Test your basic knowledge |

Life And Health Insurance Exam

Subject : certifications
Instructions:
  • Answer 50 questions in 15 minutes.
  • If you are not ready to take this test, you can study here.
  • Match each statement with the correct term.
  • Don't refresh. All questions and answers are randomly picked and ordered every time you load a test.

This is a study tool. The 3 wrong answers for each question are randomly chosen from answers to other questions. So, you might find at times the answers obvious, but you will see it re-enforces your understanding as you take the test each time.
1. Total Disability






2. Medicare Supplement Insurance






3. Approved Amount






4. Explanation of Medicare Benefits






5. Supplemental Illustration






6. Adjuster






7. Insolvent organization






8. Agent's Authority






9. Implied Authority






10. Payment of Claims






11. Effective Date






12. Actual Charge






13. Broker






14. Coordination of Benefits






15. Cafeteria Plan






16. Controlled Business






17. Issue Age


18. Insured






19. Accumulation Period






20. Proof of Loss






21. Lump Sum






22. Nonmedical


23. Level Premium






24. Commingling






25. Natural Premium






26. Health Insurance






27. Rescission






28. Limited-Pay Whole Life


29. Short-Rate Cancellation






30. Legal Reserve


31. Ancillary






32. Fiduciary


33. Physical Exam and Autopsy






34. Group Disability Insurance






35. Hazard - Morale


36. Rate Service Organization






37. Commission






38. Nonqualified Pla






39. Fair Credit Reporting Act






40. Grace Period






41. Basic Medical Expense Insurance






42. Rollover






43. Long-Term Care (LTC)






44. Non-participating Policies (Non-par)






45. Long-Term Disability Insurance






46. Disability Income Insurance


47. Term Insurance






48. Capital Amount






49. Persistency






50. Recurrent Disability