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Test your basic knowledge |
Advanced Financial Reporting And Analysis
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Study First
Subject
:
business-skills
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. 1) Change in accounting principle; 2) Change in accounting estimate; 3) Prior period adjustments
Capitalization of Interest...
Types of accounting changes...
Segment Reporting
DTA/DTL: Effect on Net Income when Tax Rate decreases...
2. Both: Broadly consistent - lack fully developed concepts - FASB: Assets revaluations prohibited (except some financial instruments)
Steps of F/S Analysis
IFRS/US GAAP Frameworks: Measurement of Elements...
IFRS: Required F/S
Cash Flow: Logic (A = L + E)
3. Improve ROA and Asset TO Ratios - Report higher aquisition goodwill
Inventory Valuatoin (LCM)
Motivation to Understate Assets/Overstate Liabilities
FASB
Under Completed Contract Method...
4. 'Assets' - Cash spent on long-term assets - Proceeds from the sale of long-term assets - Cash flow from investments in JVs - affiliates - and long-term investments in securities (trading securities are CFO) - [CFI = Cash additions - cash rcvd on disp
Financial Implications of Capitalizing...
3 C's for Credit Analysis...
Cash Flow From Investing (USA) (Assets)
Types of accounting changes: prior period adjustments
5. Higher share price - Lower borrowing cost - Higher incentive compensation
Creative Cash Flows Accounting: Motivation
Barter (IASB & FASB)
Financial Ratio based on I/S...
Cost included in Inventory on b/s...
6. Shows the performance of the company over a reporting period.
Income Statement
Financial Assets: US GAAP/Amortized at Cost
MD&A contains...
CFO Disclosure requirement...
7. 1) Account format (A on left and L & E on right) 2) Report format ( A - L - E presented in one column) 3) Classified B/S (ordered)
Balance Sheet - formats
Tax base of an asset
B/S - short-term investments
Forecasting Financial Performance: Top Down Approach...
8. Inflow - (bringing bond UP to par)
Amortization of Bond Discount = (in/out flow) in the indirect method CFO
B/S - short-term investments
Tax base of an asset
Net Realizable Value (NRV) (IFRS)
9. Cash collections less direct cash inputs less other cash outfllows
Tax base of an asset
CFO - Direct method
Analysis: Market Value of Debt
Extended DuPont Equation...
10. Research = Expensed Development may be capitalized when the following critera is met: (ie if in the Development stage and NOT research stage) 1) process is clearly identified 2) Cost can be clearly idenfified 3) Technical feasibility established 4) M
Balance Sheet
Component depreciation;
Under Completed Contract Method...
Intangibles under IFRS...
11. For inventory that has a limited shelf life ex) Because the movies have a very limited shelf life and will greatly deteriorate in value with age - especially after the first year - FIFO is the most appropriate method of accounting for the movies for
FIFO is appropriate
Segment Reporting
LIFO results in: (assuming inflationary period)
Effects of Lease Classification on Ratios - Finance Lease
12. Tax Rate down: DTL down -> Inc. Tax Exp down -> NI up - DTA down -> Inc. Tax Exp up -> NI down
Financial Assets: US GAAP/Amortized at Cost
Calculate dividends declared...
DTA/DTL: Effect on Net Income when Tax Rate decreases...
IFRS/US GAAP Frameworks: underlying assumptions...
13. Potentially dilutive securitites [options - warrants - convertible securities]
Financial Ratios based on B/S: Solvency (Coverage)
Complex Capital Structure
Potentially Dillutive Securities
Comprehensive income...
14. Management turnover.
Net Periodic Benefit Costs
Defined Benefit Plans
Motivation to Understate Assets/Overstate Liabilities
To investigate the stability of that structure - Kilgore would be best served by looking at...
15. 1) Development of high quality - transparent and enforceable global standards; 2) Promote application of standards; 3) Take into account special needs (small & med entities & emerging markets); 4) Convergence of nat'l and int'l standards
Creative Cash Flows Accounting: Motivation
IASB - Goals
Auditor/Audit Opinion
Cost included in Inventory on b/s...
16. Companies should not recognize revenue from barter transactions. The additional revenue is likely to improperly boost profits. While an unusually high sales-growth rate may indicate fraud - it could also indicate good management. It's a yellow flag -
Capitalized Intangibles...
Motivation to Overstate Assets/Understate Liabilities
Tax base of an asset
The best indicator of overstating its profits is...
17. All DTA and DTL are classified as noncurrent under IFRS - Under U.S. GAAP - deferred tax assets and liabilities are classified as current or non-current according to the classification of the underlying asset or liability. Under IFRS - deferred tax a
Convergence IFRS/US GAAP...
One major difference between the presentation of deferred tax assets and liabilities under IFRS and under U.S. GAAP is that...
Return on total capital (ROTC)...
CFO - Direct method
18. A: Increase = use cash (-) - Decrease = source cash (+) - L: Increase = source cash (+) - Decrease = use of cash (-) - E: Increase = source cash (+) - Decrease = use of cash (-)
Taxable Income
Cash Flow: Logic (A = L + E)
Valuation allowance
Financial Liability: US GAAP/Amortized at Cost
19. 1) Relevance vs. reliability; 2) Benefit > cost; 3) Excludes intangibles and non-quantifiable info.
Trade-Offs Qualitative Characteristics of IFRS
Activity Based Restrictions
Cash Flow From Investing (USA) (Assets)
Impact on the B/S of a Premium Bond...
20. Nature of liability; Maturity dates; Stated and effective int. rates; Call and conversion features; covenants; security pledged as collateral; Amount of Debt maturity in each of the next 5 years; Fair value of o/s instrutments
Inventory mangement: High T/O (low DOH) and sales growth below industry average
Motivation to Overstate Assets/Understate Liabilities
Footnote Finance Liability Disclosure
Impact on the B/S of a Premium Bond...
21. NI/Avg. Total Assets - NI + Int (1-t) / Avg. Total Assets - Operating ROA: Operating INc/ Avg. Total Assets
Return on Assets ROA...
DTA/DTL: Effect on Net Income when Tax Rate decreases...
Trade-Offs Qualitative Characteristics of IFRS
From creditor POV: Int. Coverage;
22. Contra asset account used to reduce DTA for probability that it will NOT be realized - Increase in valuation = decrease in DTA and NI - Decrease in valuation = increase in DTA and NI
Motivation to Understate Assets/Overstate Liabilities
Valuation Allowance...
Unusual OR Infrequent items...
Impact on the Cash Flow of a Par Bond...
23. Asset is impaired if carrying value > recoverable amount - One-step process 1) Compare carrying value to: recoverable amount = the greater of the two. a) Fair value - selling costs b) Value in use = (PV of future cash flow from cont. use) - Loss reve
Not all CF increase are Sustainable. Example of how Mgmt can Manipulate Cash Flow Statement
Return on total capital (ROTC)...
From creditor POV: Int. Coverage;
Impairments recognition (IFRS)
24. Assets held for continuing usage in the business NOT for resale ( Invoice price - Sales Tax - Freight & Insurance - and Installation costs) 1) capitalize costs that result in higher future earnings 2) expense costs that have uncertain/NO impact on fu
Funded status of the pension plan (under US GAAP & IFRS) is reported where?
From creditor POV: Int. Coverage;
Asset Capitalization
Financial Liability: US GAAP/Fair Market Value
25. 1) Risk & Reward transferred; 2) No continued control; 3) Reliable measurement; 4) Probable flow of benefits; 5) Cost verifiable
IFRS Revenue Recognition
FIFO results in: (assuming inflationary period)
Financial Liability: US GAAP/Fair Market Value
Sales Basis Revenue Recognitions
26. Shares are to take over control - Subsidiary - Consolidate financials
Simple capital structure
Steps of F/S Analysis
Intercorporate Investment: > 50% votes...
Characteristics of an effective framework
27. 1) Basis for measurement; 2) carrying value of inventory by category; 3) Amount of inventory carried at FV less cost to sell 4) Write-downs & reversals (discussion of circumstance that led to reversal); 5) Inventories pledged as collateral for liabil
Auditor/Audit Opinion
Capitalization of Interest...
Net Realizable Value (NRV) (IFRS)
Measurement of A & L disclosure in footnotes
28. Increase in an asset: deduct (use of cash) - Increase in a liability: add (source of cash) - Decrease in an asset: add (source of cash) - Decrease in a liability: deduct (use of cash)
IFRS: Required F/S
CFO - Direct/Indirect method
Traditional DuPont Equation...
Impairments recognition (GAAP)
29. Primary) Relevance & Reliability - Secondary) Comparability - Lastly) Understandability - user specific
The 4 Qualitative Characteristics of FASB...
Impact on the B/S of a Zero Coupon Bond...
Fraud Triangle
The account format of B/S
30. Assess liquidity - solvency and financial flexibiliy
Financial Assets: US GAAP/Amortized at Cost
Statement of Cash Flow - relevance...
Characteristics of an effective framework
Disclosure for each segment...
31. 1) Intention to hold >1 year (e.g. debt or equity) valued @ cost or mkt value 2) Equity accounted investments
Motivation to Over-report Earnings
B/S - investments
Operating vs. Non-operating Income
Financial Implications of Capitalizing...
32. 365/(AP T/O) = 365/(purchases/ Avg. AP)
Financial Assets: US GAAP/Fair Market Value
# of days payable =
Intercorporate Investment: > 50% votes...
ROE interpretation: if ROE is low...
33. 365/(AR T/O) = 365/(Rev/Avg. AR)
days of sales o/s =
From creditor POV: Int. Coverage;
Net Reporting of Revenue
IOSCO
34. Nonreversal DTL - therefore it is permanent = Equity. therefore decrease in DTL = Increase in Equity - Reversal DTL - therefore it is temp = Liability
Deferred Tax Asset: (DTA)
Impact on the B/S of a Discount Bond...
Effects of Lease Classification on Ratios - Operating Lease
Taxation Analyst Adjustments...
35. IFRS Allows firm to report PP&E at FMV less Accm' Depr' - Must disclose carrying vlaue using historic cost model.
Asset Revaluation: IFRS
Effects of Lease Classification on Ratios - Finance Lease
Taxation: Tax Payable
FIFO results in: (assuming inflationary period)
36. ROE = (NI/Sales) x (Sales/Assets) x (Assets/Equity) or ROE= Net Profit Margin x Asset TO x Leverage Ratio
Analyzing Effective Tax Rate Reconciliation
Traditional DuPont Equation...
Operating Risk Ratios...
BASIC EPS
37. Lost sales from stock outs
4 General Categories for Creditworthiness/Capacity...
Which of the following characteristics should be of least concerned about management's opportunities to commit fraud?
Inventory mangement: High T/O (low DOH) and sales growth below industry average
Comprehensive income...
38. 'Equity' -Chg in debt - Cash raised from equity and debt - -Chg in c/s - Cash spent on repurchasing equity or redeeming debt -Dividends paid - Calculate dividend declared: NI -*Div.Declared = chg in are/E - Div. Declared +(-) chg in div. payable = c
Defined Contribution Plans
Cash Flow From Financing (USA) (Source of Cash)
B/S - Long-lived assets PP&E
Impact on the Cash Flow of a Zero Coupon Bond...
39. Income variability lower - Profitability early years (ROE - ROA & NI) is Higher - Profitability later years: lower - Total Cash Flows: Same - CFO: higher - CFI: Lower - Leverage ratios: D/E & D/A: lower - Opposite fore Expensing
4 General Categories for Creditworthiness/Capacity...
Inventory mangement: Low T/O (High DOH)...
IFRS: Required F/S
Financial Implications of Capitalizing...
40. Efficient inventory managment
Financial Lease Reporting
Vertical Common Size Statements...
Inventory mangement: High T/O (low DOH) and sales growth above industry average
Inventory mangement: High T/O (low DOH) and sales growth below industry average
41. CV of Op. Inc = std dev. EBIT/ Mean EBIT - CV of Revenue: std. dev Rev/ mean Rev. - Operating Leverage = %chg in EBIT/ %chg in Sales
Income Tax Paid...
Operating Risk Ratios...
Measures of Operating Performance - Efficiency Ratios...
The 4 Qualitative Characteristics of FASB...
42. Return on Total Equity = NI/ Avg. Total Equity - Return on C/E = NI - Pref. Div/ Avg. Common Equity
Return on Equity (ROE)...
Financial Ratio based on I/S...
FIFO after-tax profit =
Form 8-K...
43. Income Tax Expense/Pretax Income (EBIT) Income Tax Exp. = Taxes payable + chg in deferred ta
Tax Loss Carryforward...
Effective Tax Rate
Deferred Tax Liability: (DTL)
Asset Capitalization
44. (GAAP) Internally created intangibles 1) (R&D) are expensed 2) Advertising 3) Software (developed to establish feasibility)
Which set of accounting standards requires firms to disclose estimated amortization expense for the next five years on intangible assets?
Expensed Intangibles...
Free Cash Flow to the Firm - FCFF
Creative Cash Flows Accounting: Motivation
45. More than a third of Maxwell's total sales go to its own consolidated subsidiaries High levels of related-party transactions are worrisome - particularly when those parties are not audited. But transactions within the company between subsidiaries con
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46. Cash Flow available for distribution to all investors (stockholders & debt holders) CFO + int(1-t) - fixed capital investment or [FCFF calculated from NI = NI + noncash charged + (Int exp(1-tax rate) - net cap investment - working capital invt.]
Free Cash Flow to the Firm - FCFF
IFRS/US GAAP Frameworks: purpose of framework
Low Quality Earnings is result of...
Dilutive Securities
47. CFO: cash interest expense - CFF: increased by amount rcvd at issuance and decreased by payment made at redemption
Defined Contribution Plans
Financial Implications of Capitalizing...
Sources of Differences: Permanent
Impact on the Cash Flow of a Par Bond...
48. Loss that could not be deducted on the tax return in current period but may be used to reduce taxable income and taxes payable in future (i.e. warranty)
Bond Issuance Cost under GAAP/IFRS
Under Completed Contract Method...
Inventory mangement: High T/O (low DOH) and sales growth below industry average
Tax Loss Carryforward...
49. Diff. in depreciation methods/assumptions; Diff. in inventory methods/assumptions; Diff. in treatment of the effect of exchg rate chgs; Diff. in classifications of investment securities - Goodwill: Internally Generated DON'T capitalize - Purchased =
LIFO results in: (assuming inflationary period)
Financial Adj to Facilitate Comparison...
IFRS/US GAAP Frameworks: underlying assumptions...
Statement of Cash Flow - relevance...
50. Capital structure that contains NO potentially dillutive securities - (contains only c/s - nonconvertible debt - and nonconvertible pref. stock)
Credit Analysis: Ratios
Simple capital structure
Common Size Statement
Impact on the B/S of a Par Bond...