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Test your basic knowledge |
Wealth Management
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Study First
Subjects
:
personal-finance
,
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. The act of taking out money or other capital
Secured Debt
Deposit
Retirement Planning
Withdrawal
2. The letters used to identify listed companies on the securities exchanges where they are traded (DPS) Dr. Pepper Snapple Group
Stock Symbol
Allocation
Line of Credit
Present Value
3. A periodic statement prepared by a bank for each client
Exemption
Forbearance
SEC Filings
Bank Statement
4. Financial organization that pools people's money and invests it
Money Market Accounts
Mutual Funds
Credit
Float
5. The money(usually a set amount) given to an individual to spend
Wage
Payday Loan
Probate
Personal Allowances
6. Place to create a savings account.
Money Market Accounts
Preferred Stock
Savings Register
Debit
7. An obligation to pay money to another party
Liability
Face Value
Credit
Allocation
8. A venture undertaken without regard to possible loss or injury
Gross Income
Secured Debt
Foreclosure
Risk
9. Your periodic credit card bill - which describes and summarizes all the outstanding balances - purchases - payments - credits - finance charges and other transactions for the month
Par Value
Interest Rate
Installment Loan
Billing Statement
10. The act of proving that an instrument purporting to be a will was signed and executed in accord with legal requirements
Living Trust
Mortage
Probate
Nonprofit Organization
11. Maintain by writing regular records
Forbearance
Rent
Expenses
Maintain
12. An exchange that occurs as a compromise
Overdraft protection
Transaction Fee
Trade-off
On-Boarding
13. Compute credits and debits of an account
Face Value
Secured Debt
Balance
Estate Planning
14. Loan with equal number of payments of the same amount over a fixed period of time.
Installment Loan
Gross Income
Securities
Phishing
15. An amount of money given to the borrower for a set period of time. After the set time has passed - the money must be paid back plus the lending fee - called interest. Payments are normally made over a series of months.
Loan
Par Value
Wage
1040 EZ tax form
16. A general and progressive increase in prices
Zero-Coupon Bond
Inflation
Interest Rate
FICA
17. A legal process intended to insure equality among the creditors of a corporation declared in bankruptcy
Lending Investments
Bankruptcy
Cash
Interest Rate
18. Savings account that pays market rate or better interest and allows access to funds without penalty.
Financial Goals
Living Trust
Money Market Accounts
Ownership Investments
19. A legal document declaring a person's wishes regarding the disposal of their property when they die
Premium
Will
Savings Register
Bond Rating
20. Whatever must be given up to obtain some item
Collectibles
Opportunity Cost
dividends
W-4
21. The commercial activity of transporting and selling goods from a producer to a consumer
Secured Loan
Distribution
Balance Sheet
Decison-making
22. Someone who lends money at excessive rates of interest
Loan Shark
Good Faith
Salary
Cash
23. Protection against future loss
Insurance
Adjusted Gross Income
Coupon Rate
Issuer
24. The act of lending money at an exorbitant rate of interest
Usury
Stock Table
Transfer Payments
Values
25. A technique to gain personal information for the purpose of identity theft - usually by means of fraudulent e-mail
Phishing
Installment Loan
Checkbook Register
Exemption
26. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses) The income that is received
Taxable Income
Bonds
Late Fee
Net Income
27. An extra charge for various credit activities such as using an ATM or receiving a cash advance
EFT
Transfer Payments
Transaction Fee
Certificates of Deposit
28. A person appointed by a testator to carry out the terms of the will
Decison-making
1040 tax form
Executor
Deposit
29. Someone who lends money at excessive rates of interest
Bond Rating
Predatory Lending
EFT
Loan Shark
30. Money paid to a worker
Zero-Coupon Bond
Wage
Profit
Savings Register
31. The rights of an individual to own - use - rent - invest in - buy - and sell property.
Property Rights
Executor
Wage
Phishing
32. Grant use or occupation of under a term of contract
Tax Liability
Predatory Lending
I-9
Rent
33. Increase of an amount of money as a result of interest or dividends earned - directly corresponds with inflation
Distribution
Deductions
Maturity Date
Time value of money
34. Business organizations that accommodate the buying and selling of securities.
Zero-Coupon Bond
Gross Income
Will
Stock Exchanges
35. Prompt payment for goods or services in currency or by check
Scarcity
Return
Cash
Indirect Car Loan
36. A debt not backed by specific property to satisfy the indebtedness in case of default.
Usury
Unsecured Debt
Stock Symbol
Deductible
37. The excess of revenues over outlays in a given period of time (including depreciation and other non-cash expenses) The income that is received
Net Income
Disclosure
Risk
Unsecured Debt
38. A yearly statement of the financial condition - progress - and expectations of an organization
Annual Report
Good Faith
Financial Needs
Deduction
39. Income before taxes
Time value of money
Property Rights
Deductions
Gross Income
40. Short-term and Long-term objectives that are driven by values.
Installment Loan
Annual Fee
Financial Goals
Forbearance
41. Funds that pay part of their distributions out of principal cannibalize their assets. This depletes the fund's asset base. Funds cannibalize assets to maintain a dividend and keep shareholders happy. However - like feeding a cow its own milk - this p
Executor
Cannibalizing assets
Credit
Stock Symbol
42. A regular payment to a person that iis intended to allow them to subsist without working
Investing
Financial Needs
Pension
Interest
43. Something that is made open or revealed
Overdraft protection
Pay Period
Cannibalizing assets
Disclosure
44. Financial organization that pools people's money and invests it
Payday Loan
Gross Income
Annual Fee
Mutual Funds
45. Items which the IRS allows to be subtracted from your gross taxable income in order to determine your taxable income.
Insolvent
Resources
Securities
Deductions
46. A loan backed by something valuable - such as property
Bankruptcy
Secured Loan
Values
Trade-off
47. The maximum credit that a customer is allowed
401 K
Return
Line of Credit
Maintain
48. Prompt payment for goods or services in currency or by check
Financial Statements
Executor
Cash
Issuer
49. An amount that credit card companies can charge for the use of a credit card.
Annual Fee
Deposit
Statement of Cash Flows
Secured Loan
50. Immunity from a general burden - tax or charge; in bankruptcy or judgment executions - that portion of the debtor's property that cannot be liquidiated and applied to her debts
Interest-Only Loan
Pension
Decison-making
Exemptions
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