Test your basic knowledge |

Life And Health Insurance Exam

Subject : certifications
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Reduction






2. Back-End Load






3. Activities of Daily Living (ADLs)






4. Medigap






5. Adverse Selection






6. Attained Age






7. Risk






8. Medicare Supplement Insurance






9. Medicare






10. Limited Policies






11. Accidental Bodily Injury






12. Issue Age


13. Disability Income Insurance


14. Medicaid






15. Blanket Medical Insurance






16. Implied Authority






17. Lloyd's Associations






18. Provider






19. Consideration






20. Administrator






21. Insurable Interest






22. Aleatory






23. Nonresident Agent






24. Free Look






25. Endorsement






26. Accelerated Benefits






27. Joint Life






28. Buy-Sell Agreement






29. Transfer






30. Sickness






31. Alzheimer's Disease






32. Waiver of Premium






33. Right to Return (aka Free Look)






34. Parol Evidence Rule






35. Group Life






36. Health Savings Accounts (HSAs)






37. Hospice






38. Actuary






39. Enrollment Period






40. Recurrent Disability






41. Ancillary






42. Co-Pay






43. Insured






44. Hazard - Morale


45. Controlled Business






46. Intermediate Care






47. Employee RetirementIncome Security Act (ERISA)






48. Primary Beneficiary






49. Risk - Speculative






50. Natural Premium