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Test your basic knowledge |
DSST Personal Finance
Start Test
Study First
Subjects
:
dsst
,
personal-finance
,
bvat
Instructions:
Answer 50 questions in 15 minutes.
If you are not ready to take this test, you can
study here
.
Match each statement with the correct term.
Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.
This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Definite - clearly stated
job interview
intermediate goal
W-2
explicit
2. Costs that do change from month to month
checkbook register
floating a check
variable expense
job search
3. The difference between assets and liabilities
asset
getting the job
net worth
joint account
4. Money that someone lends that you pay interest on when you pay it back
overdraft
variable expense
loan
liabilities
5. The us of long term savings to earn a financial return
overdraft
insolvent
investments
motivation
6. Occurs amoung co-workers of unequal rank
net worth
W-4
vertical communications
unions
7. A natural - physical - or mental ability that allows you to do certain tasks well
aptitude
warranty
W-4
mutual fund
8. A check that bears the bank's stamp - indicating it has cleared
W-4
canceled check
maker
certificate of deposit
9. The person who writes a check or draft instructing the drawee to pay someone else
job application
drawer
asset
social security
10. Sympathetic- 'empatheic listening' ability to see another person's point of view and sense what person is feeling; critical- ability to differentiate facts from opinion - and creative-listening with an open mind to new ideas
job search
mutual fund
listening-different skills
parts of a business letter
11. Getting an interview - applying - interviewing - and following up
getting the job
W-4
vertical communications
job application
12. Goals you wish to accomplish in five to ten years or longer; college degree - marriage
social security
benefits
long term goal
vertical communications
13. Money you save
void
asset
long term goal
saving
14. The amount of monthly or annual pay you will earn for your labour
motivation
overdraft
1040 from
salary
15. Someone who has insufficient assets to cover their debts
insolvent
checkbook register
competent parties
short term goal
16. The total amount you earn before any deducations are subtractions
warranty
certified check
job search
gross pay
17. An account owned by two or more people.
joint account
fixed expense
short term goal
job application
18. The need to reach ones full potential - to grow - and to be creative
variable expense
self-actualization
money market
family leave act
19. Money you save for things
voidable
variable expense
savings
checking account
20. (Cd) or a time deposit is a deposit that earns a fixed interest rate for a specific amount of time
promissory note
income tax
certificate of deposit
listening-different skills
21. Asks for your name address social security number marital status and number of exepemptions you are claiming for income tax purposes; this determines amount your employer will withhold from your paycheck for income taxes
intermediate goal
W-4
currency
variable expense
22. Provides federal aid for the elderly and for disabled workers
social security
insolvent
benefits
money market
23. Depositor to a checking account
stop payment
voidable
maker
diversified investments
24. The tax paid on your taxable income
explicit
certified check
benefits
income tax
25. Money or debts that you owe to others
fixed expense
contracts
currency
liabilities
26. The amount left after all deductions are taken out of your gross pay
contracts
simple interest
maker
net pay
27. Interest computed only on amount borrowed without compounding
net worth
variable expense
simple interest
void
28. The relationship between the costs of paying for workiers and the output that is recieved from their work
productivity
solvent
salary
voidable
29. A legally enforceable agreement between two or more people
contracts
diversified investments
social security
intermediate goal
30. A depositor's order to a bank to refuse payment on a check
social security
family leave act
stop payment
mutual fund
31. Get organized - make a plan - follow up - don't give up
job search
liabilities
salary
money market
32. A check written for more money than your account contains
gross pay
payee
aptitude
overdraft
33. The metal or paper medium of exchange that is presently used
insolvent
drawer
currency
parts of a business letter
34. One who is paid
maker
horizontal communications
payee
solvent
35. A promise to pay a specified amount on demand or at a certain time
benefits
contracts
self-actualization
promissory note
36. A written assurance that some product or service will be provided or will meet certain specifications
job application
warranty
productivity
floating a check
37. (1993) allows employees to take p to 12 weeks of unpaid leave in a 12 moth period for certain medical or family situations
unions
warranty
intermediate goal
family leave act
38. Occurs amoung co-workers of equal rank
void
currency
salary
horizontal communications
39. A check containing certification that the person who issued the check has sufficient funds on deposit to cover payment
getting the job
certified check
voidable
short term goal
40. A type of savings account that offers a more competitive interest rate than a regular savings account
commercial bank
intermediate goal
currency
money market
41. Intentionally writing a check on an account without sufficient funds in the hope of making a deposit before the check is cashed.
aptitude
floating a check
job search
getting the job
42. Job elements that increase job satisfaction
income tax
promissory note
insolvent
motivation
43. A form that asks questions of people that apply for a job; write neatly - black or blue pen;stay within space provided - fill in all blanks; be truthful; don't abbreviate; proofread
listening-different skills
joint account
vertical communications
job application
44. Take away the legal force of or render ineffective
benefits
void
motivation
family leave act
45. A statement that solves a problem or explains how to solve the problem
horizontal communications
currency
explicit
solvent
46. Goals you wish to accomplish in the next few months or years; graduation from highschool - or plans for summer employment
intermediate goal
parts of a business letter
social security
canceled check
47. A booklet used to record checking account transactions
checkbook register
net pay
unions
currency
48. The spreading of risks across many types of investments
family leave act
diversified investments
explicit
contracts
49. 'full service banks' provide the widest variety banking services. insured by FDIC
commercial bank
overdraft
certified check
savings
50. Able to be set aside or to be revalidated at a later date
1040 from
overdraft
voidable
co-signer