SUBJECTS
|
BROWSE
|
CAREER CENTER
|
POPULAR
|
JOIN
|
LOGIN
Business Skills
|
Soft Skills
|
Basic Literacy
|
Certifications
About
|
Help
|
Privacy
|
Terms
|
Email
Search
Test your basic knowledge |
CFA Level2 Vocab
Start Test
Study First
Subjects
:
certifications
,
cfa
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. With the accounting systems - a formal record of increases and decreases in a specific asset - liability - component of owners' equity - rev-enue - or expense.
Economic value added (EVA)
Exp ected holding-period return
Multiple linear regression
Account
2. Another term for the historical method of estimating VAR. This term is somewhat misleading in that the method involves not a simulation of the past butrather what actually happened in the past - some-times adjusted to reflect the fact that a differen
Rejection point (or critical value)
Definitive merger agreement
Cash settlement
Historical simulation (or back simulation)
3. A financial instrument whose valuede ends on the value of some nderlying asset orfactor (e.g. - a stock price - an interest rate - orexchange rate ).
Income statement (statement of operations or profit and loss statement)
Committed lines of credit
Derivative
Centralization permits economies of scale and allows a company to use some of its risks to offset other risks.
4. Accounting method in which the only relevant transactions for the financial statements are those that involve cash.
Interest rate parity
Multi-step format
U.S. official reserves
Cash basis
5. A forward contract in which the underlying is a bond.
Box spread
Bernoulli trial
Fixed-income forward
Sole proprietorship
6. A method of accounting for abusiness combination where the acquiring com-pany allocates the purchase price to each assetacquired and liability assumed at fair value. If thepurchase price exceeds the allocation - the excessis recorded as goodwill.
Single-payment loan
Segment ROA
Purchase method
Derivatives dealers
7. Asset allocation in which the invest-ment in the market is increased if one forecasts that the market will outperform T-bills.
Current exchange rate
Ratio scales
Market timing
Net realizable value
8. An electronic payment network available to businesses - individuals - and financial institutions in the United States - U.S. -Territories - and Canada.
Standard cost
Storage costs or carrying costs
Automated Clearing House
Unexpected earnings (also earnings surprise)
9. A trader who offers to buy or sell futures contracts - holding the position for only a brief period of time. Scalpers attempt to profit by buy-ing at the bid price and selling at the higher ask price.
Financial reporting quality
Accounting risk
Scalper
American
10. With reference to the presenta-tion of expenses in an income statement - the grouping together of expenses by similar nature - e.g. - all depreciation expenses.
Strap
Grouping by nature
Net income (loss)
Debt rating approach
11. Regulation that seeks to keep the rate of return in the industry at a com-petitive level by not allowing excessive prices to be charged.
Deregulation
Valuation allowance
Orderly liquidation value
Rate-of-return regulation
12. The probability of an event given (conditioned on) another event.
Delta
Income tax recoverable
Pairs arbitrage
Conditional probability
13. The periodic investment of a fixed amount of money.
Cash conversion cycle (net operating cycle)
Cost averaging
Sum-of-the-parts valuation
Relative strength (RSTR) indicators
14. Probabilities that generally do not vary from person to person; includes a pri-ori and objective probabilities.
VISibility
Objective probabilities
Buy-side analysts
Money-weighted rate of return
15. Observations through time on a single characteristic of multiple observational units.
Panel data
Total probability rule
Time-weighted rate of return
Theta
16. The preference some investors have for shares that exhibit certain characteristics.
Yield to maturity
Clientele effect
Method based on forecasted fundamentals
Long-term contract
17. A function with non-negative values such that probability can be described by areas under the curve graphing the function.
Statement of changes in shareholders' equity (state-ment of owners' equity)
Creative response
Probability density function
Cost averaging
18. The value of a company if the com-pany were dissolved and its assets sold individually.
Strap
Vested benefits
Liquidation value
Constant maturity swap or
19. With reference to grouped data - the most frequently occurring interval.
Effective annual rate
Defined-benefit pension plans
Sensitivity analysis
Modal interval
20. 1) A contract on an interest rate - whereby at periodic payment dates - the writer of the cap pays the difference between the market interest rate and a specified cap rate if - and only if - this differ-ence is positive. This is equivalent to a strea
Cap
In-process research and development
Terminal share price
Liquidity ratios
21. The estimated fair value of the price multiple - usually based on fore-casted fundamentals or comparables.
Diffuse prior
Strip
Justified price multiple (or warranted price multiple or intrinsic price multiple)
Cash flow additivity principle
22. Desired investment outcomes; includes risk objectives and return objectives.
Single-payment loan
Protective put
Agency costs
Investment objectives
23. A profitability ratio calcu-lated as net income divided by average sharehold-ers' equity.
Balance-sheet-based accruals ratio
Horizontal common-size analysis
Return on equity (ROE)
Decentralized risk management
24. An activity ratio equal to the number of days in period divided by receivables turnover.
Normal contango
Debt-to-assets ratio
Cross-sectional data
Days of sales outstanding (DSO)
25. The after-tax net operating profits as a percent of total assets or capital.
Return on invested capital (ROIC)
Book value of equity (or book value)
Value at risk (VAR)
Forward dividend yield
26. The analyst'S estimate of a stock's value at a particular point in the future .
Time value of money
Terminal value of the stock (or continuing value of the stock)
Convenience yield
Committed lines of credit
27. The ability to terminate a proj-ect at some future time if the financial results are disappointing.
Abandonment option
Business risk
Cross-sectional analysis
Shark repellents
28. A method of estimating VAR that uses data from the returns of the portfolio over a recent past period and compiles this data in the form of a histogram.
Historical method
Interval
Hedging
Bottom-up investing
29. An approach to recognizing credit losses on customer receivables in which the company waits until such time as a customer has defaulted and only then recognizes the loss.
Legislative and regulatory risk
Official settlements account
Exit price
Direct write-off method
30. Very liquid short-tenn investments - usually maturing in 90 days or less.
Cash equivalents
Mean reversion
Mean-variance analysis
Independent
31. The internal rate of return on a portfol io - taking account of all cash flows.
Money-weighted rate of return
Default risk premium
Investment value
Interval scale
32. A profitability ratio calculated as (net income - preferred divi-dends) divided by average common equity; equal to the return on equity ratio when no preferred equity is outstanding.
Parameter
Capital charge
Forward rate agreement (FRA)
Return on common equity (ROCE)
33. A factor related to the econ-omy - such as the inflation rate - industrial produc-tion - or economic sector membership. acroeconomic factor model A multifac tor model in which the factors are surprises in macroeco-nomic variables that significan tly
Macroeconomic factor
Tax base (tax basis)
Mode
Market approach
34. An arrangement whereby a customer authorizes a debit to a demand account; typically used by companies to collect routine pay-ments for services.
Direct debit program
Amortizing and accreting swaps
Cash equivalents
Direct income capitalization approach
35. Plan in which the company promises to pay a certain annual amount (defined benefit) to the employee after retirement. The company bears the investment risk of the plan assets .
Stock purchase
Defined-benefit pension plans
Seats
Internal rate of return (IRR)
36. A method for accounting for the effect of options (and warrants) on earnings per share (EPS) that specifies what EPS would have been if the options and warrants had been exercised and the company had used the pro-ceeds to repurchase common stock.
Outcome
Economic exposure
Treasury stock method
Financial distress
37. The hypothesis that higher debt levels discipline managers by forcing them to make fixed debt service payments and by reducing the company's free cash flow.
Lockbox system
Mean excess return
Presentation currency
Free cash flow hypothesis
38. The official price - designated by the clearinghouse - from which daily gains and losses will be determined and marked to market.
Settlement price
Capital account
Simulation
Goodwill
39. The relationship of the quantity of an asset being hedged to the quantity of the deriva-tive used for hedging.
Exercise price (strike price - striking price - or strike)
Sample variance
Hedge ratio
Forward P/E (also leading P/E or prospective P/E)
40. An annuity having a first cash flow that is paid immediately.
Benchmark value of the multiple
Securities offering
Drag on li
Annuity due
41. A country's record of international trading - borrowing - and lending.
Multicollinearity
Eurodollar
Sales returns and allowances
Balance of payments accounts
42. Under U.S. GAAP - a measure used in estimating a defined-benefit pen-sion plan's liabilities - defined as 'the actuarial present value as of a date of all benefits attributed by the pension benefit formula to employee ser-vice rendered prior to that
Diff swaps
Projected benefit obligation
Free cash flow to the
Held-for-trading securities (trading securities)
43. A variation of VAR that reflects the risk of a company's earnings instead of its market value.
Linear trend
Earnings at risk (EAR)
Goodwill
Profitability ratios
44. A model that specifies an asset's intrinsic value.
Rule of 72
Active portfolio
Estimation
Absolute valuation model
45. A situation in a futures market where the current futures price is greater than the current spot price for the underlying asset.
Contango
Impairment of capital rule
Implied repo rate
Point of sale
46. An opportunity to conduct an arbitrage; an opportunity to earn an expected positive net profit without risk and with no net investment of money.
Declaration date
Required rate of return
Operating leverage
Arbitrage opportunity
47. Expectations that differfrom consensus expectations.
Face value (also principal - par value - stated value - or maturity value)
Differential expectations
Risk-neutral valuation
Discrete random variable
48. For accounting purposes - the exchange rates that existed when the assets and liabilities were initially recorded.
Historical exchange rates
Sharpe's measure
Panel data
Random walk
49. Unexpected earnings divided by the standard deviation of analysts' earnings forecasts.
Independent projects
Scaled earnings surprise
Portfolio implementation problem
Specific identification method
50. Accounting in which some income items are reported as part of stockholders' equity rather than as gains and losses on the income statement; certain items of comprehensive income bypass the income statement and appear as direct adjustments to sharehol
Dirty surplus accounting
Adjusted present value (APV)
Allowance for bad debts
Top-down analysis