Test your basic knowledge |

DSST Personal Finance

Subjects : dsst, personal-finance, bvat
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. A face to face meeting with a potential employeer to discuss the job opening






2. Those who are legally capable of entering into contracts.






3. Definite - clearly stated






4. The process of matching your checkbook register with the bank statement






5. A promise to pay a specified amount on demand or at a certain time






6. Job elements that increase job satisfaction






7. A statement that solves a problem or explains how to solve the problem






8. Able to be set aside or to be revalidated at a later date






9. The tax paid on your taxable income






10. 'full service banks' provide the widest variety banking services. insured by FDIC






11. A form that asks questions of people that apply for a job; write neatly - black or blue pen;stay within space provided - fill in all blanks; be truthful; don't abbreviate; proofread






12. Take away the legal force of or render ineffective






13. One who agrees to pay if the borrower fails to pay






14. 1. forms of employee compensation in addition to pay 2. the amount recieved by the beneficiary from a life insurance policy also called proceeds






15. The total amount you earn before any deducations are subtractions






16. A tax form used to uhh make deductions from uhhm ........ from your income in taxes






17. Occurs amoung co-workers of unequal rank






18. A natural - physical - or mental ability that allows you to do certain tasks well






19. Money that someone lends that you pay interest on when you pay it back






20. A check containing certification that the person who issued the check has sufficient funds on deposit to cover payment






21. Goals you wish to accomplish in five to ten years or longer; college degree - marriage






22. The amount left after all deductions are taken out of your gross pay






23. Occurs amoung co-workers of equal rank






24. A goal you expect to reach in a few days or weeks; a B on next weeks math test






25. Costs that do not change from month to month






26. A depositor's order to a bank to refuse payment on a check






27. A booklet used to record checking account transactions






28. A summary of the income you earned during the year and all amounts the employer withheld for taxes






29. The amount of monthly or annual pay you will earn for your labour






30. A group of people who work in the same or similar occupation organized for the benefit of all employees in these ocupations






31. Money or debts that you owe to others






32. Get organized - make a plan - follow up - don't give up






33. Items of value that a person own






34. One who is paid






35. The metal or paper medium of exchange that is presently used






36. Sympathetic- 'empatheic listening' ability to see another person's point of view and sense what person is feeling; critical- ability to differentiate facts from opinion - and creative-listening with an open mind to new ideas






37. Costs that do change from month to month






38. Someone who has insufficient assets to cover their debts






39. The relationship between the costs of paying for workiers and the output that is recieved from their work






40. Allows you to write checks to make payments; also called a demand deposit






41. A type of savings account that offers a more competitive interest rate than a regular savings account






42. (Cd) or a time deposit is a deposit that earns a fixed interest rate for a specific amount of time






43. Provides federal aid for the elderly and for disabled workers






44. Professionally managed group in investments bought using a pool of money from many investors; used to buy stocks. bonds - and other securities






45. Getting an interview - applying - interviewing - and following up






46. Interest computed only on amount borrowed without compounding






47. A written assurance that some product or service will be provided or will meet certain specifications






48. A check that bears the bank's stamp - indicating it has cleared






49. Money you save






50. Depositor to a checking account