Test your basic knowledge |

DSST Personal Finance

Subjects : dsst, personal-finance, bvat
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Getting an interview - applying - interviewing - and following up






2. (1993) allows employees to take p to 12 weeks of unpaid leave in a 12 moth period for certain medical or family situations






3. Those who are legally capable of entering into contracts.






4. Provides federal aid for the elderly and for disabled workers






5. Definite - clearly stated






6. A depositor's order to a bank to refuse payment on a check






7. A goal you expect to reach in a few days or weeks; a B on next weeks math test






8. A check that bears the bank's stamp - indicating it has cleared






9. Intentionally writing a check on an account without sufficient funds in the hope of making a deposit before the check is cashed.






10. Job elements that increase job satisfaction






11. Money that someone lends that you pay interest on when you pay it back






12. The process of matching your checkbook register with the bank statement






13. 1. forms of employee compensation in addition to pay 2. the amount recieved by the beneficiary from a life insurance policy also called proceeds






14. Able to be set aside or to be revalidated at a later date






15. Money you save






16. The spreading of risks across many types of investments






17. A promise to pay a specified amount on demand or at a certain time






18. Take away the legal force of or render ineffective






19. Someone who has insufficient assets to cover their debts






20. The total amount you earn before any deducations are subtractions






21. The metal or paper medium of exchange that is presently used






22. One who agrees to pay if the borrower fails to pay






23. A face to face meeting with a potential employeer to discuss the job opening






24. The us of long term savings to earn a financial return






25. Return address - letter address - body of the letter: attention - interest - desire - action






26. A written assurance that some product or service will be provided or will meet certain specifications






27. Sympathetic- 'empatheic listening' ability to see another person's point of view and sense what person is feeling; critical- ability to differentiate facts from opinion - and creative-listening with an open mind to new ideas






28. A legally enforceable agreement between two or more people






29. The relationship between the costs of paying for workiers and the output that is recieved from their work






30. A group of people who work in the same or similar occupation organized for the benefit of all employees in these ocupations






31. Goals you wish to accomplish in the next few months or years; graduation from highschool - or plans for summer employment






32. Occurs amoung co-workers of equal rank






33. Costs that do not change from month to month






34. The need to reach ones full potential - to grow - and to be creative






35. Professionally managed group in investments bought using a pool of money from many investors; used to buy stocks. bonds - and other securities






36. Occurs amoung co-workers of unequal rank






37. The tax paid on your taxable income






38. The person who writes a check or draft instructing the drawee to pay someone else






39. A check written for more money than your account contains






40. A check containing certification that the person who issued the check has sufficient funds on deposit to cover payment






41. Allows you to write checks to make payments; also called a demand deposit






42. A statement that solves a problem or explains how to solve the problem






43. A summary of the income you earned during the year and all amounts the employer withheld for taxes






44. A natural - physical - or mental ability that allows you to do certain tasks well






45. Depositor to a checking account






46. The amount of monthly or annual pay you will earn for your labour






47. A type of savings account that offers a more competitive interest rate than a regular savings account






48. One who is paid






49. Asks for your name address social security number marital status and number of exepemptions you are claiming for income tax purposes; this determines amount your employer will withhold from your paycheck for income taxes






50. Items of value that a person own