Test your basic knowledge |

Life And Health Insurance Exam

Subject : certifications
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Conditional Contract






2. Enrollment Period






3. Terminally Ill






4. Director (Commissioner - Superintendent)






5. Home Health Services






6. Basic Illustration






7. Parol






8. Coinsurance






9. Insuring Clause






10. Avoidance






11. Home Health Agency


12. Insolvent organization






13. Comprehensive Policy






14. Annual Statement






15. Intermediate Care






16. Option






17. Fraud






18. Countersignature






19. Controlled Business






20. Short-Rate Cancellation






21. Boycott






22. Long-Term Care (LTC)






23. Implied Authority






24. Reciprocal Exchange






25. Rebating






26. Premium






27. Orthodontics






28. Reserve






29. Participating Policies (Par)






30. Basic Hospital Expense Insurance






31. Policy Loan






32. Flexible Premium






33. Domicile of Insurer


34. Expiration






35. Waiver of Cost






36. Administrator






37. Health Savings Accounts (HSAs)






38. Commingling






39. Lump Sum






40. Straight Life






41. Personal Contract


42. Medicare






43. Reciprocity


44. Parol Evidence Rule






45. Twisting


46. Morbidity Rate






47. Pro Rata Cancellation






48. Utmost Good Faith






49. Primary Beneficiary






50. Ancillary