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DSST Personal Finance

Subjects : dsst, personal-finance, bvat
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. An account owned by two or more people.






2. A written assurance that some product or service will be provided or will meet certain specifications






3. A type of savings account that offers a more competitive interest rate than a regular savings account






4. Costs that do not change from month to month






5. Costs that do change from month to month






6. The difference between assets and liabilities






7. A check containing certification that the person who issued the check has sufficient funds on deposit to cover payment






8. A legally enforceable agreement between two or more people






9. The person who writes a check or draft instructing the drawee to pay someone else






10. The amount of monthly or annual pay you will earn for your labour






11. A group of people who work in the same or similar occupation organized for the benefit of all employees in these ocupations






12. Occurs amoung co-workers of unequal rank






13. Someone who has insufficient assets to cover their debts






14. A depositor's order to a bank to refuse payment on a check






15. Money or debts that you owe to others






16. The total amount you earn before any deducations are subtractions






17. A form that asks questions of people that apply for a job; write neatly - black or blue pen;stay within space provided - fill in all blanks; be truthful; don't abbreviate; proofread






18. Those who are legally capable of entering into contracts.






19. The us of long term savings to earn a financial return






20. Money that someone lends that you pay interest on when you pay it back






21. Depositor to a checking account






22. 'full service banks' provide the widest variety banking services. insured by FDIC






23. Getting an interview - applying - interviewing - and following up






24. Allows you to write checks to make payments; also called a demand deposit






25. Job elements that increase job satisfaction






26. A face to face meeting with a potential employeer to discuss the job opening






27. The metal or paper medium of exchange that is presently used






28. Items of value that a person own






29. A check that bears the bank's stamp - indicating it has cleared






30. Occurs amoung co-workers of equal rank






31. Definite - clearly stated






32. Take away the legal force of or render ineffective






33. Goals you wish to accomplish in five to ten years or longer; college degree - marriage






34. A promise to pay a specified amount on demand or at a certain time






35. The tax paid on your taxable income






36. Get organized - make a plan - follow up - don't give up






37. Able to be set aside or to be revalidated at a later date






38. A tax form used to uhh make deductions from uhhm ........ from your income in taxes






39. The relationship between the costs of paying for workiers and the output that is recieved from their work






40. A booklet used to record checking account transactions






41. Sympathetic- 'empatheic listening' ability to see another person's point of view and sense what person is feeling; critical- ability to differentiate facts from opinion - and creative-listening with an open mind to new ideas






42. Money you save






43. One who is paid






44. Interest computed only on amount borrowed without compounding






45. Intentionally writing a check on an account without sufficient funds in the hope of making a deposit before the check is cashed.






46. The spreading of risks across many types of investments






47. (1993) allows employees to take p to 12 weeks of unpaid leave in a 12 moth period for certain medical or family situations






48. A check written for more money than your account contains






49. Provides federal aid for the elderly and for disabled workers






50. The process of matching your checkbook register with the bank statement






?:?:)

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