Test your basic knowledge |

Life And Health Insurance Exam

Subject : certifications
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Rescission






2. Approved Amount






3. Concealment






4. Integrated LTC Rider


5. Risk - Pure






6. Underwriter






7. Misrepresentation






8. Certificate of Insurance






9. Rollover






10. Standard Provisions






11. Surrender






12. Carriers






13. Major Medical Insurance






14. Medicaid






15. Renewability Clause


16. Twisting


17. Group Life






18. Personal Contract


19. Qualified Plan






20. Flexible Spending Account (FSA)






21. Comprehensive Major Medical






22. Basic Illustration






23. Alien Insurer






24. Adult Day Care






25. Risk - Substandard






26. Proceeds


27. Risk - Speculative






28. Hospital Confinement Rider






29. Transfer






30. Director (Commissioner - Superintendent)






31. Tertiary Beneficiary






32. Representations






33. Insuring Clause






34. Avoidance






35. Life Expectancy






36. Provider






37. Spendthrift Clause






38. Cash Value






39. Payor Benefit






40. Reinsurance






41. Home Health Services






42. Physical Exam and Autopsy






43. Hazard






44. Mode of Payment






45. Commission






46. Juvenile Life






47. Contributory






48. Exposure






49. Waiting Period






50. Coverage