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Test your basic knowledge |
CFA Level2 Vocab
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Study First
Subjects
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certifications
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cfa
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
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Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. A payment system in which cus-tomer payments are mailed to a post office box and the banking institution retrieves and deposits these payments several times a day - enabling the company to hav use of the fund sooner than in a centralized system in wh
Vested benefits
Factor sensitivity (also factor betas or factor loadings)
Payout ratio
Lockbox system
2. A portfolio offering the highest expected return for a given level of risk as mea-sured by variance or standard deviation of return.
Sharpe's measure
Efficient portfolio
Identifiable intangible
Pooling of interests accounting method
3. An estimate of the equity risk pre-mium that is based upon estimates provided by a panel of finance experts.
Net borrower
Asset-based valuation
Tracking risk
Survey approach
4. Next twelve months P/E: current market price divided by an estimated next twelve months EPS.
Days of sales outstanding (DSO)
Population mean
NTM P/E
Spin-off
5. The process of allocating the cost of intangible long-term assets having a finite useful life to accounting periods; the allocation of the amount of a bond premium or discount to the periods remaining until bond maturity.
Lack of marketability discount
Cost of debt
Residual autocorrelations
Amortization
6. The reciprocal of a price multi-ple - e.g. - in the case of a PI E ratio - the 'earnings yield' E/ P (where P is share price and E is earn-ings per share) .
Return on equity (ROE)
Linear interpolation
Standard deviation
Inverse price ratio
7. Analysis that shows the changes in key financial quantities that result from given (economic) events - such as the loss of customers - the loss of a supply source - or a catastrophic event; a risk management technique involving examina-tion of the pe
Scenario analysis
Maintenance margin requirement
Local currency
Conditional heteroskedasticity
8. A formula that expresses the equivalence or parity of spot and forward rates - after adjusting for differences in the interest rates.
Excess kurtosis
Carried interest
Return on common equity (ROCE)
Interest rate parity
9. A swap in which the floating payments have an upper limit.
Quick ratio - or acid test ratio
Purchased in-process research and development costs
Per unit contribution margin
Capped swap
10. The period benefited~y the employee's service - usually th e period between the grant date and the vesting date.
Financial leverage ratio
Scatter plot
Service period
Delivery
11. A rule that states that the number of years it takes for the level of a variable to double is approximately 70 divided by the annual percent-age growth rate of the variable.
Out-of-sample test
Leveraged floating-rate note or leveraged floater
asis swap
Rule of 70
12. The official price - designated by the clearinghouse - from which daily gains and losses will be determined and marked to market.
Interest rate call
Working capital management
Settlement price
Statement of cash flows (cash flow statement)
13. A dividend payout pol-icy under which earnings in excess of the funds necessary to finance the equity portion of com-pany's capital budget are paid out in dividends.
Net lender
Account format
Return on assets (ROA)
Residual dividend approach
14. A variable used to explain the dependen t variable in a regression ; a right-hand-side variable in a regression equation .
Residual income model (RIM) (also discounted ahnormal earnings model or Edwards-Bell-Ohlson model)
Discount for lack of control
Mode
Independent variable
15. A valuation ratio calculated as price per share divided by book value per share.
Negative serial correlation
Simple interest
Price to book value
Long
16. The initial issuance ofcommon stock registered for public trading by a formerly private corporation.
Stratified random sampling
Initial public offering (IPO)
Operating cycle
Nominal risk-free interest rate
17. Options that relate to investment deci-sions such as the option to time the start of a proj-ect - the option to adjust its scale - or the option to abandon a project that has begun.
Agency costs of equity
Pooled estimate
Balance sheet ratios
Real options
18. The number of observations in a given interval (for grouped data) .
Variable costs
Absolute frequency
Operating cycle
Financial flexibility
19. Ratios that measure a company's ability to generate profitable sales from its resources (assets).
Off-balance sheet imancing
Comparative advantage
Locked limit
Profitability ratios
20. An asset that trades in a market in which buyers and sellers meet - decide on a price - and the seller then delivers the asset to the buyer and receives payment. The underlying is the asset or other derivative on which a particular derivative is base
Cash o£ fering
Compounding
Underlying
Interest rate put
21. A condition in the futures markets in which a transaction cannot take place because the price would be beyond the limits.
Locked limit
Statistical factor models
Covered interest arbitrage
Notes payable
22. The difference between the actual value per share and the no-growth value per share.
Cash basis
Horizontal merger
Out-of-sample forecast errors
Present value of growth opportunities (or value of growth)
23. A liability account for money that has been collected for goods or services that have not yet been delivered; payment received in advance of providing a good or servIce.
Equity carve-out
Regression coefficients
Double-entry accounting
Unearned revenue (deferred revenue)
24. Tax expenses that have been recognized and recorded on a company's income statement but which have not yet been paid.
Mixed factor models
Percentiles
Degree of confidence
Current taxes payable
25. An option strategy that is equiva-lent to a short butterfly spread.
Absolute valuation model
Sandwich spread
Days of sales outstanding (DSO)
Long-term equity anticipatory securities (LEAPS)
26. The divisor in the expression for the value of a perpetuity.
Float factor
Backtesting
Capitalization rate
Time value decay
27. The date on which a derivative con-tract expi res.
Trimmed mean
Credit VAR - default VAR - or credit at risk
Regression coefficients
Expiration date
28. A bar chart of data that have been grouped into a frequency distribution.
Monte
Histogram
Put-call-forward parity
Solvency ratios
29. The company in a merger or acquisition that is acquiring the target.
Autocorrelation
Probit model
Acquiring company - or acquirer
Asset beta
30. The process of systematically allocat-ing the cost of long-lived (tangible) assets to theperiods during which the assets are expected toprovide economic benefits.
Default risk premium
Depreciation
Asset purchase
Tangible book value per share
31. A method of revenue recognition in which - in each accounting period - the company estimates what percentage of the contract is complete and then reports that per-centage of the total contract revenue in its income statement.
Percentage-of-completion
Skewness
NTM P/E
Liruit up
32. A measure of correlation applied to ranked data.
Conventional cash flow
Measure of location
Spearman rank correlation coefficient
Risk management
33. Aka 'Residual income.'
Abnormal earnings
Cash
Optimal capital structure
Market-extraction method
34. The rate at which periodic interest payments are calculated.
Stated rate (nominal rate or coupon rate)
Passive strategy
Equitizing cash
Deductible temporary differences
35. An option contract that can be exercised at any time until its expiration date.
Exchange for physicals (EFP)
At the money
American option
Free cash flow to the
36. The minimum real wage rate needed to maintain life.
J oint probability function
Interest rate collar
Price to cash flow
Subsistence real wage rate
37. An activity ratio calculated as cost of goods sold divided by average inventory.
Method based on forecasted fundamentals
Inventory turnover
Debt-to-assets ratio
Sampling error
38. The operational flexibility to alter production when demand varies from fore-cast. For example - if demand is strong - a company may profit from employees working overtime or from adding additional shifts.
Production-flexibility
IRR rule
Bernoulli random variable
Vega
39. A random variable that can take on at most a countable number of possi-ble values.
Measure of central tendency
Discrete random variable
Segment debt ratio
Equity
40. A swap in which the floating payments have a lower limit.
Floored swap
Cross-sectional data
Complement
Covariance matrix
41. A combination of interest rate put options designed to hedge a lender against lower rates on a floating-rate loan.
Price discovery
Report format
Inverse price ratio
Floor
42. The ability to react and adapt to financial adversities and opportunities.
Retail method
Offsetting
Mesokurtic
Financial flexibility
43. An Activity ratio calculated as total revenue divided by average net fixed assets.
Fixed asset turnover
Sector neutral
Annual percentage rate
Quick ratio - or acid test ratio
44. A loan in which the borrower receives a sum of money at the start and pays back the entire amount with interest in a single pay-ment at maturity.
Single-payment loan
Annuity
Available-for-sale investments
Statistics
45. An option in which the underlying is a stock index.
Ordinary annuity
Total return swap
Sandwich spread
Index option
46. A measure of VAR equivalentto the analytical method bu t that refers to the use of delta to estimate the option's price sensitivity.
Sampling
Delta-normal method
After-tax equity reversion (ATER)
Tax expense
47. A financial statement that provides information about a company's prof-itability over a stated period of time.
Income statement (statement of operations or profit and loss statement)
Conditional heteroskedasticity
Strap
Minority interest (noncontrolling interest)
48. A financial instrument whose valuede ends on the value of some nderlying asset orfactor (e.g. - a stock price - an interest rate - orexchange rate ).
Bull spread
Derivative
Null hypothesis
Reconciliation
49. Income rate that reflects the relationship between equity income and equity capital.
Objective probabilities
Long-lived assets (or long-term assets)
Bottom-up investing
Equity dividend rate
50. The first in - first out - method of accounting for inventory - which matches sales against the costs of items of inventory in the order in which they were placed in inventory.
FIFO method
Statutory merger
Net revenue
Risk management