Test your basic knowledge |

Life And Health Insurance Exam

Subject : certifications
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Group Life






2. Medicare






3. Blanket Medical Insurance






4. Secondary Beneficiary






5. Excess Insurance






6. Alzheimer's Disease






7. Director (Commissioner - Superintendent)






8. Substandard Risk






9. Nonrenewal






10. Hospital Confinement Rider






11. Insurability


12. Admitted (Authorized) Insurer






13. Long-Term Disability Insurance






14. Orthodontics






15. Right to Return (aka Free Look)






16. Defamation


17. Nonresident Agent






18. Accidental Death and Dismemberment (AD&D)


19. Exclusions






20. Persistency






21. Deductible






22. Underwriting






23. Cafeteria Plan






24. Permanent Life Insurance






25. Term Insurance






26. Liquidation






27. Waiting Period






28. Personal Contract


29. Domestic Insurer






30. Mode of Payment






31. Major Medical Insurance






32. Binder (Binding Receipt)






33. Mortality Table






34. Preferred Provider Organization (PPO)


35. Total Disability






36. Health Reimburse






37. Premium






38. Errors and Omissions Policy (E&O)






39. Natural Premium






40. Basic Illustration






41. Primary Beneficiary






42. Unilateral Contract






43. Convertible






44. Certificate






45. Limiting Charge






46. Employee RetirementIncome Security Act (ERISA)






47. Nonadmitted (Nonauthorized)






48. Workers Compensation






49. Accumulation Period






50. Commissioner (Superintendent - Director)