Test your basic knowledge |

DSST Personal Finance

Subjects : dsst, personal-finance, bvat
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Occurs amoung co-workers of unequal rank






2. Items of value that a person own






3. Job elements that increase job satisfaction






4. Take away the legal force of or render ineffective






5. A promise to pay a specified amount on demand or at a certain time






6. The process of matching your checkbook register with the bank statement






7. Depositor to a checking account






8. Intentionally writing a check on an account without sufficient funds in the hope of making a deposit before the check is cashed.






9. Costs that do not change from month to month






10. Those who are legally capable of entering into contracts.






11. The relationship between the costs of paying for workiers and the output that is recieved from their work






12. The amount left after all deductions are taken out of your gross pay






13. A natural - physical - or mental ability that allows you to do certain tasks well






14. Money that someone lends that you pay interest on when you pay it back






15. Getting an interview - applying - interviewing - and following up






16. Able to be set aside or to be revalidated at a later date






17. A booklet used to record checking account transactions






18. The difference between assets and liabilities






19. A group of people who work in the same or similar occupation organized for the benefit of all employees in these ocupations






20. 'full service banks' provide the widest variety banking services. insured by FDIC






21. A check written for more money than your account contains






22. Interest computed only on amount borrowed without compounding






23. A legally enforceable agreement between two or more people






24. 1. forms of employee compensation in addition to pay 2. the amount recieved by the beneficiary from a life insurance policy also called proceeds






25. A written assurance that some product or service will be provided or will meet certain specifications






26. Goals you wish to accomplish in the next few months or years; graduation from highschool - or plans for summer employment






27. The total amount you earn before any deducations are subtractions






28. A tax form used to uhh make deductions from uhhm ........ from your income in taxes






29. An account owned by two or more people.






30. The spreading of risks across many types of investments






31. Money you save for things






32. A summary of the income you earned during the year and all amounts the employer withheld for taxes






33. Professionally managed group in investments bought using a pool of money from many investors; used to buy stocks. bonds - and other securities






34. The tax paid on your taxable income






35. Costs that do change from month to month






36. A depositor's order to a bank to refuse payment on a check






37. One who is paid






38. Definite - clearly stated






39. A face to face meeting with a potential employeer to discuss the job opening






40. The us of long term savings to earn a financial return






41. A check that bears the bank's stamp - indicating it has cleared






42. Sympathetic- 'empatheic listening' ability to see another person's point of view and sense what person is feeling; critical- ability to differentiate facts from opinion - and creative-listening with an open mind to new ideas






43. A form that asks questions of people that apply for a job; write neatly - black or blue pen;stay within space provided - fill in all blanks; be truthful; don't abbreviate; proofread






44. Occurs amoung co-workers of equal rank






45. A statement that solves a problem or explains how to solve the problem






46. The need to reach ones full potential - to grow - and to be creative






47. Asks for your name address social security number marital status and number of exepemptions you are claiming for income tax purposes; this determines amount your employer will withhold from your paycheck for income taxes






48. Goals you wish to accomplish in five to ten years or longer; college degree - marriage






49. (1993) allows employees to take p to 12 weeks of unpaid leave in a 12 moth period for certain medical or family situations






50. A type of savings account that offers a more competitive interest rate than a regular savings account