Float
Foreclosure
Foreclosure