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Test your basic knowledge |
Wealth Management
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Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
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study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Short-term and Long-term objectives that are driven by values.
Executor
Mortage
Collectibles
Financial Goals
2. Any of a number of fraudulent - deceptive - discriminatory - or unfavorable lending practices. Many of these practices are illegal - while others are legal but not in the best interest of the borrowers.
Predatory Lending
Unsecured Debt
Statement of Cash Flows
1040 tax form
3. The shares available to sell/buy
Stock Symbol
Allocation
Shares Outstanding
Interest Rate
4. A clause in an insurance policy that relieves the insurer of responsibility to pay the initial loss up to a stated amount
Deductible
Interest-Only Loan
Nonprofit Organization
Secured Loan
5. All of the investments - including stocks - bonds - mutual funds - options - and commodities - that are traded.
Securities
Savings Account
Exchange-Traded Funds
Payday Loan
6. Certificates that represent money the government has borrowed from private citizens
Scarcity
Bonds
Issuer
Disclosure
7. A regular payment to a person that iis intended to allow them to subsist without working
Pension
Foreclosure
Preferred Stock
Balance Sheet
8. A mutual fund that invests in the stocks that are the basis of a well-known stock or bond index
Yield
Fixed-Rate Loan
Index Fund
Nonprofit Organization
9. An estimation of the value of a business that is obtained by multiplying the number of shares outstanding by the current price of a share
Preferred Stock
Liability
Market Capitalization
dividends
10. Act of combinging all debts into one monthly payment - typically extending the terms and the length of time required to repay the debt
Adjusted Gross Income
Debt Consolidation
EFT
Interest Rate
11. A financial statement that gives operating results for a specific period
Income Statement
Foreclosure
On-Boarding
EFT
12. A periodic statement prepared by a bank for each client
Taxable Income
Market Capitalization
W-4
Bank Statement
13. The financial gain (earned or unearned) accruing over a given period of time
Return
Income
Preferred Stock
Rent
14. The time interval between the deposit of a check in a bank and its payment
Interest Rate
Direct Car Loan
Float
Common Stock
15. Programs aimed at helping employees integrate - assimilate - and transition to new jobs
On-Boarding
Shares Outstanding
Insurance
Common Stock
16. Having honest intentions
Good Faith
401 K
Fixed-Rate Loan
Face Value
17. The process of making a decision - usually complex
Decison-making
FICA
Phishing
Incentives
18. A fixed charge for borrowing money
Interest
Deductible
Insolvent
Financial Goals
19. The distribution of investment funds among broad classes of assets.
Coupon Rate
Asset Allocation
Credit
Net Income
20. Items of personal interest to collectors that can increase in value in the future
Personal Budget
Collectibles
Distribution
Insolvent
21. Money paid to a worker
Interest
Rent
Wage
Stockholders' Equity
22. The co-option of another person's personal information (e.g. - name - social security number - credit card number - passport) without that person's knowledge and the fraudulent use of such knowledge
Distribution
Transfer Payments
Identity Theft
Bank Statement
23. A trust taking effect during the lifetime of a trustor. Also called an inter vivos trust.
Credit
Mutual Funds
Personal Allowances
Living Trust
24. Institution that functions much like a business - but does not operate for the purpose of generating profits
Nonprofit Organization
Unsecured Debt
Gross Income
Bonds
25. Protection against future loss
Insurance
Personal Budget
Trade-off
dividends
26. The period covered by a salary payment
Mutual Funds
Rent
Pay Period
Ownership Investments
27. Payment for insurance
Par Value
Inflation
Cannibalizing assets
Premium
28. Anything that is used to produce goods or services
Resources
Asset
Zero-Coupon Bond
Exemption
29. The sum of all bonds issued by the municipality and subtracts self-supporting debt from the figure
Market Capitalization
APR
Total Debt
Inflation
30. Any of a number of fraudulent - deceptive - discriminatory - or unfavorable lending practices. Many of these practices are illegal - while others are legal but not in the best interest of the borrowers.
Forbearance
Reconcile
Predatory Lending
Probate
31. An amount of money given to the borrower for a set period of time. After the set time has passed - the money must be paid back plus the lending fee - called interest. Payments are normally made over a series of months.
Estate Planning
Phishing
Loan
Stock Exchanges
32. An act of economizing
Asset Allocation
Saving
Shares Outstanding
Net Worth
33. Things that incite or spur to action; rewards or reasons for performing a task.
Secured Loan
Adjustable-Rate Loan
Incentives
Collectibles
34. Income before taxes
Taxable Income
Market Capitalization
Bank Statement
Gross Income
35. Diagnosis Codes (in CCB Popup if more then 5 codes)
I-9
Deposit
Phishing
FICA
36. Time deposits that state the amount of the deposit - maturity - and rate of intrest being paid
Credit
Certificates of Deposit
Lending Investments
Present Value
37. A guarantee of accrued benefits to participants at retirement age - regardless of their employment status at that time
Vesting
Direct Car Loan
Insolvent
Deductible
38. Time deposits that state the amount of the deposit - maturity - and rate of intrest being paid
Bank Statement
Will
Certificates of Deposit
Collectibles
39. The letters used to identify listed companies on the securities exchanges where they are traded (DPS) Dr. Pepper Snapple Group
Disclosure
Expenses
Stock Symbol
Resources
40. A debt not backed by specific property to satisfy the indebtedness in case of default.
Deductible
Adjustable-Rate Loan
Unsecured Debt
Lending Investments
41. The right to take another's property if an obligation is not discharged
Personal Allowances
Cannibalizing assets
Lien
401 K
42. Is your gross income after certain reductions have been made
Adjusted Gross Income
Transfer Payments
Fixed-Rate Loan
Asset
43. An exchange that occurs as a compromise
Mutual Funds
Trade-off
Disclosure
Transaction
44. Loan with equal number of payments of the same amount over a fixed period of time.
On-Boarding
Installment Loan
Overdraft protection
Liability
45. Interest calculated on both the principal and the accrued interest
Pay Period
Taxable Income
Ownership Investments
Compound Interest
46. Protection against future loss
Bank Statement
Insurance
Indirect Car Loan
Issuer
47. The act of reducing the selling price of merchandise
Usury
Salary
Deduction
Return
48. A bond with zero discounts
Zero-Coupon Bond
Beneficiary
Lien
Secured Debt
49. The value of a security that is set by the company issuing it
Loan Shark
Exchange-Traded Funds
Par Value
Exemption
50. A share set aside for a specific purpose
Balance
Allocation
Net Income
Trade-off
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