Test your basic knowledge |

Life And Health Insurance Exam

Subject : certifications
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Reserve






2. Contract






3. Principal Amount






4. Probationary Period






5. Liquidation






6. Omnibus Budget Reconciliation Act






7. Policyowner






8. Natural Premium






9. Fraud






10. Activities of Daily Living (ADLs)






11. Unilateral Contract






12. Endodontics






13. Unearned Premium






14. Primary Beneficiary






15. Nonmedical


16. Front-End Load






17. Level Premium






18. Mode of Payment






19. Medigap






20. Standard Risk






21. Paid-Up Insurance






22. Limiting Charge






23. Reinsurance






24. Birthday Rule






25. Capital Amount






26. Policyholder






27. Coercion






28. Issue Age


29. Investigative Consumer Report


30. Emergency






31. Terminally Ill






32. Medicare






33. Consideration






34. Health Savings Accounts (HSAs)






35. Joint Life






36. CSO Table (The Commissioner's Standard Ordinary Table)






37. Accident






38. Presumptive Disability






39. Law of Large Numbers






40. Warranty






41. Face






42. Convertible






43. Noncancelable






44. Disability






45. Hazard






46. Disability Income Insurance


47. Straight Life






48. Risk - Standard






49. Rider






50. Settlement Options