Test your basic knowledge |

Life And Health Insurance Exam

Subject : certifications
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Medicaid






2. Acquired Immunodeficiency Syndrome (AIDS)






3. Skilled Nursing Care






4. Exclusions






5. Sickness






6. Medical Savings Account






7. Integrated LTC Rider


8. Home Health Agency


9. Reduction






10. Contract






11. Extension of Benefits


12. Contributory






13. CSO Table (The Commissioner's Standard Ordinary Table)






14. Intermediate Care






15. Adhesion


16. Medigap






17. Stock Companies






18. Medical Information Bureau (MIB)






19. Nonrenewal






20. Disability






21. Basic Hospital Expense Insurance






22. Standard Provisions






23. Premium






24. Buyer's Guide






25. Rider






26. Actual Cash Value (ACV)


27. Co-Pay






28. Limited-Pay Whole Life


29. Agency






30. Rebating






31. Hospital Confinement Rider






32. Permanent Disability






33. Pre-Existing Condition






34. Blanket Medical Insurance






35. Nonforfeiture Values






36. Policyowner






37. Reciprocity


38. Noncancelable






39. Director (Commissioner - Superintendent)






40. Controlled Business






41. Morbidity Table






42. Peril






43. Extended Care Facility






44. Accident






45. Personal Contract


46. Policyholder






47. Life Expectancy






48. Waiver






49. Nonauthorized (Nonadmitted)






50. Multiple-Employer Trust (MET)